BELEM INVEST
The computed 12-month bankruptcy probability of BELEM INVEST is 1.2% (low). The 2025 annual accounts show negative equity (€-64k) and a net result of €-45k. Its solvency ranks better than 14% of 1360 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €-64k |
| Net result | €-45k |
| Better than sector | 14% |
| Active | 3 yrs |
Strong profile, led by profitability.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -5.5% | 22.9% | |
| Net result | €-45k | €10k | |
| Equity | €-64k | €44k | |
| Gross operating margin | €48k | €39k | |
| Total assets | €1.16M | €292k |
Show 8 other metrics
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €42k |
| Net profit | €-45k |
| Cash flow | €6k |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €1.16M |
| Equity | €-64k |
| Debt | €1.22M |
| of which ≤ 1y | €49k |
| of which > 1y | €1.18M |
| Working capital | €-7k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 0.86 |
| Quick ratio | 0.86 |
| Working capital ratio | -0.6% |
| Solvency | -5.5% |
| Debt / equity | -19.24 |
| Long-term debt ratio | -18.47 |
| Interest coverage | 1.18 |
| Gross margin | - |
| Net margin | - |
| ROA | -3.9% |
| ROE | 70.5% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (20 line items)
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.16M |
| Fixed assets | 21/28 | €1.12M |
| Tangible fixed assets | 22/27 | €1.12M |
| Current assets | 29/58 | €42k |
| Amounts receivable within one year | 40/41 | €33k |
| Cash & bank | 54/58 | €9k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.16M |
| Equity | 10/15 | €-64k |
| Contributions / capital | 10/11 | €150k |
| Accumulated profits (losses) | 14 | €-214k |
| Amounts payable | 17/49 | €1.22M |
| Amounts payable after one year | 17 | €1.18M |
| Amounts payable within one year | 42/48 | €49k |
| Trade debts payable within one year | 44 | €67 |
| Income statement | ||
| Gross operating margin | 9900 | €48k |
| Operating result | 9901 | €-10k |
| Financial charges | 65 | €35k |
| Result before taxes | 9903 | €-45k |
| Net result for the period | 9904 | €-45k |
| Result to be appropriated | 9905 | €-45k |
Former directors (2)
-
Former- → 06-10-2023
-
Former- → 06-10-2023
| NACE primary | Handel in eigen onroerend goed(68110) |
| Legal form | Private limited company(610) |
| Incorporation | 09-02-2023 |
| Status | Active |
| Postal code | 5100 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92095B0211/00W006 | Wallonia | 1,383 m² | - | - |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
31-12-2025 2 resigning
- Bruno BERTRAND, Bestuurder
- Lidwine BERTRAND, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Bruno BERTRAND",
"address": null,
"birth_date": null
},
"effective_date": "2023-10-06",
"evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale extraordinaire accepte la d\u00E9mission de Monsieur Bruno BERTRAND et de Madame Lidwine BERTRAND de leur fonction d\u0027administrateur de la soci\u00E9t\u00E9. Cette d\u00E9cision est prise \u00E0 l\u0027unanimit\u00E9, avec effet r\u00E9troactif au 6 octobre 2023. D\u00E9charge leur a \u00E9t\u00E9 donn\u00E9e lors de l\u0027assembl\u00E9e g\u00E9n\u00E9rale ",
"discharge_granted": true
},
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Lidwine BERTRAND",
"address": null,
"birth_date": null
},
"effective_date": "2023-10-06",
"evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale extraordinaire accepte la d\u00E9mission de Monsieur Bruno BERTRAND et de Madame Lidwine BERTRAND de leur fonction d\u0027administrateur de la soci\u00E9t\u00E9. Cette d\u00E9cision est prise \u00E0 l\u0027unanimit\u00E9, avec effet r\u00E9troactif au 6 octobre 2023. D\u00E9charge leur a \u00E9t\u00E9 donn\u00E9e lors de l\u0027assembl\u00E9e g\u00E9n\u00E9rale ",
"discharge_granted": true
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0798.268.428",
"name_full": "BELEM INVEST",
"legal_form": "SRL"
}
}13-02-2023 Incorporation of a new SRL
Technical details
{
"kind": "oprichting",
"seat": "Rue des Scabieuses 20 bte A, 5100 Naninne",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1960-12-13",
"name": "BERTRAND Bruno Chantal Serge",
"niss": null,
"address": "5340 Gesves, Rue des Comognes 16"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 50000,
"holder_person_name": "BERTRAND Bruno Chantal Serge",
"is_subscriber_only": true,
"n_shares_subscribed": 100,
"amount_subscribed_eur": 50000,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1984-06-08",
"name": "BERTRAND Lo\u00EFc V\u00E9ronique Xavier Ghislain",
"niss": null,
"address": "5170 Profondeville, Rive de Meuse 40"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 50000,
"holder_person_name": "BERTRAND Lo\u00EFc V\u00E9ronique Xavier Ghislain",
"is_subscriber_only": true,
"n_shares_subscribed": 100,
"amount_subscribed_eur": 50000,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1982-04-10",
"name": "BERTRAND Lidwine Val\u00E9rie B\u00E9n\u00E9dicte Marie Ghislaine",
"niss": null,
"address": "L-1321 Luxembourg, rue de Cessange 274"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 50000,
"holder_person_name": "BERTRAND Lidwine Val\u00E9rie B\u00E9n\u00E9dicte Marie Ghislaine",
"is_subscriber_only": true,
"n_shares_subscribed": 100,
"amount_subscribed_eur": 50000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 150000,
"subject_company": {
"kbo": "0798.268.428",
"name_full": "BELEM INVEST",
"legal_form": "SRL"
},
"initial_directors": [],
"incorporation_date": "2023-02-08",
"post_incorporation_mandates": []
}| Legal nameFR | BELEM INVEST |