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Complete company report
Generated 06-08-2026
Active BE 0540.696.014Private limited company

BELCOVIA

Lodewijk De Raetstraat 32 ·3920 Lommel, Belgium· 12 yrs active
Sector: Financial services (64210)
Conclusion Checked

BELCOVIA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 12 yrs
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Established
Founded in 2013, 12 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 19-07-2025 2025-00296026
31-12-2023 verkort 27-07-2024 2024-00307453
31-12-2022 verkort 18-07-2023 2023-00244584
31-12-2021 verkort 09-08-2022 2022-20280098
31-12-2020 verkort 02-08-2021 2021-45900549
31-12-2019 verkort 14-07-2020 2020-29300101
31-12-2018 verkort 24-06-2019 2019-21600068
31-12-2017 verkort 18-06-2018 2018-18800407
31-12-2016 verkort 19-06-2017 2017-19400256
31-12-2015 verkort 09-06-2016 2016-16100187
Legal Structure
NACE primary Financial services(64210)
Legal form Private limited company(610)
Incorporation03-10-2013
StatusActive
Postal code3920
Establishment units 1 location
BELCOVIA
Lodewijk De Raetstraat 32, 3920 LommelManagementsactiviteiten van holdings : tussenkomen in het dagelijks bestuur, vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal, enz.
since 20132.300.780.513
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72020C1399/00C003 Flanders 6,482 m² 1 · 1,507 m² 6.5 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
19-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
27-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
18-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
03-01-2023
State Gazette act Director changes
2022
09-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
02-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
14-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
24-06-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
18-06-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
19-06-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2016
09-06-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 3 years ago
2023
03-01-2023 1 director appointed, 2 resigning Director changes
  • Buys Pascal, Vaste vertegenwoordiger
  • Holbuco NV, Gedelegeerd bestuurder
  • 6DOS BV, Gedelegeerd bestuurder
Technical details 
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      "kind": "director_out",
      "role": "gedelegeerd_bestuurder",
      "person": null,
      "reason": "de_plein_droit_dissolution",
      "subkind": "regular",
      "via_org": {
        "kbo": "0423.295.528",
        "name": "Holbuco NV",
        "address": "Genthof 4",
        "country": "BE",
        "legal_form": "NV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Vanaf heden wordt het ontslag aanvaard van alle gedelegeerd bestuurders en bestuurders namelijk: -Holbuco NV, 0423.295.528, met maatschappelijke zetel Genthof 4 te 9255 Buggenhout, met als vaste vertegenwoordiger Buys Pascal",
      "decharge_status": "granted",
      "mandate_duration": {
        "kind": "until_date",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_out",
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      "person": null,
      "reason": "de_plein_droit_dissolution",
      "subkind": "regular",
      "via_org": {
        "kbo": "0641.800.302",
        "name": "6DOS BV",
        "address": "Mottaart 7 bus A",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Vanaf heden wordt het ontslag aanvaard van alle gedelegeerd bestuurders en bestuurders namelijk: -6DOS BV, 0641.800.302, met maatschappelijke zetel Mottaart 7 bus A te 2230 Herselt, met als vaste vertegenwoordiger Laeremans Frederik",
      "decharge_status": "granted",
      "mandate_duration": {
        "kind": "until_date",
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      },
      "rep_rotation_new_rep": null,
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    },
    {
      "kind": "director_in",
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      },
      "reason": null,
      "subkind": "regular",
      "via_org": {
        "kbo": "0780.828.719",
        "name": "Enhace BV",
        "address": "Genthof 4",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Vanaf heden wordt volgende bestuurder benoemd voor onbepaalde duur: -Enhace BV, 0780.828.719, met maatschappelijke zetel Genthof 4 te 9255 Buggenhout, met als vaste vertegenwoordiger Buys Pascal",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "decharge_granted",
      "role": "gedelegeerd_bestuurder",
      "person": null,
      "reason": null,
      "subkind": "regular",
      "via_org": {
        "kbo": "0423.295.528",
        "name": "Holbuco NV",
        "address": "Genthof 4",
        "country": "BE",
        "legal_form": "NV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Er wordt hen volledige kwijting gegeven voor de uitoefening van hun mandaat tot op heden.",
      "decharge_status": "granted",
      "mandate_duration": {
        "kind": "until_date",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_granted",
      "role": "gedelegeerd_bestuurder",
      "person": null,
      "reason": null,
      "subkind": "regular",
      "via_org": {
        "kbo": "0641.800.302",
        "name": "6DOS BV",
        "address": "Mottaart 7 bus A",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Er wordt hen volledige kwijting gegeven voor de uitoefening van hun mandaat tot op heden.",
      "decharge_status": "granted",
      "mandate_duration": {
        "kind": "until_date",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "substantive_delegation",
      "role": "vaste_vertegenwoordiger",
      "person": {
        "rrn": null,
        "name": "Buys Pascal",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": {
        "kbo": "0780.828.719",
        "name": "Enhace BV",
        "address": "Genthof 4",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Enhace BV. met als vaste vertegenwoordiger Buys Pascal.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "board_snapshot",
      "role": "bestuurder",
      "person": null,
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Deze beslissingen worden met \u00E9\u00E9nparigheid van stemmen goedgekeurd.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Antwerpen",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2023-01-03",
    "filing_date": "2022-12-14",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2022-11-23",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0540.696.014",
    "name_full": "BELCOVIA",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": "MONITEUR BELGE",
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210
Primary activity highlighted.
Names & trade names
Legal nameNL BELCOVIA
Registered office
Lodewijk De Raetstraat 32
3920 Lommel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative