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BELCENTEX

Active
Private limited companyfounded 2022active for 4 yearsJosaphatstraat 59, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0787.541.713
Summary

BELCENTEX has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2,292 and a net result of €460. Equity is growing by about 36% per year across the filed financial years. Its solvency ranks better than 72% of 22,595 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Financials · financial year 2025, micro format

2025 annual accounts filed late (17 days) Filed on 17 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00407647.

Turnover
€2,132▲ 59.8%
2024 · €1,334
EBIT margin
43.2%▼ 26.5pp
2024 · 69.7%
Net result
€460▼ 45.5%
2024 · €843
Working capital
€2,292▲ 25.1%
2024 · €1,832
Trend over the years

2023 to 2025, 3 financial years

The operating result falls in 2025; 2025 is 1% below 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Turnover€2,132 2025 Operating result€921 2025 Net result€460 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital.

Every figure with its change against the financial year before
favourable unfavourable
Line202320242025
Turnover€1,334€2,132▲ 59.8%
Operating result€930€921▼ 1.0%
Net result-€11within the sector's middle half-€843within the sector's middle half€460within the sector's middle half▼ 45.5%
EBIT margin69.7%43.2%▼ 26.5pp
Equity€989below the sector's middle half-€1,832below the sector's middle half▲ 85.3%€2,292below the sector's middle half▲ 25.1%
Total assets€989below the sector's middle half-€2,113below the sector's middle half▲ 114%€3,842below the sector's middle half▲ 81.9%
Debt€280€1,550▲ 453%
Working capital€1,832within the sector's middle half€2,292within the sector's middle half▲ 25.1%
above within below the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €3,842
Equity €2,292 ▲ 25.1%
Debt €1,550 ▲ 453%
Debt's share of the balance-sheet total rises from 13.3% to 40.3%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€1,550▲
2024 · €280
Income taxes
€166
Ratios withheld: a balance sheet total of €3,842 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 28 lines
Balance sheet Code20242025
Assets
Total assets20/58€2,113€3,842▲
Current assets29/58€2,113€3,842▲
Amounts receivable within one year40/41€74€201▲
Other amounts receivable41€74€201▲
Cash at bank and in hand54/58€2,039€3,642▲
Equity and liabilities
Total equity and liabilities10/49€2,113€3,842▲
Equity10/15€1,832€2,292▲
Contributions10/11€1,000€1,000=
Profit (loss) carried forward14€832€1,292▲
Amounts payable17/49€280€1,550▲
Amounts payable within one year42/48€280€1,550▲
Taxes, remuneration and social security45€280-
Taxes450/3€280-
Other amounts payable47/48-€1,550
Income statement Code20242025
Turnover70€1,334€2,132▲
Goods, raw materials, services and sundry goods60/61€17€231▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€387€980▲
Gross operating margin9900€1,317€1,901▲
Operating profit (loss)9901€930€921▼
Financial charges65/66B€86€294▲
Recurring financial charges65€86€110▲
Non-recurring financial charges66B-€184
Profit (loss) for the period before taxes9903€843€626▼
Income taxes67/77-€166
Profit (loss) for the period9904€843€460▼
Profit (loss) for the period to be appropriated9905€843€460▼
Appropriation of the result
Profit (loss) to be appropriated9906€832€1,292▲
Profit (loss) brought forward from the previous period14P-€11€832▲

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Turnover70-€1,334€2,132▲ 59.8%
Goods, raw materials, services and sundry goods60/61-€17€231▲ 14×
Provisions for liabilities and charges: additions (uses and reversals)635/8-€387€980▲ 153%
Gross operating margin9900-€1,317€1,901▲ 44.3%
Operating profit (loss)9901-€930€921▼ 1.0%
Financial charges65/66B€11€86€294▲ 241%
Recurring financial charges65€11€86€110▲ 27.7%
Non-recurring financial charges66B--€184-
Profit (loss) for the period before taxes9903-€11€843€626▼ 25.7%
Income taxes67/77--€166-
Profit (loss) for the period9904-€11€843€460▼ 45.5%
Profit (loss) for the period to be appropriated9905-€11€843€460▼ 45.5%
Line202320242025Change
Assets
Total assets20/58€989€2,113€3,842▲ 81.9%
Current assets29/58€989€2,113€3,842▲ 81.9%
Amounts receivable within one year40/41-€74€201▲ 173%
Other amounts receivable41-€74€201▲ 173%
Cash at bank and in hand54/58€989€2,039€3,642▲ 78.6%
Equity and liabilities
Total equity and liabilities10/49€989€2,113€3,842▲ 81.9%
Equity10/15€989€1,832€2,292▲ 25.1%
Contributions10/11€1,000€1,000€1,000=
Profit (loss) carried forward14-€11€832€1,292▲ 55.3%
Amounts payable17/49-€280€1,550▲ 453%
Amounts payable within one year42/48-€280€1,550▲ 453%
Taxes, remuneration and social security45-€280--
Taxes450/3-€280--
Other amounts payable47/48--€1,550-
Line202320242025Change
Profit (loss) for the period9904-€11€843€460▼ 45.5%
Operating cash flow (approximation)-€11€843€460▼ 45.5%
Change in cash-€1,050€1,603▲ 52.6%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Filings with the National Bank (3)
Financial year Type Filed Reference
31-12-2025 micro format 17-08-2026 2026-00407647
31-12-2024 micro format 24-07-2025 2025-00309367
31-12-2023 micro format 11-08-2024 2024-00344774

Similar companies · same sector, comparable size

Of the 1,254 active companies whose main activity is retail sale of household textiles and bedding (NACE 47512), figures are known for 593. 106 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.