ANAÎS D.
ActiveThe annual accounts of ANAÎS D. for fiscal year 2025 show a net loss of 90% of the equity at the start of that year. The 2025 annual accounts show equity of €2k and a net result of €-16k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 23% of 18237 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
31
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability1▼-28
Solvency27▼-13
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.98 against 1.13 in 2024; short-term debt: 98.4% and cash: 0.7% of total assets), and 98.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.6%
Return on assets
-14.6%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 18237 sector peers (2025).
NBB · sector comparisonPosition among 18237 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-06-2026, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
61 d late
2024
33 d early
2023
6 d early
2022
10 d late
2021
122 d late
2020
45 d late
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-16k
2024 · €564
2018: €-20k
2019: €-11k
2020: €23k
2021: €20k
2022: €327
2023: €-23k
2024: €564
2018 → 2025
Working capital
€-2k
2024 · €14k
2018: €4k
2019: €-8k
2020: €17k
2021: €35k
2022: €35k
2023: €13k
2024: €14k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€40k-€40k▲ 0.8%€18k▼ 55.9%€18k▲ 3.2%€2k▼ 89.9%
Operating result€20k-€3k▼ 85.1%€-19k€5k€-14k
Net result€20k-€327▼ 98.4%€-23k€564€-16k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €14k after €5k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €113k
Fixed assets
€4k▼ 5.6%
Current assets
€109k▼ 8.2%
Equity and liabilities €113k
Equity
€2k▼ 89.9%
Debt
€111k▲ 6.2%
The debt ratio rises from 85.1% to 98.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-13k▼
2024 · €5k
Cash flow
€-16k▼
2024 · €811
Solvency
1.6%▼
2024 · 14.9%
Current ratio
0.98▼
2024 · 1.13
Quick ratio
0.05▲
2024 · 0.03
Debt / equity
60.40▲
2024 · 5.72
ROE
-894.9%▼
2024 · 3.1%
ROA
-14.6%▼
2024 · 0.5%
Interest coverage
-4.36▼
2024 · 1.18
Debt
€111k▲
2024 · €105k
Debt ≤ 1 year
€111k▲
2024 · €105k
Income taxes
€210▲
2024 · €207
Staff costs
€45k▲
2024 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€123k€113k▼
Fixed assets21/28€4k€4k▼
Tangible fixed assets22/27€473€226▼
Furniture and vehicles24€473€226▼
Financial fixed assets28€4k€4k=
Current assets29/58€119k€109k▼
Stocks and contracts in progress3€116k€103k▼
Stocks30/36€116k€103k▼
Amounts receivable within one year40/41€863€5k▲
Trade receivables40€863€5k▲
Cash at bank and in hand54/58€2k€772▼
Equity and liabilities
Total equity and liabilities10/49€123k€113k▼
Equity10/15€18k€2k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€-2k€-19k▼
Amounts payable17/49€105k€111k▲
Amounts payable within one year42/48€105k€111k▲
Financial debts43€25k€20k▼
Other loans439€25k€20k▼
Trade debts44€33k€61k▲
Suppliers440/4€33k€61k▲
Taxes, remuneration and social security45€27k€20k▼
Taxes450/3€16k€12k▼
Remuneration and social security454/9€11k€9k▼
Other amounts payable47/48€20k€10k▼
Accrued charges and deferred income492/3€22-
Income statement
Code20242025
Remuneration, social security and pensions62€41k€45k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€247€247=
Other operating charges640/8€10k€9k▼
Gross operating margin9900€56k€40k▼
Operating profit (loss)9901€5k€-14k▼
Financial income75/76B€220€326▲
Recurring financial income75€220€326▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€771€-16k▼
Income taxes67/77€207€210▲
Profit (loss) for the period9904€564€-16k▼
Profit (loss) for the period to be appropriated9905€564€-16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-19k▼
Profit (loss) brought forward from the previous period14P€-3k€-2k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 61 days late
2025
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €564
Net result €564 after one loss-making year.
24-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €-23k ▼6992%
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
10-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 122 days late
2021
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 45 days late
2020
30-09
Financial
Back to profitnet €23k
Net result €23k after 2 loss-making years.
27-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-04
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
27-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
20-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-03-2024
Resigned as Manager
Location & real-estate footprint
Registered office, Visé · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Haute(VIS) 264600 ViséGround area
299 m²
Building footprint
81 m²
Volume, LiDAR
921 m³
Parcel 62108C0195/00R000, Wallonia · tallest building 13.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
MATIN COTON
since 20092.177.578.635
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62108C0195/00R000 | Wallonia | 299 m² | 1 · 81 m² | 13.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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T.B.X INTERNATIONAL
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Of 1,271 companies in sector 47512 we hold annual accounts for 581. 74 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-04-2009
Fiscal year end30-09
Activities, NACEBEL
47512Retail sale of household textiles and bedding
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.