Summary
Bel Marine Services is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €5k and a net result of €4k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 26% of 2435 sector peers (fiscal year 2025). The company has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-07-2026, 27 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
27 d early
2024
11 d early
2023
17 d early
2022
14 d early
2021
22 d early
2020
26 d early
2019
13 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k▲ 948%
2024 · €435
2018: €34k
2019: €15k
2020: €10k
2021: €-746
2022: €3k
2023: €-4k
2024: €435
2018 → 2025
Net result
€4k▼ 6.3%
2024 · €4k
2018: €-6k
2019: €-19k
2020: €-5k
2021: €-11k
2022: €4k
2023: €-7k
2024: €4k
2018 → 2025
Total assets
€23k▲ 166%
2024 · €9k
2018: €39k
2019: €31k
2020: €33k
2021: €48k
2022: €17k
2023: €10k
2024: €9k
2018 → 2025
Solvency
20.0%▲ 14.9pp
2024 · 5.1%
2018: 86.3%
2019: 46.8%
2020: 30.3%
2021: -1.6%
2022: 20.5%
2023: -41.1%
2024: 5.1%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€23k-
Equity€-746-€3k€-4k€435€5k▲ 948%
Operating result€-10k-€4k€-7k€5k€4k▼ 8.0%
Net result€-11k-€4k€-7k€4k€4k▼ 6.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €23k
Equity
€5k ▲ 948%
Debt
€18k ▲ 124%
Debt's share of the balance-sheet total falls from 94.9% to 80.0%. Equity and debt are higher.
Key figures and ratios
ROE
90.5%
ROA
18.1%▼
2024 · 51.3%
Debt ≤ 1 year
€18k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 30 lines
Balance sheet
Code20242025
Assets
Total assets20/58€9k€23k▲
Current assets29/58€9k€23k▲
Amounts receivable within one year40/41€787€5k▲
Trade receivables40-€4k
Other amounts receivable41€787€1k▲
Cash at bank and in hand54/58€8k€18k▲
Equity and liabilities
Total equity and liabilities10/49€9k€23k▲
Equity10/15€435€5k▲
Contributions10/11€20k€20k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-22k€-17k▲
Amounts payable17/49€8k€18k▲
Amounts payable within one year42/48€8k€18k▲
Taxes, remuneration and social security45€6k€15k▲
Remuneration and social security454/9€6k€15k▲
Other amounts payable47/48€3k€4k▲
Income statement
Code20242025
Other operating charges640/8€675€121▼
Gross operating margin9900€5k€4k▼
Operating profit (loss)9901€5k€4k▼
Financial income75/76B€18€10▼
Recurring financial income75€18€10▼
Financial charges65/66B€239€141▼
Recurring financial charges65€239€141▼
Profit (loss) for the period before taxes9903€4k€4k▼
Profit (loss) for the period9904€4k€4k▼
Profit (loss) for the period to be appropriated9905€4k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-22k€-17k▲
Profit (loss) brought forward from the previous period14P€-26k€-22k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
14-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €4k
Net result €4k after 4 loss-making years.
09-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
18-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-19k
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
15-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 46 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gallifortlei 1372100 AntwerpenGround area
182 m²
Building footprint
108 m²
Volume, LiDAR
701 m³
Parcel 11343A0581/00F005, Flanders · tallest building 11.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Gallifortlei 137, 2100 Antwerpen
since 19912.053.371.125
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11343A0581/00F005 | Flanders | 182 m² | 1 · 108 m² | 11.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EUROPEAN SURVEY COMPANY
BE 0473.930.716
Destelbergen · Eq €4,372
WP9
BE 0780.793.778
Rotselaar · Eq €5,000
All Specialty Underwriting
BE 0743.918.536
Roeselare · Eq €5,014
AE EXPERT IMMOBILIER
BE 0787.992.168
Mouscron · Eq €4,096
Ratio Expertise
BE 1013.097.692
Kruisem · Eq €5,293
Of 853 companies in sector 66210 we hold annual accounts for 511. 134 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded28-06-1991
Fiscal year end31-12
Activities, NACEBEL 2025
66210Risk and damage evaluation
78100Employment placement agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.