Bel Food

Active

Cooperative companyfounded 2017active for 9 yearsHenegouwenkaai 29, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0680.783.909

Summary

Bel Food has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €180,641 and a net result of €85. Equity is growing by about 9.8% per year across the filed financial years. Its solvency ranks better than 59% of 22,576 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Risk analysisFollow Report Compare

Bel FoodActiveChecked score 82/100

Risk analysis Report Compare

Activity

Other retail sale of food

NACE 47279

1 site

Size

€415,604total assets 2025

Staff: 9 FTE
Equity: €180,641
Profit: €85

Turnover not published (abbreviated or micro format)

Financial health

82 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.5%

Structure

Largest shareholder: The Food Hub · 36%
Board: 4 members

Liesbeth DriesenManaging director

2025 accounts 32 days early1 of 6 deeds summarised

Why 82raises risk1 of the last 3 lateSector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 1.16, cash €109,576Equity €180,641 (43.5% of total assets)Show the evidence

Checked score

Score 2025

82 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 50% of its sector peers (NACE 47, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 68-9

equity 43.5% of total assets

Liquidity 60+10

short-term debt 47.3% · cash 26.4%

Profitability 54+54

return on assets 0.0%

Bankruptcy probability, 12 months

0.5% Very low

0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,246 companies, NACE 47, micro)

Last 24 months 11-2024: 0.8% 12-2024: 0.8%● unchanged vs 11-2024 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 0.8%● unchanged vs 06-2025 08-2025: 1.2%▲ +0.4 percentage points vs 07-2025 09-2025: 1.2%● unchanged vs 08-2025 10-2025: 1.2%● unchanged vs 09-2025 11-2025: 1.2%● unchanged vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.1%▼ -0.1 percentage points vs 12-2025 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 1.1%● unchanged vs 02-2026 04-2026: 1.1%● unchanged vs 03-2026 05-2026: 1.2%▲ +0.1 percentage points vs 04-2026 06-2026: 1.1%▼ -0.1 percentage points vs 05-2026 07-2026: 1.1%● unchanged vs 06-2026 08-2026: 1.3%▲ +0.2 percentage points vs 07-2026 09-2026: 1.5%▲ +0.2 percentage points vs 08-2026highest value 10-2026: 0.5%▼ -1.0 percentage point vs 09-2026lowest value

Credit of up to €14,000 on 30-day terms is acceptable

Liquidity tight (current ratio 1.16, compared with 1.19 in 2024, below the usual 1.5; short-term debt: 47.3% and cash: 26.4% of total assets), and 56.5% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 58% on solvency, 66% on liquidity, 39% on profitability and 36% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

1 of the last 3 late

NBB · filings

Liquidity: current ratio 1.16, cash €109,576

NBB · annual accounts

Sector: Retail trade (NACE 47)

KBO

Equity €180,641 (43.5% of total assets)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.

NBB · 8 filings

Deviation from the deadline

2025

32 days early

2024

9 days early

2023

44 days late

2022

2 days late

2021

50 days late

2020

159 days late

2019

96 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 44 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 August (4 of the last 5 filed years within 43 days of that day).

Companies Code · seven months

Where today falls in the filing period

26-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

29-06-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Back to profitnet €85
24-07-2025 Resignations: The Food Hub, Atelier Groot…Permanent representatives: Angela Cara, Stefaan…

Key points

Positive: Back in profit in 2025after -€109,925 in 2024 €85 View
Positive: Among the best 18% on equitysector median €41,274 · 22,617 companies €180,641 View
Board4 directors in office 4 View

By topic

Financials

Financial year: 2025
Total assets: €415,604
Profit: €85
Solvency: 43.5%

Total assets▲ 17.0%

Net result

20182025

Go to Financials

Board & ownership

Board: 4 members
Largest shareholder: The Food Hub · 36%

Cid Van VeerdeghemDirector
Stefaan PeirsmanDirector
Mathilde LeboeufDirector
Tine Van HerckDirector

Go to Board & ownership

Network & group

Connected companies: 1

Go to Network & group

Timeline

Events: 16
Since: 2019
Next accounts: by 31-07-2027

22-07-2025Annual accounts filed
31-12-2024Weakest financial year
13-09-2024Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Cooperative company
Activity: Other retail sale of foodNACE 47279
Founded: 06-09-2017
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about Bel Food

What is the company number of Bel Food?: 0680.783.909. In Belgium the VAT number is the company number with BE in front: BE 0680.783.909.
Where is Bel Food based?: The registered office is at Henegouwenkaai 29, 1080 Sint-Jans-Molenbeek.Company details
What does Bel Food do?: According to the KBO register, the main activity is other retail sale of food (NACE 47279).
What is the legal form of Bel Food?: Cooperative company (CV).
When was Bel Food founded?: On 06-09-2017.
Is Bel Food still active?: Yes, Bel Food is an active enterprise in the KBO register.
How many employees does Bel Food have?: On average 9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Bel Food?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Bel Food profitable?: In financial year 2025, Bel Food made a profit of €85.
Where can I find the annual accounts of Bel Food?: Bel Food filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Bel Food due?: By 31-07-2027, for financial year 2026.Timeline