BEKS MULTI-SERVICES
ActiveSummary
The computed 12-month bankruptcy probability of BEKS MULTI-SERVICES is 3.2% (moderate). The 2025 annual accounts show equity of €36,640 and a net result of -€14,495. Equity is growing by ~17.5% per year across the filed fiscal years. Its solvency ranks better than 66% of 4579 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability11▼-57
Solvency81▲+7
Growth52=
Track record100
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days only on tighter terms
Liquidity ample (current ratio 2.57 against 1.79 in 2024; short-term debt: 18.9% and cash: 5.7% of total assets), and 43.9% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.1%
Return on assets
-22.2%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year -€14,495
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
16 d early
2024
34 d late
2023
31 d late
2022
32 d late
2021
60 d late
2020
36 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 30 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€36,640▼ 28.3%
2024 · €51,136
Total assets
€65,366▼ 37.8%
2024 · €105,039
Net result
-€14,495▼ 1,651%
2024 · -€828
Working capital
€19,331▼ 23.2%
2024 · €25,162
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€21,324▲ 66.8%€9,701▼ 54.5%€40,077▲ 313%€4,102▼ 89.8%-€11,718
Net result€15,405within the sector's middle half▲ 64.4%€10,049within the sector's middle half▼ 34.8%€30,432above the sector's middle half▲ 203%-€828below the sector's middle half-€14,495below the sector's middle half▼ 1,651%
Equity€30,776within the sector's middle half▲ 100%€40,826within the sector's middle half▲ 32.7%€51,963within the sector's middle half▲ 27.3%€51,136within the sector's middle half▼ 1.6%€36,640within the sector's middle half▼ 28.3%
Total assets€43,686below the sector's middle half▲ 116%€57,801below the sector's middle half▲ 32.3%€68,372within the sector's middle half▲ 18.3%€105,039within the sector's middle half▲ 53.6%€65,366within the sector's middle half▼ 37.8%
Debt€12,910▲ 164%€16,975▲ 31.5%€16,409▼ 3.3%€53,903▲ 229%€28,726▼ 46.7%
Working capital€21,882within the sector's middle half▲ 46.2%€31,558within the sector's middle half▲ 44.2%€30,522within the sector's middle half▼ 3.3%€25,162within the sector's middle half▼ 17.6%€19,331within the sector's middle half▼ 23.2%
Solvency70.4%above the sector's middle half▼ 5.4pp70.6%above the sector's middle half▲ 0.2pp76.0%above the sector's middle half▲ 5.4pp48.7%within the sector's middle half▼ 27.3pp56.1%within the sector's middle half▲ 7.4pp
Current ratio3.35above the sector's middle half▼ 0.712.86above the sector's middle half▼ 0.492.86above the sector's middle half=1.79within the sector's middle half▼ 1.072.57within the sector's middle half▲ 0.78
Return on assets (ROA)35.3%above the sector's middle half▼ 11.0pp17.4%above the sector's middle half▼ 17.9pp44.5%above the sector's middle half▲ 27.1pp-0.8%below the sector's middle half▼ 45.3pp-22.2%below the sector's middle half▼ 21.4pp
Staff (FTE)1
above
within
below
the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €11,718 after €4,102 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €65,366
Fixed assets
€33,703 ▼ 30.0%
Current assets
€31,663 ▼ 44.4%
Equity and liabilities €65,366
Equity
€36,640 ▼ 28.3%
Debt
€28,726 ▼ 46.7%
Debt's share of the balance-sheet total falls from 51.3% to 43.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€2,695▼
2024 · €15,186
Cash flow
-€83▼
2024 · €10,257
Debt to equity
0.78▼
2024 · 1.05
ROE
-39.6%▼
2024 · -1.6%
Interest coverage
1.28▼
2024 · 12.19
Debt ≤ 1 year
€12,332▼
2024 · €31,761
Debt > 1 year
€16,394▼
2024 · €22,142
Income taxes
€665▼
2024 · €4,175
Staff costs
€12,215▼
2024 · €15,371
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,597 companies that looked in July 2024 the way this one looks now, 2.8% went bankrupt within 24 months and 87% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
2.8%
went bankrupt
9.2%
stopped otherwise
87%
still going
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,597 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €19,714 | €14,442 | €15,371 | €12,215 | ▼ 20.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,176 | €3,217 | €5,826 | €11,084 | €14,412 | ▲ 30.0% |
| Other operating charges640/8 | €582 | €657 | €2,806 | €3,057 | €2,076 | ▼ 32.1% |
| Gross operating margin9900 | €25,082 | €33,288 | €63,151 | €33,614 | €16,986 | ▼ 49.5% |
| Operating profit (loss)9901 | €21,324 | €9,701 | €40,077 | €4,102 | -€11,718 | ▼ 386% |
| Financial income75/76B | - | €556 | €0 | €492 | €0 | ▼ 100.0% |
| Recurring financial income75 | - | €556 | €0 | €492 | €0 | ▼ 100.0% |
| Financial charges65/66B | €179 | €186 | €186 | €1,246 | €2,113 | ▲ 69.6% |
| Recurring financial charges65 | €179 | €186 | €186 | €1,246 | €2,113 | ▲ 69.6% |
| Profit (loss) for the period before taxes9903 | €21,145 | €10,071 | €39,891 | €3,347 | -€13,831 | ▼ 513% |
| Income taxes67/77 | €5,740 | €21 | €9,460 | €4,175 | €665 | ▼ 84.1% |
| Profit (loss) for the period9904 | €15,405 | €10,049 | €30,432 | -€828 | -€14,495 | ▼ 1,651% |
| Profit (loss) for the period to be appropriated9905 | €15,405 | €10,049 | €30,432 | -€828 | -€14,495 | ▼ 1,651% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €43,686 | €57,801 | €68,372 | €105,039 | €65,366 | ▼ 37.8% |
| Fixed assets21/28 | €12,485 | €9,267 | €21,441 | €48,116 | €33,703 | ▼ 30.0% |
| Tangible fixed assets22/27 | €12,485 | €9,267 | €21,441 | €48,116 | €33,703 | ▼ 30.0% |
| Plant, machinery and equipment23 | €239 | €72 | - | - | - | - |
| Furniture and vehicles24 | €12,246 | €9,195 | €21,441 | €48,116 | €33,703 | ▼ 30.0% |
| Current assets29/58 | €31,201 | €48,533 | €46,931 | €56,923 | €31,663 | ▼ 44.4% |
| Amounts receivable within one year40/41 | €5,885 | €23,691 | €17,248 | €31,638 | €25,927 | ▼ 18.1% |
| Trade receivables40 | €5,168 | €7,514 | €15,237 | €19,041 | €6,920 | ▼ 63.7% |
| Other amounts receivable41 | €717 | €16,177 | €2,011 | €12,597 | €19,007 | ▲ 50.9% |
| Cash at bank and in hand54/58 | €25,316 | €24,270 | €27,681 | €21,692 | €3,746 | ▼ 82.7% |
| Deferred charges and accrued income490/1 | - | €572 | €2,002 | €3,593 | €1,990 | ▼ 44.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €43,686 | €57,801 | €68,372 | €105,039 | €65,366 | ▼ 37.8% |
| Equity10/15 | €30,776 | €40,826 | €51,963 | €51,136 | €36,640 | ▼ 28.3% |
| Contributions10/11 | €6,000 | €6,000 | €6,000 | €6,000 | €6,000 | = |
| Reserves13 | €22,500 | €22,500 | €22,500 | €22,500 | €22,500 | = |
| Distributable reserves133 | €22,500 | €22,500 | €22,500 | €22,500 | €22,500 | = |
| Profit (loss) carried forward14 | €2,276 | €12,326 | €23,463 | €22,636 | €8,140 | ▼ 64.0% |
| Amounts payable17/49 | €12,910 | €16,975 | €16,409 | €53,903 | €28,726 | ▼ 46.7% |
| Amounts payable after more than one year17 | €3,590 | - | - | €22,142 | €16,394 | ▼ 26.0% |
| Financial debts170/4 | €3,590 | - | - | €22,142 | €16,394 | ▼ 26.0% |
| Amounts payable within one year42/48 | €9,319 | €16,975 | €16,409 | €31,761 | €12,332 | ▼ 61.2% |
| Current portion of amounts payable after more than one year42 | €3,297 | €3,590 | €267 | €5,336 | €5,748 | ▲ 7.7% |
| Trade debts44 | €207 | €803 | €212 | €10,187 | €117 | ▼ 98.9% |
| Suppliers440/4 | €207 | €803 | €212 | €10,187 | €117 | ▼ 98.9% |
| Taxes, remuneration and social security45 | €5,740 | €12,581 | €15,845 | €16,238 | €6,467 | ▼ 60.2% |
| Taxes450/3 | €5,740 | €6,884 | €13,072 | €12,503 | €2,707 | ▼ 78.3% |
| Remuneration and social security454/9 | - | €5,697 | €2,773 | €3,736 | €3,760 | ▲ 0.6% |
| Other amounts payable47/48 | €76 | - | €85 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15,405 | €10,049 | €30,432 | -€828 | -€14,495 | ▼ 1,651% |
| + Depreciation and write-downs630 | €3,176 | €3,217 | €5,826 | €11,084 | €14,412 | ▲ 30.0% |
| Operating cash flow (approximation) | €18,581 | €13,267 | €36,258 | €10,257 | -€83 | ▼ 101% |
| Investment in fixed assets (approximation) | - | €0 | -€18,000 | -€37,759 | €0 | ▲ 100% |
| Change in cash | - | -€1,046 | €3,411 | -€5,989 | -€17,946 | ▼ 200% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet -€14,495
Net result drops to -€14,495, the lowest in the series.
03-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 34 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Highest result since 2020net €30,432 ▲203%
Operating result €40,077, net result €30,432, both a record.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 60 days late
2021
05-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 36 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vilvoorde · 2 establishment units since 2020
Ground area
104 m²
Building footprint
63 m²
Volume, LiDAR
439 m³
Parcel 23644H0040/00H004, Flanders · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
BEKS MULTI-SERVICES
since 20202.297.753.222
-
since 20252.378.634.592
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23644H0040/00H004 | Flanders | 104 m² | 1 · 63 m² | 10.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,364 companies in sector 81210 we hold annual accounts for 2,741. 2,227 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-01-2020
Fiscal year end31-12
Activities, NACEBEL 2025
81210General cleaning of buildings
41001General construction of residential buildings
43211General electrical installation work
43212Electrical installation work in industrial facilities
43240Other construction installation
43341Painting of buildings
81220Other building cleaning and industrial cleaning
81230Other cleaning activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0740986265
Also
9925:BE0740986265
Registered
10-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.