BEJA
ActiveThe computed 12-month bankruptcy probability of BEJA is 2.1% (moderate). The 2025 annual accounts show equity of €184k and a net result of €-8k. Equity is growing by ~8.1% per year across the filed fiscal years. Its solvency ranks better than 44% of 13044 sector peers (fiscal year 2025). The company has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency35▼-43
Growth52=
Stability100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days only on tighter terms
Liquidity short (current ratio 0.99 against 1.88 in 2024), and 75.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
30 d late
2023
53 d late
2022
60 d late
2021
92 d late
2020
90 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-8k
2024 · €49k
2018: €99k
2019: €20k
2020: €-45k
2021: €75k
2022: €44k
2023: €33k
2024: €49k
2018 → 2025
Working capital
€-1k
2024 · €183k
2018: €806
2019: €35k
2020: €10k
2021: €117k
2022: €143k
2023: €135k
2024: €183k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€157k-€171k▲ 8.6%€179k▲ 4.8%€193k▲ 7.7%€184k▼ 4.4%
Operating result€85k-€83k▼ 2.8%€37k▼ 54.7%€62k▲ 64.0%€9k▼ 85.7%
Net result€75k-€44k▼ 42.1%€33k▼ 23.9%€49k▲ 47.1%€-8k
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 86% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €765k
Fixed assets
€624k▲ 428%
Current assets
€141k▼ 64.1%
Equity and liabilities €765k
Equity
€184k▼ 4.4%
Debt
€581k▲ 82.9%
The debt ratio rises from 62.3% to 75.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€55k▼
2024 · €95k
Cash flow
€37k▼
2024 · €82k
Solvency
24.1%▼
2024 · 37.7%
Current ratio
0.99▼
2024 · 1.88
Quick ratio
0.94▼
2024 · 1.85
Debt / equity
3.16▲
2024 · 1.65
ROE
-4.6%▼
2024 · 25.3%
ROA
-1.1%▼
2024 · 9.5%
Interest coverage
104.24▲
2024 · 62.27
Debt
€581k▲
2024 · €318k
Debt ≤ 1 year
€142k▼
2024 · €209k
Debt > 1 year
€439k▲
2024 · €109k
Income taxes
€21k▲
2024 · €12k
Staff costs
€707k▲
2024 · €635k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€510k€765k▲
Fixed assets21/28€118k€624k▲
Tangible fixed assets22/27€98k€604k▲
Land and buildings22-€472k
Plant, machinery and equipment23€85k€90k▲
Furniture and vehicles24€13k€20k▲
Leasing and similar rights25€703€490▼
Other tangible fixed assets26-€22k
Financial fixed assets28€20k€20k=
Current assets29/58€392k€141k▼
Amounts receivable after more than one year29-€51k
Trade receivables290-€51k
Stocks and contracts in progress3€6k€7k▲
Stocks30/36€6k€7k▲
Amounts receivable within one year40/41€49k€61k▲
Trade receivables40€39k€60k▲
Other amounts receivable41€11k€1k▼
Cash at bank and in hand54/58€337k€22k▼
Equity and liabilities
Total equity and liabilities10/49€510k€765k▲
Equity10/15€193k€184k▼
Contributions10/11€35k€35k=
Reserves13€3k€3k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Profit (loss) carried forward14€154k€146k▼
Amounts payable17/49€318k€581k▲
Amounts payable after more than one year17€109k€439k▲
Financial debts170/4€19k€439k▲
Other amounts payable178/9€90k-
Amounts payable within one year42/48€209k€142k▼
Financial debts43€11k€49k▲
Credit institutions430/8€11k€49k▲
Trade debts44€101k€18k▼
Suppliers440/4€101k€18k▼
Taxes, remuneration and social security45€77k€53k▼
Taxes450/3€48k€20k▼
Remuneration and social security454/9€30k€32k▲
Other amounts payable47/48€19k€22k▲
Income statement
Code20242025
Remuneration, social security and pensions62€635k€707k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€46k▲
Other operating charges640/8€74k€76k▲
Non-recurring operating charges66A€76€500▲
Gross operating margin9900€804k€838k▲
Operating profit (loss)9901€62k€9k▼
Financial income75/76B€423€4k▲
Recurring financial income75€423€4k▲
Financial charges65/66B€2k€524▼
Recurring financial charges65€2k€524▼
Profit (loss) for the period before taxes9903€60k€13k▼
Income taxes67/77€12k€21k▲
Profit (loss) for the period9904€49k€-8k▼
Profit (loss) for the period to be appropriated9905€49k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€189k€146k▼
Profit (loss) brought forward from the previous period14P€140k€154k▲
Profit to be distributed694/7€35k-
Directors or managers695€35k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 30 days late
2024
22-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 53 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 60 days late
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 92 days late
2021
31-12
Financial
Back to profitnet €75k
Net result €75k after one loss-making year.
31-12
Financial
Equity above €150kEq €157k ▲91.7%
Equity rises from €82k to €157k.
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 90 days late
2020
31-12
Financial
Weakest financial yearnet €-45k ▼324%
Net result drops to €-45k, the lowest in the series; recovery starts the following year.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 91 days late
2019
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
19-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 50 days late
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
under verification, no change since 2023
This board is reconstructed from a single act (23450308). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
dE AMARAL BEJA dA SILVA Alexandre Kevin
CurrentDirector · since 08-12-2023
dE AMARAL BEJA dA SILVA Anthony Jonathan
CurrentDirector · since 08-12-2023
dE AMARAL BEJA dA SILVA Antonio Maria
CurrentDirector · since 08-12-2023
dE AMARAL BEJA dA SILVA Sandra Lydie
CurrentDirector · since 08-12-2023
08-12-2023
dE AMARAL BEJA dA SILVA Alexandre Kevin: Appointed as Director
08-12-2023
dE AMARAL BEJA dA SILVA Anthony Jonathan: Appointed as Director
08-12-2023
dE AMARAL BEJA dA SILVA Antonio Maria: Resigned as Manager
08-12-2023
dE AMARAL BEJA dA SILVA Antonio Maria: Appointed as Director
08-12-2023
dE AMARAL BEJA dA SILVA Sandra Lydie: Appointed as Director
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beenhouwersstraat 43A1000 BrusselGround area
55 m²
2 parcels, Brussels. Linked by address, not a title deed.
1 establishment unit
LE MARMITON
since 19922.055.739.311
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21802B1155/00F002 | Brussels | 28 m² | - | - |
| 21802B1155/00E002 | Brussels | 27 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.055.739.311
Legal Entity Identifier
984500A3F8X36J73BE12
Similar companies · same sector, comparable size
DE TOEKOMST
BE 0475.977.614
Essen · Eq €184k
ASIEATIK FOOD CONCEPT
BE 0834.668.766
Tournai · Eq €184k
Meander
BE 0891.657.454
Huldenberg · Eq €184k
2 MIE MAAN
BE 0821.592.473
Herselt · Eq €184k
LOBBESTAEL
BE 0599.983.996
Brugge · Eq €184k
Of 20,234 companies in sector 56111 we hold annual accounts for 11,310. 8,622 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-09-1991
Fiscal year end31-12
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@lemarmiton.be
Phone:025117910