Active BE 0795.390.102Private limited company

Beirnaert Farma

Tramstraat(HEU) 63 ·9070 Destelbergen, Belgium· 3 yrs active

Sector: Detailhandel in farmaceutische producten (47730)

Conclusion Checked

The computed 12-month bankruptcy probability of Beirnaert Farma is 2.8% (moderate). The 2024 annual accounts show equity of €312k and a net result of €56k. Its solvency ranks better than 60% of 1230 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€312k
Net result	€56k
Staff (FTE)	5.5
Better than sector	60%

Financial profile 5 of 5 axes measured · computed by Checked

80 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 81

Profitability 89

Solvency 56

Growth 78

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

2.8% Moderate

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate sector +Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2022, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

81 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 14-11-2025 with the NBB · fiscal year 2024 · verkort

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	29.8%	20.3%	better than 60% of 1230 sector peers
Net result	€56k	€25k	better than 64% of 1229 sector peers
Equity	€312k	€142k	better than 69% of 1230 sector peers
Gross operating margin	€525k	€215k	better than 77% of 1228 sector peers
Staff costs	€405k	€160k	higher than 78% of 937 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€119k

+203.2% 23-24

Net profit

€56k

- 23-24

Cash flow

€74k

+352.6% 23-24

Total assets

€1.05M

+16.5% 23-24

Equity

€312k

+21.7% 23-24

Working capital

€304k

+31.5% 23-24

Employees (FTE)

6

- 23-24

Staff costs

€405k

-40.4% 23-24

Show 10 other metrics

Income taxes

€21k

+5027.7% 23-24

Debt

€736k

+14.4% 23-24

Debt ≤ 1y

€720k

+14.5% 23-24

Current ratio

1.42

+4.0% 23-24

Quick ratio

0.74

+11.2% 23-24

Solvency

29.8%

+4.5% 23-24

Debt / equity

2.36

-6.0% 23-24

ROE

17.8%

- 23-24

ROA

5.3%

- 23-24

Interest coverage

4.62

+183.6% 23-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	verkort
Revenue	-
EBITDA	€119k
Net profit	€56k
Cash flow	€74k
Staff costs	€405k
Income taxes	€21k
Dividends	-
Total assets	€1.05M
Equity	€312k
Debt	€736k
of which ≤ 1y	€720k
of which > 1y	-
Working capital	€304k
Employees (FTE)	5.5

Ratios (computed)

	2024
Current ratio	1.42
Quick ratio	0.74
Working capital ratio	29.0%
Solvency	29.8%
Debt / equity	2.36
Long-term debt ratio	-
Interest coverage	4.62
Gross margin	-
Net margin	-
ROA	5.3%
ROE	17.8%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €23k · 2.2% Current assets €1.02M · 97.8%

Equity & liabilities

Equity €312k · 29.8% Debt €736k · 70.2%

Full annual accounts (23 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€1.05M
Fixed assets	21/28	€23k
Tangible fixed assets	22/27	€23k
Current assets	29/58	€1.02M
Stocks & contracts in progress	3	€494k
Amounts receivable within one year	40/41	€334k
Cash & bank	54/58	€182k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€1.05M
Equity	10/15	€312k
Contributions / capital	10/11	€101k
Reserves	13	€202k
Accumulated profits (losses)	14	€9k
Amounts payable	17/49	€736k
Amounts payable within one year	42/48	€720k
Trade debts payable within one year	44	€359k
Income statement
Gross operating margin	9900	€525k
Operating result	9901	€101k
Financial income	75	€846
Financial charges	65	€26k
Result before taxes	9903	€76k
Income taxes	67/77	€21k
Net result for the period	9904	€56k
Result to be appropriated	9905	€56k

This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	Detailhandel in farmaceutische producten(47730)
Legal form	Private limited company(610)
Incorporation	26-12-2022
Status	Active
Postal code	9070

Establishment units 2 locations

Apotheek Beirnaert Farma

Laarnebaan(HEU) 114, 9070 DestelbergenDetailhandel in farmaceutische producten

since 20222.340.265.550

Apotheek Beirnaert Farma

Tramstraat(HEU) 63, 9070 DestelbergenApotheek

since 20222.340.265.649

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44028B0452/00C000	Flanders	436 m²	1 · 113 m²	6.7 m · 2 fl.
44028C0078/00A005	Flanders	163 m²	1 · 112 m²	11.7 m · 3 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

14-11-2025

NBB filing Annual accounts filed

fiscal year 2024 · verkort

2024

21-10-2024

NBB filing Annual accounts filed

fiscal year 2023 · verkort

Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Apotheken47730Detailhandel in farmaceutische producten47730

Primary activity highlighted.

Names & trade names

Legal nameNL

Beirnaert Farma

Registered office

Tramstraat(HEU) 63

9070 Destelbergen, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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