BeHold is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €204k and a net result of €28k. Equity is growing by ~29.9% per year across the filed fiscal years. Its solvency ranks better than 23% of 5507 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
29 d late
2023
1 d early
2022
49 d late
2021
31 d late
2020
82 d late
2019
52 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€204k▲ 15.6%
2024 · €176k
2018: €33k
2019: €42k
2020: €59k
2021: €72k
2022: €99k
2023: €107k
2024: €176k
2018 → 2025
Net result
€28k▼ 60.1%
2024 · €69k
2018: €437
2019: €9k
2020: €17k
2021: €12k
2022: €27k
2023: €8k
2024: €69k
2018 → 2025
Total assets
€940k▼ 1.8%
2024 · €957k
2018: €382k
2019: €576k
2020: €641k
2021: €623k
2022: €1.14M
2023: €1.08M
2024: €957k
2018 → 2025
Solvency
21.6%▲ 3.3pp
2024 · 18.4%
2018: 8.7%
2019: 7.3%
2020: 9.3%
2021: 11.5%
2022: 8.7%
2023: 9.9%
2024: 18.4%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€72k-€99k▲ 37.7%€107k▲ 8.4%€176k▲ 64.4%€204k▲ 15.6%
Operating result€27k-€56k▲ 107%€41k▼ 27.1%€102k▲ 148%€45k▼ 55.6%
Net result€12k-€27k▲ 119%€8k▼ 69.3%€69k▲ 731%€28k▼ 60.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 56% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €940k
Fixed assets
€858k▼ 2.5%
Current assets
€82k▲ 7.1%
Equity and liabilities €940k
Equity
€204k▲ 15.6%
Provisions
€10k=
Debt
€727k▼ 5.8%
The debt ratio falls from 80.6% to 77.3%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
21.6%▲
2024 · 18.4%
ROE
13.5%▼
2024 · 39.2%
ROA
2.9%▼
2024 · 7.2%
Debt
€727k▼
2024 · €771k
Debt ≤ 1 year
€397k▲
2024 · €380k
Debt > 1 year
€330k▼
2024 · €391k
Income taxes
€9k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€957k€940k▼
Fixed assets21/28€881k€858k▼
Tangible fixed assets22/27€269k€246k▼
Land and buildings22€252k€244k▼
Plant, machinery and equipment23€574€574=
Furniture and vehicles24€17k€1k▼
Financial fixed assets28€612k€612k=
Current assets29/58€77k€82k▲
Amounts receivable within one year40/41€64k€67k▲
Trade receivables40€5k€5k=
Other amounts receivable41€59k€61k▲
Cash at bank and in hand54/58€9k€14k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€957k€940k▼
Equity10/15€176k€204k▲
Contributions10/11€19k€19k=
Reserves13€157k€185k▲
Tax-exempt reserves132€39k€39k=
Distributable reserves133€118k€146k▲
Provisions and deferred taxes16€10k€10k=
Deferred taxes168€10k€10k=
Amounts payable17/49€771k€727k▼
Amounts payable after more than one year17€391k€330k▼
Financial debts170/4€390k€330k▼
Other amounts payable178/9€1k€0▼
Amounts payable within one year42/48€380k€397k▲
Current portion of amounts payable after more than one year42€59k€60k▲
Financial debts43€104k€104k=
Credit institutions430/8-€104k
Other loans439€104k-
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€29k€51k▲
Taxes450/3€27k€37k▲
Remuneration and social security454/9€3k€15k▲
Other amounts payable47/48€185k€177k▼
Accrued charges and deferred income492/3€45€0▼
Income statement
Code20242025
Non-recurring operating income76A€49k€21k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€8k▼
Other operating charges640/8€8k€7k▼
Gross operating margin9900€118k€60k▼
Operating profit (loss)9901€102k€45k▼
Financial income75/76B€2k€0▼
Recurring financial income75€2k€0▼
Financial charges65/66B€11k€9k▼
Recurring financial charges65€11k€9k▼
Profit (loss) for the period before taxes9903€93k€36k▼
Transfer to deferred taxes680€10k€0▼
Income taxes67/77€14k€9k▼
Profit (loss) for the period9904€69k€28k▼
Transfer to tax-exempt reserves689€39k€0▼
Profit (loss) for the period to be appropriated9905€30k€28k▼
Appropriation of the result
Profit (loss) to be appropriated9906€30k€28k▼
Transfer to equity691/2€30k€28k▼
To other reserves6921€30k€28k▼
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 18 days late
2025
31-12
Financial
Equity above €200kEq €204k ▲15.6%
8 profitable years in a row build equity to €204k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €69k ▲731%
Operating result €102k, net result €69k, both a record.
31-12
Financial
Equity above €150kEq €176k ▲64.4%
7 profitable years in a row build equity to €176k.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €100kEq €107k ▲8.4%
6 profitable years in a row build equity to €107k.
18-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 49 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
21-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 82 days late
2020
21-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 52 days late
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
18-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 79 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leopoldsburg · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpsesteenweg 1983970 LeopoldsburgGround area
564 m²
Building footprint
234 m²
Volume, LiDAR
1,827 m³
Parcel 71034A3342/00A000, Flanders · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Behold
since 20132.224.583.548
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71034A3342/00A000 | Flanders | 564 m² | 1 · 234 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,754. 13,543 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-11-2013
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:089/46.13.24