Jos Paridaans is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €564k and a net result of €51k. Equity is growing by ~20.1% per year across the filed fiscal years. Its solvency ranks better than 71% of 5511 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
34 d early
2023
27 d early
2022
21 d early
2021
30 d early
2020
26 d early
2019
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€564k▲ 9.8%
2024 · €514k
2018: €137k
2019: €188k
2020: €227k
2021: €248k
2022: €376k
2023: €468k
2024: €514k
2018 → 2025
Net result
€51k▲ 10.1%
2024 · €46k
2018: €29k
2019: €51k
2020: €39k
2021: €21k
2022: €128k
2023: €92k
2024: €46k
2018 → 2025
Total assets
€759k▼ 5.1%
2024 · €800k
2018: €212k
2019: €242k
2020: €266k
2021: €268k
2022: €791k
2023: €821k
2024: €800k
2018 → 2025
Solvency
74.3%▲ 10.1pp
2024 · 64.3%
2018: 64.4%
2019: 77.6%
2020: 85.3%
2021: 92.5%
2022: 47.5%
2023: 57.0%
2024: 64.3%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€248k-€376k▲ 51.7%€468k▲ 24.5%€514k▲ 9.8%€564k▲ 9.8%
Operating result€30k-€43k▲ 47.2%€143k▲ 228%€75k▼ 47.7%€78k▲ 4.5%
Net result€21k-€128k▲ 518%€92k▼ 28.3%€46k▼ 50.1%€51k▲ 10.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 5% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €759k
Fixed assets
€717k▼ 0.3%
Current assets
€42k▼ 47.6%
Equity and liabilities €759k
Equity
€564k▲ 9.8%
Debt
€195k▼ 31.9%
The debt ratio falls from 35.7% to 25.7%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
74.3%▲
2024 · 64.3%
ROE
9.0%▲
2024 · 8.9%
ROA
6.7%▲
2024 · 5.7%
Debt
€195k▼
2024 · €286k
Debt ≤ 1 year
€109k▼
2024 · €117k
Debt > 1 year
€86k▼
2024 · €169k
Income taxes
€20k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€800k€759k▼
Fixed assets21/28€719k€717k▼
Tangible fixed assets22/27€2k€0▼
Furniture and vehicles24€2k€0▼
Financial fixed assets28€717k€717k=
Current assets29/58€81k€42k▼
Amounts receivable within one year40/41€36k€23k▼
Trade receivables40€18k€23k▲
Other amounts receivable41€18k€0▼
Cash at bank and in hand54/58€42k€13k▼
Deferred charges and accrued income490/1€3k€6k▲
Equity and liabilities
Total equity and liabilities10/49€800k€759k▼
Equity10/15€514k€564k▲
Contributions10/11€31k€31k=
Reserves13€483k€534k▲
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€480k€531k▲
Amounts payable17/49€286k€195k▼
Amounts payable after more than one year17€169k€86k▼
Financial debts170/4€169k€86k▼
Amounts payable within one year42/48€117k€109k▼
Current portion of amounts payable after more than one year42€80k€83k▲
Financial debts43€12k€0▼
Credit institutions430/8€12k€0▼
Other loans439€0-
Trade debts44€3k€9k▲
Suppliers440/4€3k€9k▲
Taxes, remuneration and social security45€21k€16k▼
Taxes450/3€21k€13k▼
Remuneration and social security454/9-€3k
Other amounts payable47/48€1k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€2k▼
Other operating charges640/8€680€868▲
Gross operating margin9900€81k€81k▲
Operating profit (loss)9901€75k€78k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€11k€8k▼
Recurring financial charges65€11k€8k▼
Profit (loss) for the period before taxes9903€63k€70k▲
Income taxes67/77€17k€20k▲
Profit (loss) for the period9904€46k€51k▲
Profit (loss) for the period to be appropriated9905€46k€51k▲
Appropriation of the result
Profit (loss) to be appropriated9906€46k€51k▲
Transfer to equity691/2€46k€51k▲
To the legal reserve6920€0-
To other reserves6921€46k€51k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €500kEq €514k ▲9.8%
7 profitable years in a row build equity to €514k.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €128k ▲518%
Net result €128k, the highest in the series.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €21k ▼46.9%
Net result drops to €21k, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €227k ▲20.8%
3 profitable years in a row build equity to €227k.
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €150kEq €188k ▲37.6%
2 profitable years in a row build equity to €188k.
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zuiderring 223600 GenkGround area
1.5 ha
Building footprint
3,401 m²
Volume, LiDAR
34,459 m³
Parcel 71305F0954/00R026, Flanders · tallest building 13.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Zuiderring 22, 3600 Genk
since 20152.241.877.064
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71305F0954/00R026 | Flanders | 1.5 ha | 1 · 3,401 m² | 13.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,760. 13,537 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded23-04-2015
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.