BEECKMAN DE VOS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €918k and a net result of €147k. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 68% of 1475 sector peers (fiscal year 2025). The company has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
42 d early
2023
68 d early
2022
46 d early
2021
73 d early
2020
44 d early
2019
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€918k▲ 19.0%
2024 · €771k
2018: €413k
2019: €392k
2020: €350k
2021: €352k
2022: €445k
2023: €694k
2024: €771k
2018 → 2025
Net result
€147k▲ 89.8%
2024 · €77k
2018: €81k
2019: €79k
2020: €-43k
2021: €103k
2022: €93k
2023: €248k
2024: €77k
2018 → 2025
Total assets
€1.55M▼ 3.9%
2024 · €1.61M
2018: €1.18M
2019: €771k
2020: €812k
2021: €1.36M
2022: €1.48M
2023: €1.67M
2024: €1.61M
2018 → 2025
Solvency
59.3%▲ 11.4pp
2024 · 47.9%
2018: 34.9%
2019: 50.9%
2020: 43.0%
2021: 26.0%
2022: 30.2%
2023: 41.6%
2024: 47.9%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€352k-€445k▲ 26.4%€694k▲ 55.7%€771k▲ 11.1%€918k▲ 19.0%
Operating result€151k-€132k▼ 12.4%€354k▲ 167%€111k▼ 68.8%€237k▲ 114%
Net result€103k-€93k▼ 9.6%€248k▲ 167%€77k▼ 68.8%€147k▲ 89.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 114% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.55M
Fixed assets
€67k▼ 33.9%
Current assets
€1.48M▼ 1.9%
Equity and liabilities €1.55M
Equity
€918k▲ 19.0%
Debt
€630k▼ 25.0%
The debt ratio falls from 52.1% to 40.7%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
59.3%▲
2024 · 47.9%
ROE
16.0%▲
2024 · 10.0%
ROA
9.5%▲
2024 · 4.8%
Debt
€630k▼
2024 · €839k
Debt ≤ 1 year
€565k▼
2024 · €839k
Income taxes
€58k▲
2024 · €34k
Staff costs
€1.01M▲
2024 · €980k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.61M€1.55M▼
Fixed assets21/28€101k€67k▼
Intangible fixed assets21€33k€10k▼
Tangible fixed assets22/27€68k€57k▼
Plant, machinery and equipment23€5k€5k▼
Furniture and vehicles24€63k€52k▼
Financial fixed assets28€450€450=
Current assets29/58€1.51M€1.48M▼
Amounts receivable within one year40/41€298k€447k▲
Trade receivables40€274k€444k▲
Other amounts receivable41€24k€4k▼
Cash at bank and in hand54/58€1.20M€1.02M▼
Deferred charges and accrued income490/1€12k€16k▲
Equity and liabilities
Total equity and liabilities10/49€1.61M€1.55M▼
Equity10/15€771k€918k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€709k€856k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€703k€849k▲
Amounts payable17/49€839k€630k▼
Amounts payable within one year42/48€839k€565k▼
Trade debts44€661k€378k▼
Suppliers440/4€661k€378k▼
Taxes, remuneration and social security45€178k€187k▲
Taxes450/3€8k€0▼
Remuneration and social security454/9€170k€187k▲
Accrued charges and deferred income492/3-€65k
Income statement
Code20242025
Non-recurring operating income76A€24k€4k▼
Remuneration, social security and pensions62€980k€1.01M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€41k▲
Other operating charges640/8€16k€13k▼
Non-recurring operating charges66A€56k€3k▼
Gross operating margin9900€1.20M€1.31M▲
Operating profit (loss)9901€111k€237k▲
Financial income75/76B€16k€6k▼
Recurring financial income75€16k€6k▼
Financial charges65/66B€15k€37k▲
Recurring financial charges65€15k€37k▲
Profit (loss) for the period before taxes9903€111k€205k▲
Income taxes67/77€34k€58k▲
Profit (loss) for the period9904€77k€147k▲
Profit (loss) for the period to be appropriated9905€77k€147k▲
Appropriation of the result
Profit (loss) to be appropriated9906€77k€147k▲
Transfer to equity691/2€77k€147k▲
To other reserves6921€77k€147k▲
Social balance
Average headcount (FTE)90879.18.8▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
24-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €248k ▲167%
Operating result €354k, net result €248k, both a record.
31-12
Financial
Equity above €500kEq €694k ▲55.7%
3 profitable years in a row build equity to €694k.
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
19-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €103k
Net result €103k after one loss-making year.
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-43k ▼154%
Net result drops to €-43k, the lowest in the series; recovery starts the following year.
17-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
25-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1981
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Napelsstraat 732000 AntwerpenGround area
661 m²
Building footprint
414 m²
Volume, LiDAR
21 m³
Parcel 11802B0059/00Z002, Flanders · tallest building 3.1 m. Linked by address, not a title deed.
1 establishment unit
BEECKMAN DE VOS
since 19812.018.526.547
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11802B0059/00Z002 | Flanders | 660 m² | 1 · 414 m² | 3.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PATS
BE 0436.072.606
Oostende · Eq €928k
SCHEEPVAART KETS
BE 0445.303.640
Antwerpen · Eq €892k
TECHNICAL HR EXPERTS
BE 0848.475.232
Sint-Martens-Latem · Eq €891k
EXPERT-BEL
BE 0422.765.293
Binche · Eq €879k
AUTO - ANALYSE
BE 0456.360.254
Geer · Eq €860k
Of 853 companies in sector 66210 we hold annual accounts for 511. 302 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded27-01-1981
Fiscal year end31-12
Activities, NACEBEL
66210Risk and damage evaluation
67202
Sources
Crossroads Bank for EnterprisesNational Bank · 45 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.