BedronkXL
ActiveThe computed 12-month bankruptcy probability of BedronkXL is 1.6% (moderate). The 2024 annual accounts show equity of €305k and a net result of €-2k. Equity is growing by ~13.7% per year across the filed fiscal years. Its solvency ranks better than 28% of 9623 sector peers (fiscal year 2024). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability39▼-37
Solvency45=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days only on tighter terms
Liquidity short (current ratio 0.7 against 0.9 in 2023; short-term debt: 23.1% and cash: 2.4% of total assets), and 79.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
20.2%
Return on assets
-0.1%
Age of the figures
24 mo
raises risk · Annual accounts not filed
The financial year that closed on 30-09-2025 was due at the National Bank by 30-04-2026. Nothing is on record, 144 days later.
NBB · 6 filingsPosition against the passed deadline
30-09-2025 close30-04-2026 deadline21-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 30-04-2025, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not filed
2024
on the day
2023
on the day
2022
3 d late
2021
4 d late
2020
16 d early
2019
43 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€305k▼ 0.5%
2023 · €306k
2019: €106k
2020: €198k
2021: €262k
2022: €267k
2023: €306k
2019 → 2024
Total assets
€1.51M▼ 3.2%
2023 · €1.55M
2019: €441k
2020: €249k
2021: €1.48M
2022: €1.52M
2023: €1.55M
2019 → 2024
Net result
€-2k
2023 · €90k
2019: €87k
2020: €92k
2021: €64k
2022: €54k
2023: €90k
2019 → 2024
Working capital
€-104k▼ 202%
2023 · €-34k
2019: €69k
2020: €171k
2021: €-25k
2022: €-41k
2023: €-34k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€198k-€262k▲ 32.5%€267k▲ 1.7%€306k▲ 14.9%€305k▼ 0.5%
Operating result€128k-€141k▲ 10.1%€130k▼ 7.6%€137k▲ 5.0%€34k▼ 75.1%
Net result€92k-€64k▼ 30.5%€54k▼ 15.2%€90k▲ 64.5%€-2k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 75% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.51M
Fixed assets
€1.26M▲ 0.5%
Current assets
€245k▼ 18.3%
Equity and liabilities €1.51M
Equity
€305k▼ 0.5%
Debt
€1.20M▼ 3.8%
The debt ratio falls from 80.3% to 79.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€87k▼
2023 · €187k
Cash flow
€51k▼
2023 · €140k
Solvency
20.2%▲
2023 · 19.7%
Current ratio
0.70▼
2023 · 0.90
Quick ratio
0.40▼
2023 · 0.67
Debt / equity
3.94▼
2023 · 4.08
ROE
-0.5%▼
2023 · 29.3%
ROA
-0.1%▼
2023 · 5.8%
Interest coverage
2.40▼
2023 · 7.47
Debt
€1.20M▼
2023 · €1.25M
Debt ≤ 1 year
€348k▲
2023 · €334k
Debt > 1 year
€853k▼
2023 · €915k
Income taxes
€3k▼
2023 · €34k
Staff costs
€562k▲
2023 · €454k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.55M€1.51M▼
Fixed assets21/28€1.26M€1.26M▲
Tangible fixed assets22/27€1.26M€1.26M▲
Land and buildings22€1.24M€1.21M▼
Plant, machinery and equipment23€11k€39k▲
Furniture and vehicles24-€7k
Current assets29/58€300k€245k▼
Stocks and contracts in progress3€74k€107k▲
Stocks30/36€74k€107k▲
Amounts receivable within one year40/41€85k€98k▲
Trade receivables40€73k€57k▼
Other amounts receivable41€12k€41k▲
Cash at bank and in hand54/58€134k€35k▼
Deferred charges and accrued income490/1€7k€5k▼
Equity and liabilities
Total equity and liabilities10/49€1.55M€1.51M▼
Equity10/15€306k€305k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133-€2k
Profit (loss) carried forward14€286k€284k▼
Amounts payable17/49€1.25M€1.20M▼
Amounts payable after more than one year17€915k€853k▼
Financial debts170/4€915k€853k▼
Amounts payable within one year42/48€334k€348k▲
Current portion of amounts payable after more than one year42€77k€73k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€100k€115k▲
Suppliers440/4€100k€115k▲
Taxes, remuneration and social security45€98k€113k▲
Taxes450/3€45k€33k▼
Remuneration and social security454/9€53k€80k▲
Other amounts payable47/48€59k€48k▼
Income statement
Code20232024
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€454k€562k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€53k▲
Other operating charges640/8€10k€14k▲
Non-recurring operating charges66A€102k€3k▼
Gross operating margin9900€753k€666k▼
Operating profit (loss)9901€137k€34k▼
Financial income75/76B€12k€4k▼
Recurring financial income75€12k€4k▼
Financial charges65/66B€25k€36k▲
Recurring financial charges65€25k€36k▲
Profit (loss) for the period before taxes9903€124k€2k▼
Income taxes67/77€34k€3k▼
Profit (loss) for the period9904€90k€-2k▼
Profit (loss) for the period to be appropriated9905€90k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€336k€284k▼
Profit (loss) brought forward from the previous period14P€246k€286k▲
Profit to be distributed694/7€50k€0▼
Return on contributions (dividend)694€50k€0▼
Social balance
Average headcount (FTE)908713.113.2▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Weakest financial yearnet €-2k ▼102%
Net result drops to €-2k, the lowest in the series.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
03-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
04-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 4 days late
2021
30-09
Financial
Equity above €200kEq €262k ▲32.5%
3 profitable years in a row build equity to €262k.
14-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Highest result since 2019net €92k ▲6.4%
Net result €92k, the highest in the series.
30-09
Financial
Liquidity quadruplescurrent ratio 4.34
Current ratio from 1.21 to 4.34; short-term debt falls from €336k to €51k.
30-09
Financial
Equity above €150kEq €198k ▲87.6%
2 profitable years in a row build equity to €198k.
12-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 43 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-01-2024
KOSMALA Arkadiusz: Resigned as Director
31-01-2024
NAZAR MOHAMEDTAHIR Ismael: Resigned as Director
31-12-2018
Serkowska Izabela: Resigned as Manager
Location & real-estate footprint
Registered office, Waregem · 2 establishment units since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vijfseweg 2368793 WaregemGround area
5,050 m²
Building footprint
1,747 m²
Volume, LiDAR
8,825 m³
2 parcels, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
BedronkXL
since 20172.270.382.196
Vijfseweg 236, 8793 Waregem
since 20242.366.404.971
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34035B0020/00T003 | Flanders | 2,746 m² | 1 · 758 m² | 7.9 m · 2 fl. |
| 34035B0020/00V003 | Flanders | 2,304 m² | 1 · 989 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 10,525 companies in sector 47110 we hold annual accounts for 5,860. 3,765 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-11-2017
Fiscal year end30-09
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47113Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.