BEDITIQUE
ActiveSummary
BEDITIQUE has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€68,638) and a net result of -€1,481. Equity is shrinking by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 7098 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€68,638
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
35 d early
2023
8 d early
2022
17 d early
2021
40 d early
2020
45 d late
2019
6 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 14 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#1 oldest company in La Roche-en-Ardenne, Professional and technical services sector
Equity
-€68,638▼ 2.2%
2024 · -€67,157
Total assets
€3,777▼ 7.5%
2024 · €4,085
Net result
-€1,481▲ 49.8%
2024 · -€2,949
Working capital
-€69,541▼ 1.3%
2024 · -€68,635
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€5,039▼ 428%-€2,366▲ 53.1%-€1,174▲ 50.4%-€2,839▼ 142%-€1,368▲ 51.8%
Net result-€5,080below the sector's middle half-€2,385below the sector's middle half▲ 53.1%-€1,225below the sector's middle half▲ 48.6%-€2,949below the sector's middle half▼ 141%-€1,481below the sector's middle half▲ 49.8%
Equity-€60,597below the sector's middle half▼ 9.2%-€62,982below the sector's middle half▼ 3.9%-€64,208below the sector's middle half▼ 1.9%-€67,157below the sector's middle half▼ 4.6%-€68,638below the sector's middle half▼ 2.2%
Total assets€9,502below the sector's middle half▼ 18.7%€9,181below the sector's middle half▼ 3.4%€7,615below the sector's middle half▼ 17.1%€4,085below the sector's middle half▼ 46.3%€3,777below the sector's middle half▼ 7.5%
Debt€70,099▲ 4.3%€72,163▲ 2.9%€71,822▼ 0.5%€71,242▼ 0.8%€72,415▲ 1.6%
Working capital-€65,276below the sector's middle half▼ 5.3%-€68,494below the sector's middle half▼ 4.9%-€67,703below the sector's middle half▲ 1.2%-€68,635below the sector's middle half▼ 1.4%-€69,541below the sector's middle half▼ 1.3%
Solvency-637.7%below the sector's middle half▼ 162.9pp-686.0%below the sector's middle half▼ 48.3pp-843.2%below the sector's middle half▼ 157.2pp
Current ratio0.07below the sector's middle half▼ 0.010.05below the sector's middle half▼ 0.020.06below the sector's middle half▲ 0.01
Return on assets (ROA)-53.5%below the sector's middle half▼ 53.8pp-26.0%below the sector's middle half▲ 27.5pp-16.1%below the sector's middle half▲ 9.9pp
above
within
below
the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1,368 in 2025 against €2,839 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3,777
Fixed assets
€904 ▼ 38.9%
Current assets
€2,874 ▲ 10.2%
Key figures and ratios
EBITDA
-€794▲
2024 · -€822
Cash flow
-€907▲
2024 · -€932
Interest coverage
-4.83▲
2024 · -6.33
Debt ≤ 1 year
€72,415▲
2024 · €71,242
Ratios withheld: a balance sheet total of €3,777 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,622 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- negative equity
- a loss of 10% of the balance sheet or more
4.6%
went bankrupt
10.0%
stopped otherwise
84%
still going
A further 1.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,622 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,793 | €2,038 | €2,017 | €2,017 | €574 | ▼ 71.5% |
| Other operating charges640/8 | €1,345 | €942 | €1,100 | €1,784 | €1,023 | ▼ 42.7% |
| Gross operating margin9900 | -€1,901 | €615 | €1,943 | €962 | €229 | ▼ 76.2% |
| Operating profit (loss)9901 | -€5,039 | -€2,366 | -€1,174 | -€2,839 | -€1,368 | ▲ 51.8% |
| Financial income75/76B | €6 | €28 | - | €20 | €52 | ▲ 156% |
| Recurring financial income75 | €6 | €28 | - | €20 | €52 | ▲ 156% |
| Financial charges65/66B | €48 | €48 | €51 | €130 | €164 | ▲ 26.6% |
| Recurring financial charges65 | €48 | €48 | €51 | €130 | €164 | ▲ 26.6% |
| Profit (loss) for the period before taxes9903 | -€5,080 | -€2,385 | -€1,225 | -€2,949 | -€1,481 | ▲ 49.8% |
| Profit (loss) for the period9904 | -€5,080 | -€2,385 | -€1,225 | -€2,949 | -€1,481 | ▲ 49.8% |
| Profit (loss) for the period to be appropriated9905 | -€5,080 | -€2,385 | -€1,225 | -€2,949 | -€1,481 | ▲ 49.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €9,502 | €9,181 | €7,615 | €4,085 | €3,777 | ▼ 7.5% |
| Fixed assets21/28 | €4,678 | €5,512 | €3,495 | €1,478 | €904 | ▼ 38.9% |
| Tangible fixed assets22/27 | €4,678 | €5,512 | €3,495 | €1,478 | €904 | ▼ 38.9% |
| Plant, machinery and equipment23 | - | €1,004 | €784 | €565 | €345 | ▼ 38.9% |
| Other tangible fixed assets26 | €4,678 | €4,508 | €2,711 | €913 | €559 | ▼ 38.8% |
| Current assets29/58 | €4,823 | €3,669 | €4,120 | €2,607 | €2,874 | ▲ 10.2% |
| Stocks and contracts in progress3 | €1,500 | €1,500 | €1,500 | €1,500 | €1,500 | = |
| Stocks30/36 | €1,500 | €1,500 | €1,500 | €1,500 | €1,500 | = |
| Amounts receivable within one year40/41 | €3,048 | €2,030 | €2,315 | €632 | €81 | ▼ 87.2% |
| Trade receivables40 | - | - | - | €50 | - | - |
| Other amounts receivable41 | €3,048 | €2,030 | €2,315 | €583 | €81 | ▼ 86.1% |
| Cash at bank and in hand54/58 | €276 | €139 | €305 | €475 | €43 | ▼ 91.0% |
| Deferred charges and accrued income490/1 | - | - | - | - | €1,250 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €9,502 | €9,181 | €7,615 | €4,085 | €3,777 | ▼ 7.5% |
| Equity10/15 | -€60,597 | -€62,982 | -€64,208 | -€67,157 | -€68,638 | ▼ 2.2% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €17,818 | €17,818 | €17,818 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €15,958 | €15,958 | €15,958 | - | - | - |
| Profit (loss) carried forward14 | -€97,016 | -€99,401 | -€100,626 | -€87,617 | -€89,098 | ▼ 1.7% |
| Amounts payable17/49 | €70,099 | €72,163 | €71,822 | €71,242 | €72,415 | ▲ 1.6% |
| Amounts payable within one year42/48 | €70,099 | €72,163 | €71,822 | €71,242 | €72,415 | ▲ 1.6% |
| Trade debts44 | €1,588 | €2,046 | €1,095 | €1,523 | €889 | ▼ 41.6% |
| Suppliers440/4 | €1,588 | €2,046 | €1,095 | €1,523 | €889 | ▼ 41.6% |
| Taxes, remuneration and social security45 | €543 | €1,167 | €377 | €683 | - | - |
| Taxes450/3 | €543 | €1,167 | €377 | €683 | - | - |
| Other amounts payable47/48 | €67,968 | €68,951 | €70,350 | €69,036 | €71,526 | ▲ 3.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€5,080 | -€2,385 | -€1,225 | -€2,949 | -€1,481 | ▲ 49.8% |
| + Depreciation and write-downs630 | €1,793 | €2,038 | €2,017 | €2,017 | €574 | ▼ 71.5% |
| Operating cash flow (approximation) | -€3,287 | -€347 | €792 | -€932 | -€907 | ▲ 2.7% |
| Investment in fixed assets (approximation) | - | -€2,872 | €0 | €0 | €0 | - |
| Change in cash | - | -€137 | €166 | €170 | -€433 | ▼ 355% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet -€5,080
Net result drops to -€5,080, the lowest in the series; recovery starts the following year.
14-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 45 days late
2020
31-12
Financial
Back to profitnet €34
Net result €34 after 2 loss-making years.
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 6 days late
2019
06-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 6 days late
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Roche-en-Ardenne · 1 establishment unit since 1992
Ground area
531 m²
Building footprint
132 m²
Parcel 83043A0213/00R000, Wallonia. Linked by address, not a title deed.
1 establishment unit
B&B La Niouche
since 19922.055.875.507
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83043A0213/00R000 | Wallonia | 531 m² | 1 · 132 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 9,863 companies in sector 73110 we hold annual accounts for 3,758. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded24-12-1991
Fiscal year end31-12
Activities, NACEBEL 2025
73110Advertising agencies
Contact
E-mail
laniouche@skynet.beLa Roche-en-Ardenne
E-invoicing
Reachable via Peppol
Peppol ID
0208:0446287595
Registered
03-03-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.