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BECOSOFT

Active Private limited companyfounded 1992active for 34 yearsLuxemburgstraat 1, 9140 TemseKBO/BCE: BE 0448.096.349 subsidiary of Becosoft Holdings Belgium

Lifetime

20 annual accounts with figures on one time axis, 33 filings since 1993
peak €2.8m (2025)
€2.8m▲ 13.2%
lowest -€674,873 (2024)
-€560,386▲ €114,487
peak €806,766 (2023)
-€428,493▼ €560,386
€2.9m▲ 57.9%
peak 38.6 FTE (2025)
38.6 FTE▲ 0.5%
Board4 names since 2021
1 directorREX INVEST
Owners2 names in the annual accounts
Documentsfilings and deeds
20-07-202611 days before the deadline
2025financial year
Gross margin from €2.4m to €2.8mLoss of €560,386Equity from €131,893 to -€428,493Debts from €1.8m to €2.9mCash from €319,682 to €80,232

Key points

from the 2025 annual accounts

Equity

-€428,493
202020212022202320242025

Debts exceed assets in financial year 2025.

Losses

-€1.2m in two years
-674,8732024-560,3862025

The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.

Debts

€2.9m 117% of the balance sheet
Financial debts 16%Suppliers 15%Taxes and wages 15%Other 54%

Of this, €2.4m falls due within a year.

Staff

40 employees on 31-12-2025
1462021242820221082023732024992025

In 2025, 9 people joined and 9 left.

Filings

33 annual accounts since 1993
AprilJune31 JulyOctober200020102020

The last five annual accounts were filed 11 to 25 days before the end of the period.

Position in the sector

-€560,386

Lower net result than 95% of companies in retail trade. Sector median €39,909 · 5,068 companies.

Checked score

33
Weak
Financially stronger than 3% of small companies in retail trade (NACE 47)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
5.7% Elevated
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.4% across 3,698 companies (NACE 47, small).

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.3%lowest value 01-2025: 0.3%● unchanged vs 12-2024lowest value 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025 08-2025: 2.0%▲ +1.6 percentage points vs 07-2025 09-2025: 2.0%● unchanged vs 08-2025 10-2025: 2.0%● unchanged vs 09-2025 11-2025: 2.0%● unchanged vs 10-2025 12-2025: 2.1%▲ +0.1 percentage points vs 11-2025 01-2026: 2.1%● unchanged vs 12-2025 02-2026: 2.1%● unchanged vs 01-2026 03-2026: 2.1%● unchanged vs 02-2026 04-2026: 2.1%● unchanged vs 03-2026 05-2026: 2.1%● unchanged vs 04-2026 06-2026: 2.1%● unchanged vs 05-2026 07-2026: 2.1%● unchanged vs 06-2026 08-2026: 5.7%▲ +3.6 percentage points vs 07-2026highest value 09-2026: 5.7%● unchanged vs 08-2026highest value 10-2026: 5.7%● unchanged vs 09-2026highest value 11-2026: 5.7%● unchanged vs 10-2026highest value

Financial strength
Weak

8-24equity -17.4% of total assets
4-22short-term debt 96.7% · cash 3.3%
0=return on assets -22.7%

Score breakdown

raises risk
Negative equity -€428,493
Loss of €560,386, the second in a row (financial year 2025)
Sector: Retail trade (NACE 47)
Founded in 1992
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small). It does better than 5% of them on solvency, 4% on liquidity, 2% on profitability and 1% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 678 companies had the same profile as BECOSOFT has now. Each dot stands for 2 companies, two years later.

84.5%
were still trading
6.2%
stopped another way
6.8%
went bankrupt
  • Small
  • 20 years or older
  • negative equity
  • a loss of 10% of the balance sheet or more

Another 2.5% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of BECOSOFT itself: 5.7% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 678 companies, not a prediction for BECOSOFT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

No credit on open account

Liquidity is insufficient, with a current ratio of 0.77 (0.85 in 2024), below 1. Short-term debt is 96.7% and cash 3.3% of total assets. Equity is negative.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises riskneutral
raises risk · Negative equity -€428,493
NBB · annual accounts
raises risk · Loss of €560,386, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Founded in 1992
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€428,493
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
11 days early
2024
25 days early
2023
16 days early
2022
13 days early
2021
13 days early
2020
23 days early
2019
17 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 17 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

RI
Director
Board & ownership

Recent changes

Purpose change “artikel 3 zoals vervangen” (deed in Dutch) · General meeting of 29-12-2025 · Gazette deed
1 director appointed, 2 resignations Resignations: Davy De Coninck and Kristof De Coninck · Appointment: DCIG BV · Permanent representative: Kristof De Coninck · General meeting of 18-10-2023 · Gazette deed
Changes of role: DE CONINCK Kristof (statutory director) and DE CONINCK Davy (statutory director) Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 24-06-2022 · Gazette deed
Permanent representative: Davy De Coninck General meeting of 02-05-2022 · Gazette deed
All 47 events

Comparable companies

same main activity, similar in size and age
Company
BECOSOFT Temse - - -17.4% 38.6
AB NETWORK Villers-le-Bouillet - - -13.0% 33.9
PLANON Mechelen €10.4m 4.9% 13.2% 31.8
INFOMAT Antwerp - - 4.4% 33
ALFA SOLUTIONS Waregem €6.8m 0.8% 29.4% 23.6
ASSIST P.C. Fleurus - - 29.5% 30.9
Muto Belgium Antwerp - - 10.8% 26.9

These companies have the same main activity as BECOSOFT: retail sale of information and communication equipment (NACE 47400). They are comparable in size and age: total assets between €2.1m and €4m, founded between 1986 and 1998.

Official details

Source: KBO
Status
Active since 21-08-1992Normal situation
Activity
Retail sale of information and communication equipmentNACE 47400and 1 other
Joint committee
200Auxiliary committee for white-collar workers · annual accounts 2025
Establishment unit
2.059.598.9219140 Temse, since 25-02-1993
Financial year end
31 December
Peppol
Reachable
Company details

Annual accounts 2025

≈ €11.0mestimated
€2.5m▲ 25.5%
Employeeson 31-12-2025
40=
Filing
Filed on 20-07-2026, 11 days before the end of the filing period
Financials

Insights on BECOSOFT

BECOSOFT has existed since 1992. The gross margin grew from €233,144 in 2006 to €2.8m in 2025 and staff from 4 to 38.6 full-time equivalents.

Solvency fell in 2025 from 6.7% to -17.4% because of the loss.

Becosoft Holdings Belgium holds all the shares.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about BECOSOFT

What is the company number of BECOSOFT?
The company number of BECOSOFT is 0448.096.349. The VAT number is the same number with BE in front: BE 0448.096.349.
Where is BECOSOFT based?
The registered office is at Luxemburgstraat 1, 9140 Temse.Company details
What does BECOSOFT do?
According to the KBO register, the main activity is retail sale of information and communication equipment (NACE 47400).
What is the legal form of BECOSOFT?
BECOSOFT is a private limited company (BV).
When was BECOSOFT founded?
BECOSOFT was founded on 21-08-1992.
Is BECOSOFT still active?
Yes, BECOSOFT is an active enterprise in the KBO register.
How many employees does BECOSOFT have?
BECOSOFT had an average of 38.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does BECOSOFT fall under?
In its 2025 annual accounts, BECOSOFT states joint committee 200 (Auxiliary committee for white-collar workers).
What is the turnover of BECOSOFT?
The turnover in financial year 2025 is ≈ €11.0m. This figure is estimated from the gross margin of €2.8m and 87 comparable companies (NACE 47). It probably lies between €6.4m and €20.0m.
Is BECOSOFT profitable?
In financial year 2025, BECOSOFT made a loss of €560,386.
Where can I find the annual accounts of BECOSOFT?
BECOSOFT filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BECOSOFT due?
BECOSOFT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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