beCheck
ActiveSummary
beCheck has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,637 and a net result of -€47. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 65% of 2028 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability36▼-24
Solvency85▲+38
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.8%
Return on assets
-0.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
3 d early
2024
14 d early
2023
7 d early
2022
3 d early
2021
5 d early
2020
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 11 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€47
2024 · €423
Working capital
€6,637▼ 0.7%
2024 · €6,684
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€401▲ 95.7%€8,563€4,338▼ 49.3%-€328€123
Net result-€652▲ 93.1%€8,099€3,229▼ 60.1%€423▼ 86.9%-€47
Equity-€5,068▼ 14.8%€3,032€6,261▲ 107%€6,684▲ 6.8%€6,637▼ 0.7%
Total assets€119,769▲ 444%€100,521▼ 16.1%€32,522▼ 67.6%€29,918▼ 8.0%€11,100▼ 62.9%
Debt€124,837▲ 372%€97,489▼ 21.9%€26,261▼ 73.1%€23,234▼ 11.5%€4,463▼ 80.8%
Working capital-€14,963▼ 239%-€2,521▲ 83.2%€5,051€6,684▲ 32.3%€6,637▼ 0.7%
Staff (FTE)1.9▼ 5.0%1.5▼ 21.1%0.2▼ 86.7%1▲ 400%
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €123 after a loss of €328 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €11,100
Equity
€6,637 ▼ 0.7%
Debt
€4,463 ▼ 80.8%
Debt's share of the balance-sheet total falls from 77.7% to 40.2%. Equity and debt are lower.
Key figures and ratios
Current ratio
2.49▲
2024 · 1.29
Debt to equity
0.67▼
2024 · 3.48
ROE
-0.7%▼
2024 · 6.3%
ROA
-0.4%▼
2024 · 1.4%
Debt ≤ 1 year
€4,463▼
2024 · €23,234
Staff costs
€0▼
2024 · €5,966
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,440 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 90% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a small loss
2.1%
went bankrupt
7.4%
stopped otherwise
90%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,440 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €80,088 | €52,366 | €7,783 | €5,966 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,132 | €4,342 | €4,342 | €1,211 | - | - |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €762 | €775 | - | - |
| Other operating charges640/8 | €806 | €1,152 | €933 | €85 | €400 | ▲ 372% |
| Gross operating margin9900 | €83,625 | €66,424 | €18,157 | €7,708 | €523 | ▼ 93.2% |
| Operating profit (loss)9901 | -€401 | €8,563 | €4,338 | -€328 | €123 | ▲ 137% |
| Financial income75/76B | - | €25 | €6 | - | - | - |
| Recurring financial income75 | - | €25 | €6 | - | - | - |
| Financial charges65/66B | €166 | €222 | €120 | €186 | €170 | ▼ 8.7% |
| Recurring financial charges65 | €166 | €222 | €120 | €186 | €170 | ▼ 8.7% |
| Profit (loss) for the period before taxes9903 | -€567 | €8,365 | €4,223 | -€514 | -€47 | ▲ 90.9% |
| Income taxes67/77 | €85 | €266 | €994 | -€937 | - | - |
| Profit (loss) for the period9904 | -€652 | €8,099 | €3,229 | €423 | -€47 | ▼ 111% |
| Profit (loss) for the period to be appropriated9905 | -€652 | €8,099 | €3,229 | €423 | -€47 | ▼ 111% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €119,769 | €100,521 | €32,522 | €29,918 | €11,100 | ▼ 62.9% |
| Fixed assets21/28 | €9,895 | €5,553 | €1,211 | €0 | - | - |
| Tangible fixed assets22/27 | €9,895 | €5,553 | €1,211 | €0 | - | - |
| Plant, machinery and equipment23 | €4,629 | €2,920 | €1,211 | €0 | - | - |
| Furniture and vehicles24 | €5,267 | €2,633 | €0 | €0 | - | - |
| Current assets29/58 | €109,874 | €94,968 | €31,311 | €29,918 | €11,100 | ▼ 62.9% |
| Stocks and contracts in progress3 | - | €1,105 | €985 | €985 | - | - |
| Stocks30/36 | - | €1,105 | €985 | €985 | - | - |
| Amounts receivable within one year40/41 | €70,482 | €62,156 | €15,138 | €15,210 | €2,623 | ▼ 82.8% |
| Trade receivables40 | €70,482 | €58,430 | €11,352 | €12,291 | €2,396 | ▼ 80.5% |
| Other amounts receivable41 | - | €3,726 | €3,787 | €2,919 | €227 | ▼ 92.2% |
| Cash at bank and in hand54/58 | €38,723 | €31,270 | €15,187 | €13,722 | €8,477 | ▼ 38.2% |
| Deferred charges and accrued income490/1 | €670 | €437 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €119,769 | €100,521 | €32,522 | €29,918 | €11,100 | ▼ 62.9% |
| Equity10/15 | -€5,068 | €3,032 | €6,261 | €6,684 | €6,637 | ▼ 0.7% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | -€10,068 | -€1,968 | €1,261 | €1,684 | €1,637 | ▼ 2.8% |
| Amounts payable17/49 | €124,837 | €97,489 | €26,261 | €23,234 | €4,463 | ▼ 80.8% |
| Amounts payable within one year42/48 | €124,837 | €97,489 | €26,261 | €23,234 | €4,463 | ▼ 80.8% |
| Trade debts44 | €18,220 | €12,058 | €17,362 | €7,961 | €357 | ▼ 95.5% |
| Suppliers440/4 | €18,220 | €12,058 | €17,362 | €7,961 | €357 | ▼ 95.5% |
| Advances received on contracts in progress46 | €16,348 | €4,701 | €6,271 | €4,747 | €3,106 | ▼ 34.6% |
| Taxes, remuneration and social security45 | €8,505 | €271 | €2,628 | €10,526 | - | - |
| Taxes450/3 | €559 | €271 | €961 | €188 | - | - |
| Remuneration and social security454/9 | €7,946 | - | €1,667 | €10,338 | - | - |
| Other amounts payable47/48 | €81,764 | €80,459 | - | - | €1,000 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€652 | €8,099 | €3,229 | €423 | -€47 | ▼ 111% |
| + Depreciation and write-downs630 | €3,132 | €4,342 | €4,342 | €1,211 | - | - |
| Operating cash flow (approximation) | €2,480 | €12,442 | €7,572 | €1,633 | -€47 | ▼ 103% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | - | - |
| Change in cash | - | -€7,453 | -€16,082 | -€1,465 | -€5,246 | ▼ 258% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €8,099
Net result €8,099 after 2 loss-making years.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 2020
Ground area
2,314 m²
Building footprint
143 m²
Parcel 92253B0576/00P000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Tank-Check
since 20202.302.664.291
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92253B0576/00P000 | Wallonia | 2,314 m² | 1 · 142 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Surepoint
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Of 2,147 companies in sector 71209 we hold annual accounts for 1,087. 388 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-04-2020
Fiscal year end31-12
Trade name FR
Tank-Check
Activities, NACEBEL 2025
71209Other technical testing and analysis
Contact
E-invoicing
Reachable via Peppol
Peppol ID
0208:0746430341
Registered
20-11-2020
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.