SENTADVICE
ActiveSummary
SENTADVICE has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€16,675) and a net result of -€20,675. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 9511 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency0▼-85
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.26 against 2.49 in 2024; short-term debt: 178.2% and cash: 16% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-78.2%
Return on assets
-97%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year -€16,675
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
4 d early
2024
22 d early
2023
40 d early
2022
3 d early
2021
32 d early
2020
27 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€16,675
2024 · €19,855
Total assets
€21,313▼ 35.3%
2024 · €32,947
Net result
-€20,675
2024 · €14,639
Working capital
-€28,297
2024 · €19,461
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€5,739▼ 37.4%€8,311▲ 44.8%-€10,473€17,275-€19,295
Net result€4,150▼ 39.5%€5,952▲ 43.4%-€11,680€14,639-€20,675
Equity€13,409▲ 33.3%€18,561▲ 38.4%€6,048▼ 67.4%€19,855▲ 228%-€16,675
Total assets€21,640▲ 34.5%€31,749▲ 46.7%€13,605▼ 57.1%€32,947▲ 142%€21,313▼ 35.3%
Debt€8,231▲ 36.4%€13,187▲ 60.2%€7,557▼ 42.7%€13,093▲ 73.2%€37,988▲ 190%
Working capital€13,420▲ 33.4%€18,561▲ 38.3%€5,290▼ 71.5%€19,461▲ 268%-€28,297
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €19,295 after €17,275 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €21,313
Fixed assets
€11,622 ▲ 2,799%
Current assets
€9,691 ▼ 70.2%
Key figures and ratios
EBITDA
-€18,572▼
2024 · €17,637
Cash flow
-€19,952▼
2024 · €15,001
Solvency
-78.2%▼
2024 · 60.3%
Current ratio
0.26▼
2024 · 2.49
Debt to equity
-2.28▼
2024 · 0.66
ROA
-97.0%▼
2024 · 44.4%
Interest coverage
-15.29▼
2024 · 14.53
Debt ≤ 1 year
€37,988▲
2024 · €13,085
Income taxes
€165▼
2024 · €1,432
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €323 | €362 | €723 | ▲ 99.6% |
| Other operating charges640/8 | €459 | €467 | €499 | €513 | €128 | ▼ 75.1% |
| Gross operating margin9900 | €6,198 | €8,778 | -€9,650 | €18,150 | -€18,444 | ▼ 202% |
| Operating profit (loss)9901 | €5,739 | €8,311 | -€10,473 | €17,275 | -€19,295 | ▼ 212% |
| Financial income75/76B | - | - | - | €11 | - | - |
| Recurring financial income75 | - | - | - | €11 | - | - |
| Financial charges65/66B | €136 | €238 | €1,121 | €1,214 | €1,214 | ▲ 0.1% |
| Recurring financial charges65 | €136 | €238 | €1,121 | €1,214 | €1,214 | ▲ 0.1% |
| Profit (loss) for the period before taxes9903 | €5,603 | €8,073 | -€11,594 | €16,071 | -€20,510 | ▼ 228% |
| Income taxes67/77 | €1,453 | €2,121 | €86 | €1,432 | €165 | ▼ 88.5% |
| Profit (loss) for the period9904 | €4,150 | €5,952 | -€11,680 | €14,639 | -€20,675 | ▼ 241% |
| Profit (loss) for the period to be appropriated9905 | €4,150 | €5,952 | -€11,680 | €14,639 | -€20,675 | ▼ 241% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €21,640 | €31,749 | €13,605 | €32,947 | €21,313 | ▼ 35.3% |
| Fixed assets21/28 | - | - | €763 | €401 | €11,622 | ▲ 2,799% |
| Intangible fixed assets21 | - | - | - | - | €10,640 | - |
| Tangible fixed assets22/27 | - | - | €763 | €401 | €982 | ▲ 145% |
| Plant, machinery and equipment23 | - | - | €763 | €401 | €982 | ▲ 145% |
| Current assets29/58 | €21,640 | €31,749 | €12,842 | €32,546 | €9,691 | ▼ 70.2% |
| Amounts receivable within one year40/41 | €4,131 | €3,895 | €1,695 | €5,264 | €6,270 | ▲ 19.1% |
| Trade receivables40 | €3,885 | €2,268 | - | - | - | - |
| Other amounts receivable41 | €247 | €1,627 | €1,695 | €5,264 | €6,270 | ▲ 19.1% |
| Cash at bank and in hand54/58 | €17,508 | €27,651 | €11,147 | €27,282 | €3,412 | ▼ 87.5% |
| Deferred charges and accrued income490/1 | - | €203 | - | - | €8 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €21,640 | €31,749 | €13,605 | €32,947 | €21,313 | ▼ 35.3% |
| Equity10/15 | €13,409 | €18,561 | €6,048 | €19,855 | -€16,675 | ▼ 184% |
| Contributions10/11 | €4,000 | €4,000 | €4,000 | €4,000 | €4,000 | = |
| Reserves13 | €9,409 | €14,561 | €13,325 | €15,855 | - | - |
| Distributable reserves133 | €9,409 | €14,561 | €13,325 | €15,855 | - | - |
| Profit (loss) carried forward14 | - | - | -€11,277 | - | -€20,675 | - |
| Amounts payable17/49 | €8,231 | €13,187 | €7,557 | €13,093 | €37,988 | ▲ 190% |
| Amounts payable within one year42/48 | €8,220 | €13,187 | €7,552 | €13,085 | €37,988 | ▲ 190% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €4,611 | - |
| Trade debts44 | €457 | €311 | €962 | €1,331 | €2,437 | ▲ 83.1% |
| Suppliers440/4 | €457 | €311 | €962 | €1,331 | €2,437 | ▲ 83.1% |
| Taxes, remuneration and social security45 | €3,766 | €7,640 | €1,121 | €7,308 | €8,379 | ▲ 14.7% |
| Taxes450/3 | €3,766 | €7,640 | €1,121 | €7,308 | €8,379 | ▲ 14.7% |
| Other amounts payable47/48 | €3,997 | €5,236 | €5,469 | €4,445 | €22,561 | ▲ 408% |
| Accrued charges and deferred income492/3 | €11 | - | €5 | €8 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,150 | €5,952 | -€11,680 | €14,639 | -€20,675 | ▼ 241% |
| + Depreciation and write-downs630 | - | - | €323 | €362 | €723 | ▲ 99.6% |
| Operating cash flow (approximation) | €4,150 | €5,952 | -€11,357 | €15,001 | -€19,952 | ▼ 233% |
| Investment in fixed assets (approximation) | - | - | - | €0 | -€11,944 | - |
| Change in cash | - | €10,142 | -€16,503 | €16,135 | -€23,870 | ▼ 248% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet -€20,675
Net result drops to -€20,675, the lowest in the series.
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €14,639
Net result €14,639 after one loss-making year.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2020
Ground area
82 m²
Building footprint
82 m²
Volume, LiDAR
682 m³
Parcel 35382D0631/00S003, Flanders · tallest building 9.1 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
SENTADVICE
since 20202.299.007.886
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35382D0631/00S003 | Flanders | 82 m² | 1 · 82 m² | 9.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 4,615 EUR awarded · 4,615 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 4,560 EUR | 4,560 EUR |
| 2022 | 1 | 55 EUR | 55 EUR |
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Of 2,147 companies in sector 71209 we hold annual accounts for 1,087. 638 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-01-2020
Fiscal year end31-12
Activities, NACEBEL 2025
71209Other technical testing and analysis
70200Business and other management consultancy
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.