Active BE 0772.348.345Private limited company

BeBe Consultancy

Dorpstraat 160 ·2070 Beveren-Kruibeke-Zwijndrecht, Belgium· 5 yrs active

Sector: Agents in the wholesale of industrial machinery, ships and aircraft (46140)

Conclusion Checked

The computed 12-month bankruptcy probability of BeBe Consultancy is 1.5% (moderate). The 2025 annual accounts show equity of €6k and a net result of €566. Equity is growing by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 80% of 10877 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 5 annual accounts.

Key figures

Equity	€6k
Net result	€566
Better than sector	80%
Active	5 yrs

Financial profile 5 of 5 axes measured · computed by Checked

81 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 86

Profitability 49

Solvency 100

Growth 78

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

1.5% Moderate

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2021, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2025 · computed

86 / 100 Excellent

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Indicative credit limit

€500

estimate, not credit advice

Score history

20 2021

93 2022

62 2023

86 2024

86 2025

purely financial, excl. current insolvency signals

Score components

Liquidity Current ratio 4.67 (≥ 1.5) +10

Quick ratio Quick ratio 4.67 (≥ 1.0) +5

Leverage Debt/equity 0.27 (< 1.0) +10

Profitability ROE 10% +3

Profit trend Net profit up YoY +5

Equity growth Equity growing YoY +3

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview5 NBB filings

Annual accounts filed on 08-04-2026 with the NBB · fiscal year 2025 · micro schema

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

volatile Too volatile to project: the yearly deviation from the trend is ~35% of the level (threshold 35%). We therefore deliberately show no projection line.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 46, Wholesale trade · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	78.6%	42.6%	better than 80% of 10877 sector peers
Net result	€566	€6k	better than 37% of 10889 sector peers
Equity	€6k	€60k	better than 24% of 10908 sector peers
Gross operating margin	€2k	€29k	better than 23% of 10866 sector peers
Total assets	€7k	€175k	better than 5% of 10887 sector peers

Net profit

€566

+107.2% 21-25

Total assets

€7k

+13.0% 21-25

Equity

€6k

+10.8% 21-25

Working capital

€6k

+10.8% 21-25

Income taxes

€831

+3373.7% 21-25

Debt

€2k

+21.5% 21-25

Debt ≤ 1y

€2k

+21.5% 21-25

Current ratio

4.67

-7.0% 21-25

Quick ratio

4.67

-7.0% 21-25

Solvency

78.6%

-1.9% 21-25

Debt / equity

0.27

+9.6% 21-25

ROE

9.8%

+87.0% 21-25

ROA

7.7%

+83.5% 21-25

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2025	2024	2023	2022	2021
Deposit	micro schema	micro schema	micro schema	micro schema	micro schema
Revenue	-	-	-	-	-
EBITDA	-	-	-	-	-
Net profit	€566	€273	€-672	€8k	€-3k
Cash flow	-	-	-	-	-
Staff costs	-	-	-	-	-
Income taxes	€831	€24	-	€1k	-
Dividends	-	-	-	-	-
Total assets	€7k	€7k	€7k	€9k	€2k
Equity	€6k	€5k	€5k	€6k	€-3k
Debt	€2k	€1k	€2k	€4k	€4k
of which ≤ 1y	€2k	€1k	€2k	€4k	€4k
of which > 1y	-	-	-	-	-
Working capital	€6k	€5k	€5k	€6k	€-3k
Employees (FTE)	-	-	-	-	-

Ratios (computed)

	2025	2024	2023	2022	2021
Current ratio	4.67	5.03	3.28	2.58	0.42
Quick ratio	4.67	5.03	3.28	2.58	0.42
Working capital ratio	78.6%	80.1%	69.5%	61.3%	-140.6%
Solvency	78.6%	80.1%	69.5%	61.3%	-140.6%
Debt / equity	0.27	0.25	0.44	0.63	-1.71
Long-term debt ratio	-	-	-	-	-
Interest coverage	-	-	-	-	-
Gross margin	-	-	-	-	-
Net margin	-	-	-	-	-
ROA	7.7%	4.2%	-9.4%	89.0%	-146.2%
ROE	9.8%	5.2%	-13.6%	145.1%	103.9%
EBITDA margin	-	-	-	-	-
Days sales outstanding	-	-	-	-	-
Days payable outstanding	-	-	-	-	-
Inventory turnover	-	-	-	-	-
Days inventory (DSI)	-	-	-	-	-

Balance-sheet composition 2025

Equity & liabilities

Equity €6k · 78.6% Debt €2k · 21.4%

Full annual accounts (20 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025	2024	2023	2022	2021
Balance sheet, Assets
TOTAL ASSETS	20/58	€7k	€7k	€7k	€9k	€2k
Current assets	29/58	€7k	€7k	€7k	€9k	€2k
Amounts receivable within one year	40/41	€297	€840	€5k	€476	€930
Cash & bank	54/58	€7k	€6k	€2k	€9k	€873
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€7k	€7k	€7k	€9k	€2k
Equity	10/15	€6k	€5k	€5k	€6k	€-3k
Contributions / capital	10/11	€100	€100	€100	€100	€100
Reserves	13	€6k	€5k	€5k	€6k	-
Accumulated profits (losses)	14	-	-	-	-	€-3k
Amounts payable	17/49	€2k	€1k	€2k	€4k	€4k
Amounts payable within one year	42/48	€2k	€1k	€2k	€4k	€4k
Trade debts payable within one year	44	€223	€246	€907	€377	-
Income statement
Gross operating margin	9900	€2k	€849	€-436	€10k	€-3k
Operating result	9901	€1k	€344	€-545	€10k	€-3k
Financial income	75	-	€39	-	€0	-
Financial charges	65	€98	€86	€127	€208	€13
Result before taxes	9903	€1k	€297	€-672	€10k	€-3k
Income taxes	67/77	€831	€24	-	€1k	-
Net result for the period	9904	€566	€273	€-672	€8k	€-3k
Result to be appropriated	9905	€566	€273	€-672	€8k	€-3k

Legal Structure

NACE primary	Agents in the wholesale of industrial machinery, ships and aircraft(46140)
Legal form	Private limited company(610)
Incorporation	06-08-2021
Status	Active
Postal code	2070

Establishment units 1 location

BeBe Consultancy

Dorpstraat 160, 2070 Beveren-Kruibeke-ZwijndrechtAgents in the wholesale of industrial machinery, ships and aircraft

since 20212.320.560.791

Real-estate footprint Source: CBE × cadastre

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11011A0417/00D002	Flanders	804 m²	1 · 556 m²	14.5 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 6 events

All 9Financial 3Gazette 1Filings 5

Next filing, fiscal year 2026, expected by 31-07-2027

2026

08-04

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

03-03

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Back to profitnet €273

Net result €273 after one loss-making year.

04-03

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

21-06

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

31-12

Financial Back to profitnet €8k

Net result €8k after one loss-making year.

31-12

Financial Liquidity times 6current ratio 2.58

Current ratio from 0.42 to 2.58; short-term debt falls from €4k to €4k.

19-07

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

05-07

State Gazette act Director changes

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 4 years ago

2022

05-07-2022 4 directors appointed Director changes

Johan Jacobs, Gedelegeerd bestuurder
Kris Bollen, Gedelegeerd bestuurder
Sylvie van Mol, Bestuurder
Greet Slegers, Bestuurder

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Agents in the wholesale of industrial machinery, ships and aircraft46140Logistics services52250Warehousing and support activities for transportation52290Holdings64200Activities of holding companies64210Business and other management consultancy70200Business consulting70220Office administrative and support services82100Office administrative, office support and other business support activities82110Other business support services82990

Names & trade names

Legal nameNL

BeBe Consultancy

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