BEANS AND MORE
The computed 12-month bankruptcy probability of BEANS AND MORE is 1.9% (moderate). The 2024 annual accounts show equity of €29k and a net result of €-2k. Equity is shrinking by ~117.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2025. Its solvency ranks better than 95% of 2539 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €29k |
| Net result | €-2k |
| Better than sector | 95% |
| Active | 5 yrs |
Strong profile, led by solvency.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 99.4% | 56.2% | |
| Net result | €-2k | €19k | |
| Equity | €29k | €43k | |
| Gross operating margin | €-1k | €37k | |
| Total assets | €30k | €93k |
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | - |
| Net profit | €-2k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €30k |
| Equity | €29k |
| Debt | €188 |
| of which ≤ 1y | €188 |
| of which > 1y | - |
| Working capital | €29k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 156.94 |
| Quick ratio | 156.94 |
| Working capital ratio | 99.4% |
| Solvency | 99.4% |
| Debt / equity | 0.01 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | -5.6% |
| ROE | -5.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €30k |
| Current assets | 29/58 | €30k |
| Amounts receivable within one year | 40/41 | €1k |
| Cash & bank | 54/58 | €28k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €30k |
| Equity | 10/15 | €29k |
| Contributions / capital | 10/11 | €49k |
| Accumulated profits (losses) | 14 | €-19k |
| Amounts payable | 17/49 | €188 |
| Amounts payable within one year | 42/48 | €188 |
| Trade debts payable within one year | 44 | €188 |
| Income statement | ||
| Gross operating margin | 9900 | €-1k |
| Operating result | 9901 | €-2k |
| Financial charges | 65 | €69 |
| Result before taxes | 9903 | €-2k |
| Net result for the period | 9904 | €-2k |
| Result to be appropriated | 9905 | €-2k |
| NACE primary | Advertising & market research(73300) |
| Legal form | Private limited company(610) |
| Incorporation | 18-05-2021 |
| Status | Active |
| Postal code | 4040 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25076B0418/00D003 | Wallonia | 2,820 m² | 1 · 264 m² | 9.0 m · 2 fl. |
| 62312B0263/00T006 | Wallonia | 265 m² | 1 · 99 m² | - |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
25-04-2023 1 director appointed, 1 resigning
- DEFAYS Catherine, Bestuurder
- DELFORGE Frédéric, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "administrateur",
"person": {
"rrn": "68.07.27-217.62",
"name": "DELFORGE Fr\u00E9d\u00E9ric",
"address": "9 Avenue de la Renardi\u00E8re \u00E0 1380 Lasne",
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": "de_plein_droit_dissolution",
"subkind": null,
"via_org": null,
"statutory": "statutair",
"compensated": null,
"effective_date": "2023-03-31",
"evidence_quote": "la d\u00E9mission en tant qu\u0027administrateur de Monsieur DELFORGE Fr\u00E9d\u00E9ric, registre national n\u00B0 68.07.27-217.62 domicili\u00E9 9 Avenue de la Renardi\u00E8re \u00E0 1380 Lasne. L\u0027assembl\u00E9e le remercie chaleureusement pour les qualit\u00E9s de comp\u00E9tence et de disponibilit\u00E9 dont il a fait montre durant son mandat et le d\u00E9cha",
"decharge_status": "granted",
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "director_in",
"role": "administrateur",
"person": {
"rrn": "71.05.23-024.36",
"name": "DEFAYS Catherine",
"address": "rue du Panorama, 20 \u00E0 4680 Oupeye",
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": null,
"via_org": null,
"statutory": "statutair",
"compensated": false,
"effective_date": null,
"evidence_quote": "la nomination en tant qu\u0027administrateur de Madame DEFAYS Catherine, num\u00E9ro de registre national 71.05.23-024.36, domicili\u00E9e rue du Panorama, 20 \u00E0 4680 Oupeye. Son mandat est \u00E0 titre gratuit.",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "fr",
"pub_date": null,
"filing_date": "2023-03-21",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decisions": [
{
"body": "assembl\u00E9e g\u00E9n\u00E9rale sp\u00E9ciale",
"date": "2023-03-21",
"unanimous": true
}
],
"is_correction": false,
"subject_company": {
"kbo": "0768.481.609",
"name_full": "BEANS AND MORE",
"legal_form": "SRL"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Catherine DEFAYS",
"org_rep_person_name": null,
"person_role_at_subject": "Administrateur entrant"
},
"co_filed_documents": [
"copie du proc\u00E8s-verbal de l\u0027assembl\u00E9e g\u00E9n\u00E9rale sp\u00E9ciale du 21 mars 2023"
],
"corrected_publication_numac": null
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | BEANS AND MORE |