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BeanCo

Active Risk: not assessed
Private limited companyfounded 2023active for 3 yearsCoupure 64, 9000 Gent, Belgium36 active companies are registered at this addressKBO/BCE: BE 0805.045.263
Summary

BeanCo is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €574,188 and a net result of €177,488. Its solvency ranks better than 37% of 6,651 sector peers (NACE 64, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Activities of holding companies
NACE 64210
1 site
Size
€1.6mtotal assets 2025
Equity
€574,188
Profit
€177,488
Turnover not published (abbreviated format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Parent
Effectco · 70%
Holdings
1
  • EffectcoDaily manager · permanent representative VERNAEVE Wim
  • FJELLDirector · permanent representative VANNESTE Bruno
  • Do It – Unlocking OppurtinitiesDirector
Accounts 47 days early2 of 3 deeds read
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-12-2025, 47 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
47 days early
2024
45 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 46 days before the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end24-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Back to profitnet €177,488
  3. Equity above €500,000equity €574,188 ▲44.7%

Financials · financial year 2025, abbreviated format

Equity
€574,188▲ 44.7%
2024 · €396,700
Net result
€177,488
2024 · -€3,300
Total assets
€1.6m▲ 4.2%
2024 · €1.5m
Solvency
35.8%▲ 10.0pp
2024 · 25.8%
Trend over the years

2024 to 2025, 2 financial years

The operating result returns to profit in 2025: €50,831 after a loss of €139,767 in 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€0.05m 2025 Net result€0.2m 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result-€0.1m-€0.05m
Net result-€0.003mbelow the sector's middle half-€0.2mwithin the sector's middle half
Equity€0.4mwithin the sector's middle half-€0.6mwithin the sector's middle half▲ 44.7%
Total assets€1.5mwithin the sector's middle half-€1.6mwithin the sector's middle half▲ 4.2%
Debt€1.1m-€1.0m▼ 9.9%
Working capital-€0.4mbelow the sector's middle half--€0.4mbelow the sector's middle half▲ 14.8%
Solvency25.8%within the sector's middle half-35.8%within the sector's middle half▲ 10.0pp
Current ratio0.08below the sector's middle half-0.22below the sector's middle half▲ 0.14
Return on assets (ROA)-0.2%below the sector's middle half-11.1%within the sector's middle half▲ 11.3pp
above within below the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the abbreviated format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.6m
Fixed assets €1.5m =
Current assets €103,124 ▲ 168%
Equity and liabilities €1.6m
Equity €574,188 ▲ 44.7%
Debt €1.0m ▼ 9.9%
Debt's share of the balance-sheet total falls from 74.2% to 64.2%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
30.9%▲
2024 · -0.8%
Debt ≤ 1 year
€475,748▼
2024 · €476,035
Debt > 1 year
€552,400▼
2024 · €664,537
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.5m€1.6m▲
Fixed assets21/28€1.5m€1.5m=
Financial fixed assets28€1.5m€1.5m=
Current assets29/58€0.04m€0.1m▲
Amounts receivable within one year40/41€0.01m-
Trade receivables40€0.01m-
Cash at bank and in hand54/58€0.03m€0.1m▲
Equity and liabilities
Total equity and liabilities10/49€1.5m€1.6m▲
Equity10/15€0.4m€0.6m▲
Contributions10/11€0.4m€0.4m=
Reserves13-€0.2m
Non-distributable reserves130/1-€0.2m
Other1319-€0.2m
Profit (loss) carried forward14-€0.003m-
Amounts payable17/49€1.1m€1.0m▼
Amounts payable after more than one year17€0.7m€0.6m▼
Financial debts170/4€0.7m€0.6m▼
Amounts payable within one year42/48€0.5m€0.5m▼
Current portion of amounts payable after more than one year42€0.1m€0.1m▲
Financial debts43€0.4m€0.4m=
Credit institutions430/8€0.4m€0.4m=
Trade debts44€0.007m€0.001m▼
Suppliers440/4€0.007m€0.001m▼
Taxes, remuneration and social security45€0.002m€0.003m▲
Taxes450/3€0.002m€0.003m▲
Accrued charges and deferred income492/3€0.001m€0.001m▼
Income statement Code20242025
Other operating charges640/8€0.002m€0.001m▼
Gross operating margin9900-€0.1m€0.05m▲
Operating profit (loss)9901-€0.1m€0.05m▲
Financial income75/76B€0.2m€0.2m=
Recurring financial income75€0.2m€0.2m=
Financial charges65/66B€0.04m€0.05m▲
Recurring financial charges65€0.04m€0.05m▲
Profit (loss) for the period before taxes9903-€0.003m€0.2m▲
Profit (loss) for the period9904-€0.003m€0.2m▲
Profit (loss) for the period to be appropriated9905-€0.003m€0.2m▲
Appropriation of the result
Profit (loss) to be appropriated9906-€0.003m€0.2m▲
Profit (loss) brought forward from the previous period14P--€0.003m
Transfer to equity691/2-€0.2m
To other reserves6921-€0.2m

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Other operating charges640/8€1,511€644▼ 57.3%
Gross operating margin9900-€138,256€51,475-
Operating profit (loss)9901-€139,767€50,831-
Financial income75/76B€180,000€180,000=
Recurring financial income75€180,000€180,000=
Financial charges65/66B€43,533€53,343▲ 22.5%
Recurring financial charges65€43,533€53,343▲ 22.5%
Profit (loss) for the period before taxes9903-€3,300€177,488-
Profit (loss) for the period9904-€3,300€177,488-
Profit (loss) for the period to be appropriated9905-€3,300€177,488-
Line20242025Change
Assets
Total assets20/58€1.5m€1.6m▲ 4.2%
Fixed assets21/28€1.5m€1.5m=
Financial fixed assets28€1.5m€1.5m=
Current assets29/58€0.04m€0.1m▲ 168%
Amounts receivable within one year40/41€0.01m--
Trade receivables40€0.01m--
Cash at bank and in hand54/58€0.03m€0.1m▲ 290%
Equity and liabilities
Total equity and liabilities10/49€1.5m€1.6m▲ 4.2%
Equity10/15€0.4m€0.6m▲ 44.7%
Contributions10/11€0.4m€0.4m=
Reserves13-€0.2m-
Non-distributable reserves130/1-€0.2m-
Other1319-€0.2m-
Profit (loss) carried forward14-€0.003m--
Amounts payable17/49€1.1m€1.0m▼ 9.9%
Amounts payable after more than one year17€0.7m€0.6m▼ 16.9%
Financial debts170/4€0.7m€0.6m▼ 16.9%
Amounts payable within one year42/48€0.5m€0.5m▼ 0.1%
Current portion of amounts payable after more than one year42€0.1m€0.1m▲ 4.9%
Financial debts43€0.4m€0.4m=
Credit institutions430/8€0.4m€0.4m=
Trade debts44€0.007m€0.001m▼ 86.2%
Suppliers440/4€0.007m€0.001m▼ 86.2%
Taxes, remuneration and social security45€0.002m€0.003m▲ 19.2%
Taxes450/3€0.002m€0.003m▲ 19.2%
Accrued charges and deferred income492/3€0.001m€0.001m▼ 38.4%
Line20242025Change
Profit (loss) for the period9904-€3,300€177,488-
Operating cash flow (approximation)-€3,300€177,488-
Investment in fixed assets (approximation)-€0-
Change in cash-€76,673-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
30-06-2025 abbreviated format 15-12-2025 2025-00581649
30-06-2024 abbreviated format 17-12-2024 2024-00618172

Similar companies · same sector, comparable size

Of the 24,459 active companies whose main activity is activities of holding companies (NACE 64210), figures are known for 19,974. 13,626 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
3 directors, 1 in day-to-day management, last change in 2025

Board 3

Effectco
Director · since 11-10-2023 · Private limited company · permanent representative: VERNAEVE Wim
Current
FJELL
Director · since 11-10-2023 · Private limited company · permanent representative: VANNESTE Bruno
Current
Do It – Unlocking Oppurtinities
Director · since 20-10-2023 · Legal entity · from a recent deed
Current

Day-to-day management 1

Effectco
Day-to-day manager · since 04-03-2025 · Private limited company · permanent representative: VERNAEVE Wim
Current

Permanent representatives 2

VANNESTE Bruno
Permanent representative · since 11-10-2023 · for FJELL
Current
VERNAEVE Wim
Permanent representative · since 11-10-2023 · for Effectco
Current
"From a recent act": read from a Gazette act not yet processed into our list of directors.
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →
Not every act has been read: a resignation may still be missing
1 of this company's 3 Belgian Official Gazette deeds has not been read yet. Appointments and resignations recorded in them are not yet in the list of directors: someone who resigned there may still be listed as sitting. The acts are in the Timeline.

Mandate history

5 people since 2023, 3 in office
Show
  • Board
  • Day-to-day management
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
Effectco
  • Director, from 11-10-2023 to date
  • Day-to-day manager, from 04-03-2025 to date
FJELL
  • Director, from 11-10-2023 to date
Do It – Unlocking Oppurtinitiesfrom an act
  • Director, from 20-10-2023 to date
MAD MEN
  • Day-to-day manager, from 11-10-2023 to 04-03-2025
  • Director, until 20-10-2023
DO IT - UNLOCKING OPPORTUNITIES
  • Director, from 11-10-2023 to 20-10-2023
See the board, name and registered office on a given date →

Owners and capital

Owners

1 owner

Chain of control

  1. Effectco 70%
  2. BeanCo

Highest known parent: Effectco. The sources do not say who stands above it.

Owners 1

According to the annual accounts to 30-06-2025 of BeanCo and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.

Capital and shareholders

Shareholders according to the deeds
After 2 capital increases act of 20-10-2023 ↗
  • Effectco in kind
  • DONCKERS Hans Lizette Gustaaf in kind
  • BAL Jan Frans Johanna in kind
  • VANNESTE Bruno Edward Boudewijn in kind
  • GEENS Geert Peter Maria in kind

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 20-10-2023 Capital increase of €355,000 · 355,000 new shares · in kind
  2. 20-10-2023 Capital increase of €40,000 · 40,000 new shares · in cash

Group and network

Holdings and subsidiaries

1 holding

Holdings 1

According to the annual accounts to 30-06-2025 of BeanCo and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.

Connections & network

3 current directors
Depth

The board mandates are listed below; here you explore them as a network.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

BeanCo was incorporated on 23 August 2023 as a private limited company.1 In 2023 the capital was increased by €355,000.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 20-10-2023
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-01-2027
2025
15-12
NBB filing Annual accounts filed
financial year 2025 · abbreviated format
30-06
Financial Back to profitnet €177,488
Net result €177,488 after one loss-making year.
30-06
Financial Equity above €500,000equity €574,188 ▲44.7%
Equity rises from €396,700 to €574,188.
04-03
Gazette deed Resignation: Mad men Bv (dagelijkse bestuurder)
Appointment: Effectco BV (day-to-day manager) · Permanent representative: VERNAEVE Wim4 facts ▸
  • General meeting, 13-12-2024
  • Director resignation, Mad men Bv (dagelijkse bestuurder)
  • Director appointment, Effectco BV (day-to-day manager)
  • Permanent representative, VERNAEVE Wim
2024
17-12
NBB filing Annual accounts filed
financial year 2024 · abbreviated format
2023
20-10
Gazette deed Resignations: MAD MEN (director) and VANHAUWAERT An Trees Hendrika (director)
Appointments: Fjell, Do It – Unlocking Oppurtinities and 2 others · Permanent representatives: VANNESTE Bruno Edward Boudewijn, VANHAUWAERT An Trees Hendrika and VERNAEVE Wim Gilbert Maria · Auditor report27 facts ▸
  • General meeting, 11-10-2023
  • Auditor report, 03-10-2023
  • Other provision, “reikwijdte en laattijdigheid verslag, geen wezenlijke invloed op opdracht” (deed in Dutch)
  • Capital increase, €355,000
  • Capital contribution (5 times)
  • Other provision, “Inschrijving en storting op nieuwe aandelen, DERDE BESLISSING” (deed in Dutch)
  • Capital
  • Other provision, “Verzaking aan opstellen uitgifteverslaggeving, VIJFDE BESLISSING” (deed in Dutch)
  • Capital increase, €40,000
  • Other provision, “Afstand van voorkeurrecht, ZEVENDE BESLISSING” (deed in Dutch)
  • Other provision, “Inschrijving en storting op nieuwe aandelen, ACHTSTE BESLISSING” (deed in Dutch)
  • Other provision, “ieder aandeel waarop aldus werd ingeschreven, vaststelling volstorting” (deed in Dutch)
  • +15 further facts in this act
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
2 of 3 deeds read
About the unread acts

Of the 3 Belgian Official Gazette deeds we know for this company, 2 have been read. The other one has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded23-08-2023
Financial year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID 0208:0805045263
Registered 21-10-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 24 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2023
registered office establishment The establishment unit on the map
Ground area
460 m²
Building footprint
427 m²
Building volume
6,637 m³
Parcel 44815F0829/00E000, Flanders · tallest building 21.1 m. Linked by address, not a title deed.
36 companies at this address See who is registered here
1 establishment unit
BeanCo
Coupure 64, 9000 GentActivities of holding companies
since 2023unit no. 2.357.488.988
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
44815F0829/00E000
ProtectedTownscape or village viewCoupure en omgevingSource ↗
Flanders 460 m² 1 · 427 m² 21.1 m · 5
How the parcels are linked
Good to know
The parcel matches the address exactly.
1 of these parcels carries protected heritage: expect extra rules on renovation or sale.

Articles of association

What the company does

Name clauseThe name the company operates under according to its articles.
BeanCo
Legal form clauseThe legal form, such as BV, NV or CV, which decides which company-law rules apply.
“TITEL I. RECHTSVORM–NAAM–ZETEL–VOORWERP–DUUR, 1” (deed in Dutch)
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaamse Gewest, 2” (deed in Dutch)

deed of 20-10-2023

Who represents it, and how

Board ruleHow the board is made up, meets and takes decisions.
One provision in the deed

deed of 20-10-2023

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Second Friday of December at 16:00

deed of 20-10-2023

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Uiteenzetten waarom inbreng van belang is voor vennootschap, beschrijving en gemotiveerde waardering elke inbreng in natura” (deed in Dutch)
Other provision: “Verantwoording uitgifteprijs, beschrijving gevolgen verrichting voor vermogens-en lidmaatschapsrechten aandeelhouders” (deed in Dutch)
Other provision: “Onderzoeken beschrijving elke inbreng in natura, onderzoeken toegepaste waardering en waarderingsmethodes” (deed in Dutch)
Other provision: “België of buitenland,plaats in oproeping, volmacht aan ander collegelid,schriftelijk weergegeven met handtekening,voor welbepaalde…” (deed in Dutch)
Other provision: “Dagelijks bestuur, 14” (deed in Dutch)
Other provision: “Toegang algemene vergadering, 17” (deed in Dutch)
Other provision: “Beraadslagingen algemene vergadering, ieder aandeel een stem,onder voorbehoud aandelen zonder stemrecht” (deed in Dutch)
Other provision: “Bestemming winst,reserves,interimdividend, 22” (deed in Dutch)
Liquidation distribution: “Na aanzuivering schulden,lasten,kosten of consignatie nodige sommen en na evenwicht niet-volgestorte aandelen via bijkomende volstorting of…” (deed in Dutch)
1 more provision in the deed, see the deed of 20-10-2023

deed of 20-10-2023