Equity
BEA has made a profit in every financial year since 2021.
BEA has made a profit in every financial year since 2021.
The accounts state no turnover.
Of this, €457,310 falls due within a year.
The last five annual accounts were filed 1 to 5 days before the end of the period.
More equity than 81% of companies in computer programming and consultancy. Sector median €69,062 · 21,212 companies.
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 28% of them on solvency, 7% on liquidity, 20% on profitability and 60% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Liquidity is insufficient, with a current ratio of 0.57 (0.4 in 2024), below 1. Short-term debt is 65.4% and cash 2.5% of total assets. 71.5% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 5 accounts on average 3 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Shares in 2 companies, HIFI STUDIO HEYMAN and ANSELMO
Board & ownership| Company | ||||
|---|---|---|---|---|
| BEA Sint-Niklaas | €699,143 | €55,616 | 28.5% | - |
| ODYSSEUS CONSULTING Mons | €658,748 | €52,850 | 53.4% | - |
| VAN MAERLANT Bredene | €733,459 | €62,788 | 32.5% | - |
| PIXITE PRODUCT MANAGEMENT Molenbeek-Saint-Jean | €598,420 | €57,360 | 23.9% | - |
| Heimat Harelbeke | €703,434 | €57,630 | -70.0% | - |
| JACBAND CONSULTING Ghent | €565,949 | €61,556 | 99.2% | - |
| FARUS Ghent | €795,280 | €54,258 | 2.9% | - |
These companies have the same main activity as BEA: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €566,000 and €795,000, founded between 2019 and 2022.
BEA files the micro format. That format states no turnover. The gross margin rose from €42,589 in 2021 to €55,616 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €110,000. Estimated: probably between €95,000 and €140,000.
Higher than 26% of 21,206 companies in 2025.
Higher than 7% of 20,569 companies in 2025.
Higher than 23% of 20,744 companies in 2025.
Net result: middle half · Equity: top quarter · Balance sheet total: top quarter · Working capital: bottom quarter
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||
20/58 |
699,143 | 568,771 | 544,161 | 476,145 | 284,304 | |
21/28 |
439,875 | 439,875 | 446,691 | 439,875 | 228,375 | |
22/27 |
- | - | 6,816 | - | - | |
23 |
- | - | 6,816 | - | - | |
28 |
439,875 | 439,875 | 439,875 | 439,875 | 228,375 | |
29/58 |
259,268 | 128,896 | 97,470 | 36,270 | 55,929 | |
40/41 |
217,489 | 73,199 | 67,633 | 27,868 | 7,868 | |
40 |
41,715 | 17,425 | 7,980 | 7,865 | 7,865 | |
41 |
175,774 | 55,774 | 59,653 | 20,003 | 3 | |
54/58 |
17,293 | 55,695 | 29,650 | 8,383 | 48,062 | |
490/1 |
24,486 | 2 | 186 | 20 | - | |
| Balance sheet: equity and liabilities | ||||||
10/49 |
699,143 | 568,771 | 544,161 | 476,145 | 284,304 | |
10/15 |
199,291 | 174,885 | 136,337 | 95,630 | 66,996 | |
10/11 |
35,000 | 35,000 | 35,000 | 35,000 | 35,000 | |
14 |
164,291 | 139,885 | 101,337 | 60,630 | 31,996 | |
17/49 |
499,852 | 393,886 | 407,824 | 380,515 | 217,308 | |
17 |
42,406 | 68,668 | 94,534 | 120,009 | 145,101 | |
170/4 |
42,406 | 68,668 | 94,534 | 120,009 | 145,101 | |
42/48 |
457,310 | 325,218 | 313,290 | 260,506 | 71,992 | |
42 |
26,262 | 25,866 | 25,475 | 25,091 | 24,713 | |
44 |
261 | 267 | 79 | 458 | 346 | |
440/4 |
261 | 267 | 79 | 458 | 346 | |
45 |
23,947 | 26,939 | 9,468 | 16,695 | 18,223 | |
450/3 |
21,147 | 25,539 | 9,468 | 8,295 | 18,223 | |
454/9 |
2,800 | 1,400 | - | 8,400 | - | |
47/48 |
406,841 | 272,147 | 278,267 | 218,261 | 28,711 | |
492/3 |
135 | - | - | - | 215 | |
| Income statement | ||||||
76A |
0 | 456 | - | - | - | |
9900 |
55,616 | 66,142 | 56,688 | 43,682 | 42,589 | |
630 |
- | - | 456 | - | - | |
640/8 |
782 | 1,244 | 357 | - | 695 | |
9901 |
54,834 | 64,898 | 55,875 | 43,682 | 41,894 | |
75/76B |
0 | 0 | - | - | - | |
75 |
0 | 0 | - | - | - | |
65/66B |
14,872 | 12,026 | 4,815 | 7,655 | 1,800 | |
65 |
14,872 | 12,026 | 4,815 | 7,655 | 1,800 | |
9903 |
39,962 | 52,872 | 51,060 | 36,026 | 40,094 | |
67/77 |
15,556 | 14,324 | 10,353 | 7,393 | 8,097 | |
9904 |
24,406 | 38,548 | 40,707 | 28,634 | 31,996 | |
9905 |
24,406 | 38,548 | 40,707 | 28,634 | 31,996 | |
| Appropriation of the result | ||||||
9906 |
164,291 | 139,885 | 101,337 | 60,630 | 31,996 | |
14P |
139,885 | 101,337 | 60,630 | 31,996 | - | |
| Document | ||||||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 28-04-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-09-2025 | micro format | 28-04-2026 | 2026-00092577 | |
| 30-09-2024 | micro format | 29-04-2025 | 2025-00086330 | |
| 30-09-2023 | micro format | 25-04-2024 | 2024-00076790 | |
| 30-09-2022 | micro format | 28-04-2023 | 2023-00076784 | |
| 30-09-2021 | abbreviated format | 26-04-2022 | 2022-20011714 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| - | - | 56,331 | - | - | ||
| - | - | 41,163 | - | - | ||
| - | - | 7,273 | 211,500 | 228,375 | ||
| -38,402 | 26,045 | 21,267 | -39,679 | - | ||
| -198,043 | -196,322 | -215,821 | -224,235 | -16,063 | ||
| 28.5% | 30.7% | 25.1% | 20.1% | 23.6% | ||
| 0.57 | 0.40 | 0.31 | 0.14 | 0.78 | ||
| 2.51 | 2.25 | 2.99 | 3.98 | 3.24 | ||
| 12.2% | 22.0% | 29.9% | 29.9% | 47.8% | ||
| 3.5% | 6.8% | 7.5% | 6.0% | 11.3% | ||
| - | - | 11.70 | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 30-09-2025 | 30-09-2024 | 30-09-2023 | 30-09-2022 | 30-09-2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | - | €7,273 | - | - |
| Financial fixed assets | - | - | - | €211,500 | €228,375 |
| - | - | €456 | - | - |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 16% lower than in 2024 and the lowest since 2022.
Debt's share of the balance-sheet total rises from 69.3% to 71.5%. Equity and debt are higher.
Source: list of holdings in its own 30-09-2025 accounts. Every holding stands with its own latest accounts.
| SURE-INVEST
registered office since 24-05-1988 · founded in 1988 |
total assets €693,966 (2025) 0434.357.288 |
Source for every holding own accounts 30-09-2025
| Name | 2024 | 2025 |
|---|---|---|
| HIFI STUDIO HEYMAN | 98% | |
| ANSELMO | 22.5% | |
Source: list of holdings in its own accounts
The board mandates are listed under Board mandates elsewhere. The network lets you explore the same ties.
Deadline for the 2026 accounts: 30-04-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
BEA was incorporated on 22 October 2020 as a private limited company by one natural person, with a starting capital of €35,000.12 Since 2020, HEYMAN Alexander Omer Suzanne has served as director.3 Total assets rose from €284,304 in 2021 to €699,143 in 2025.4
| Establishment | Since | Unit number |
|---|---|---|
| Parklaan 65 registered office 9100 Sint-Niklaas | 22-10-2020 | 2.309.509.325 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 46445D0922/00K007 | 461 m² | 1 · 182 m² | 16.3 m · 4 |
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