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HIFI STUDIO HEYMAN

Active
Private limited company (pre-2019)founded 1988active for 38 yearsKrijgsbaan 209, 9140 Temse, BelgiumKBO/BCE: BE 0434.428.158
Summary

HIFI STUDIO HEYMAN has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €134,069 and a net result of -€11,524. Equity has been stable since 2019 (±0.4% per year). Its solvency ranks better than 54% of 633 sector peers (NACE 47, financial year 2026). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Official details

Source: KBO
Status
Active since 30-05-1988 Normal situation
Activity
Retail sale of electrical household appliances NACE 47540and 2 others
Joint committees
201 Paritair Comité voor de zelfstandige kleinhandel
149 Paritair Comité voor de sectors die aan de metaal-, machine- en elektrische bouw verwant zijn · annual accounts 31-03-2026
Establishment unit
2.038.646.525 9140 Temse, since 13-06-1988
Financial year end
31 March
Peppol
Reachable since 21-11-2025

Board and ownership

Board
  • BEA BVDirector · since 01-04-2021
Shareholders
  • BEA· score 9130-09-2025 annual accounts of BEA

Financial position

79 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.6%
Annual accounts to 31-03-2026
Gross margin
€65,638
Turnover
≈ €320,000
estimated
Loss
€11,524
▼ 88.4%
Equity
€134,069
▼ 7.9%
Total assets
€375,684
▼ 13.7%
Employees on 31-03-2026
2
▲ 100%
Score breakdownraises riskSector: Retail trade (NACE 47)Liquidity: current ratio 1.37, cash €12,346Size: 1.2 FTE, total assets €375,684lowers riskFounded in 1988Show the evidence

Checked score

Score 2026
79 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 30% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2025
Weak
Solvency 61+3
equity 35.7% of total assets
Liquidity 20+1
short-term debt 64.0% · cash 3.3%
Profitability 26+26
return on assets -3.1%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.3%▼ -0.1 percentage points vs 08-2025lowest value 10-2025: 0.5%▲ +0.2 percentage points vs 09-2025 11-2025: 1.6%▲ +1.1 percentage points vs 10-2025 12-2025: 1.6%● unchanged vs 11-2025 01-2026: 1.6%● unchanged vs 12-2025 02-2026: 1.6%● unchanged vs 01-2026 03-2026: 1.6%● unchanged vs 02-2026 04-2026: 1.6%● unchanged vs 03-2026 05-2026: 1.6%● unchanged vs 04-2026 06-2026: 1.6%● unchanged vs 05-2026 07-2026: 1.8%▲ +0.2 percentage points vs 06-2026 08-2026: 1.8%● unchanged vs 07-2026highest value 09-2026: 1.7%▼ -0.1 percentage points vs 08-2026 10-2026: 0.6%▼ -1.1 percentage points vs 09-2026 11-2026: 0.6%● unchanged vs 10-2026
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.37 (1.3 in 2025), below the usual 1.5. Short-term debt is 64% and cash 3.3% of total assets. 64.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 51% of them on solvency, 19% on liquidity, 23% on profitability and 28% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Founded in 1988
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Liquidity: current ratio 1.37, cash €12,346
NBB · annual accounts
raises risk · Size: 1.2 FTE, total assets €375,684
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2025 and 2026); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2026
Net result per financial year
1920212223242526
2019 to 2026 · latest year -€11,524
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 29-10-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
2 days early
2025
18 days early
2024
3 days early
2023
2 days late
2022
2 days late
2021
2 days early
2020
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 3 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 29 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2026from -€99,580 to -€11,524 ▲ 88.4% View
  • Caution: Lower net result than 80% of companies in retail tradesector median €23,839 · 633 companies -€11,524 View
  • Caution: 2 loss-making years in a rowloss in financial year 2026 -€11,524 View

Recent changes

  1. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as HIFI STUDIO HEYMAN: retail sale of electrical household appliances (NACE 47540). They are comparable in size and age: total assets between €349,000 and €512,000, founded between 1979 and 1998.

CompanyTotal assetsGross margin
HIFI STUDIO HEYMAN Temse€375,684€65,638
TELETECHNICS Brasschaat€349,455€84,840
WARNIER PLUS Sambreville€473,572€42,970
LEDAINE ANDRE & BART Oostende€415,165€91,990
GHYSENS ELEKTRO Houthalen-Helchteren€497,702€59,328
MEDIA-COM Herve€373,427€103,704
SERVICADET STOCKEL Sint-Pieters-Woluwe€512,376€133,309
Full comparison

Key facts about HIFI STUDIO HEYMAN

What is the company number of HIFI STUDIO HEYMAN?
The company number of HIFI STUDIO HEYMAN is 0434.428.158. The VAT number is the same number with BE in front: BE 0434.428.158.
Where is HIFI STUDIO HEYMAN based?
The registered office is at Krijgsbaan 209, 9140 Temse.Company details
What does HIFI STUDIO HEYMAN do?
According to the KBO register, the main activity is retail sale of electrical household appliances (NACE 47540).
What is the legal form of HIFI STUDIO HEYMAN?
The legal form of HIFI STUDIO HEYMAN is Private limited company (pre-2019) (BVBA).
When was HIFI STUDIO HEYMAN founded?
HIFI STUDIO HEYMAN was founded on 30-05-1988.
Is HIFI STUDIO HEYMAN still active?
Yes, HIFI STUDIO HEYMAN is an active enterprise in the KBO register.
How many employees does HIFI STUDIO HEYMAN have?
HIFI STUDIO HEYMAN had an average of 1.2 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
Which joint committee does HIFI STUDIO HEYMAN fall under?
In its 31-03-2026 annual accounts, HIFI STUDIO HEYMAN states joint committees 201 (Paritair Comité voor de zelfstandige kleinhandel) and 149 (Paritair Comité voor de sectors die aan de metaal-, machine- en elektrische bouw verwant zijn).
What is the turnover of HIFI STUDIO HEYMAN?
The turnover in financial year 2026 is ≈ €320,000. This figure is estimated from the gross margin of €65,638 and 35 comparable companies (NACE 475). It probably lies between €180,000 and €540,000.
Is HIFI STUDIO HEYMAN profitable?
In financial year 2026, HIFI STUDIO HEYMAN made a loss of €11,524.
Where can I find the annual accounts of HIFI STUDIO HEYMAN?
HIFI STUDIO HEYMAN filed 38 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of HIFI STUDIO HEYMAN due?
HIFI STUDIO HEYMAN must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

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