Result
€118,285 ▲ 14×
The result rose in 2025 from €8,548 to €118,285.
Be-Window
Lifetime
14 annual accounts with figures on one time axispeak €209,486 (2025)
€209,486▲ 140%
lowest -€23,601 (2022)
€118,285▲ 14×
peak €362,462 (2025)
€362,462▲ 40.9%
€425,202▼ 8.4%
Board1 name since 2011
1 directorSchut Betsie
Documentsfilings and deeds
02-07-202629 days before the deadline
2025micro format
Gross margin from €87,357 to €209,486Result from €8,548 to €118,285New director 16-10Dividend €13,000Equity from €257,176 to €362,462
Key points
from the 2025 annual accountsFilings
14 annual accounts since 2012
Three of the last ten came late. The 2021 accounts came latest: 44 days after the end of the period.
Position in the sector
€118,285
Higher net result than 95% of companies in wholesale trade. Sector median €5,626 · 13,803 companies.
Checked score
96
Excellent
Financially stronger than 70% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,888 companies (NACE 46, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025highest value
07-2025: 0.1%▼ -0.1 percentage points vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Size: total assets €787,664
Liquidity: current ratio 1.47, cash €194,178
Figures for financial year 2025 (filed on 02-07-2026)
Founded in 2011
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 54% of them on solvency, 59% on liquidity, 82% on profitability and 85% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,811 companies had the same profile as Be-Window has now. Each dot stands for 45 companies, two years later.
96.5%
were still trading
3.2%
stopped another way
0.3%
went bankrupt
That fits the bankruptcy probability of Be-Window itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,811 companies, not a prediction for Be-Window. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.47 (1.21 in 2024), below the usual 1.5. Short-term debt is 53.4% and cash 24.7% of total assets. 54% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 days early
2024
41 days early
2023
5 days late
2022
38 days early
2021
44 days late
2020
2 days late
2019
14 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 10 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 July (4 of the last 5 accounts filed within 35 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0838895491
New director
Schut Betsie appointed, Schut Betsie resigned · Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 10-10-2025 · Gazette deed
Incorporation
published on 02-09-2011 · Gazette deed
First establishment
De Stropersstraat 38, Stekene
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Be-Window Stekene | €787,664 | €209,486 | 46.0% | - |
| PASISTONE Merelbeke-Melle | €667,318 | €180,659 | 44.3% | - |
| E.B. TRADING Thuin | €858,333 | €220,818 | 71.2% | 1 |
| RECUPAN Waregem | €741,047 | €219,991 | 90.5% | - |
| ETS DEHAYE FILS SRL Courcelles | €805,887 | €200,445 | 43.5% | 3 |
| VAN BEERS PROJECTS Vosselaar | €910,808 | €276,371 | 45.7% | 0.8 |
| DEUREKA Anzegem | €642,697 | €151,619 | 8.1% | 1.3 |
These companies have the same main activity as Be-Window: wholesale of construction materials, general range (NACE 46831). They are comparable in size and age: total assets between €643,000 and €911,000, founded between 2009 and 2012.
Official details
Source: KBO- Status
- Active since 31-08-2011Normal situation
- Activity
- Wholesale of construction materials, general rangeNACE 46831and 2 others
- Establishment unit
- 2.211.650.5779190 Stekene, since 26-08-2011
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- ≈ €1.0mestimated
- €787,664▲ 9.2%
- Filing
- Filed on 02-07-2026, 29 days before the end of the filing period
Insights on Be-Window
Be-Window files the micro format. That format states no turnover. The gross margin rose from -€3,429 in 2012 to €209,486 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Be-Window
- What is the company number of Be-Window?
- The company number of Be-Window is 0838.895.491. The VAT number is the same number with BE in front: BE 0838.895.491.
- Where is Be-Window based?
- The registered office is at De Stropersstraat 38, 9190 Stekene.Company details
- What does Be-Window do?
- According to the KBO register, the main activity is wholesale of construction materials, general range (NACE 46831).
- What is the legal form of Be-Window?
- Be-Window is a private limited company (BV).
- When was Be-Window founded?
- Be-Window was founded on 31-08-2011.
- Is Be-Window still active?
- Yes, Be-Window is an active enterprise in the KBO register.
- What is the turnover of Be-Window?
- The turnover in financial year 2025 is ≈ €1.0m. This figure is estimated from the gross margin of €209,486 and 59 comparable companies (NACE 46). It probably lies between €500,000 and €1.9m.Financials
- Is Be-Window profitable?
- In financial year 2025, Be-Window made a profit of €118,285.
- Where can I find the annual accounts of Be-Window?
- Be-Window filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Be-Window due?
- Be-Window must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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