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BE VISUALS

Active Private limited companyfounded 2020active for 6 yearsRue de Marche 5, 6870 Saint-HubertKBO/BCE: BE 0755.750.556 #10 oldest company in Saint-Hubert, Professional and technical services sector
BE VISUALS
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Overview

Lifetime

6 annual accounts with figures on one time axis
peak €34,500 (2020)
-€577▼ €7,498
lowest -€12,854 (2023)
-€7,638▼ €7,573
peak €37,053 (2021)
€8,189▼ 48.3%
€18,338▼ 25.5%
Board1 name since 2020
1 directorBARTHELEMY Bertrand
Documentsfilings and deeds
11-06-202650 days before the deadline
2025micro format
Gross margin from €6,921 to -€577Loss of €7,638Registered office moved within Saint-Hubert 21-08Equity from €15,827 to €8,189Debts from €24,619 to €18,338

Key points

from the 2025 annual accounts

Losses

-€21,664 in four years
-1,1072022-12,8542023-662024-7,6382025

Every financial year from 2022 to 2025 closed with a loss. 2023 was the heaviest.

Filings

6 annual accounts 1 late
AprilJune31 JulyOctober202020222024

The 2020 accounts came 18 days late. The other five were filed on time.

Position in the sector

-€7,638

Lower net result than 84% of companies in other professional activities. Sector median €9,329 · 4,352 companies.

Turnover not published (micro format)

Checked score

67
Healthy
Financially stronger than 19% of micro companies in other professional activities (NACE 74)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 5,430 companies (NACE 74, micro).

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.4%▲ +0.1 percentage points vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.5%▲ +0.1 percentage points vs 05-2025 07-2025: 0.5%● unchanged vs 06-2025 08-2025: 0.3%▼ -0.2 percentage points vs 07-2025lowest value 09-2025: 0.6%▲ +0.3 percentage points vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.7%▲ +0.1 percentage points vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.8%▲ +0.1 percentage points vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026 07-2026: 0.8%● unchanged vs 06-2026 08-2026: 1.0%▲ +0.2 percentage points vs 07-2026 09-2026: 1.2%▲ +0.2 percentage points vs 08-2026highest value 10-2026: 0.7%▼ -0.5 percentage points vs 09-2026 11-2026: 0.7%● unchanged vs 10-2026

Financial strength
Weak

56-8equity 30.9% of total assets
36-6short-term debt 64.4% · cash 16.2%
0-69return on assets -28.8%

Score breakdown

raises risk
1 change of registered office in 24 months
Loss of €7,638, the second in a row (financial year 2025)
lowers risk
Sector: Other professional, scientific and technical activities (NACE 74)
Size: total assets €26,527
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 36% of them on solvency, 21% on liquidity, 7% on profitability and 14% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 3,591 companies had the same profile as BE VISUALS has now. Each dot stands for 9 companies, two years later.

87.3%
were still trading
9.4%
stopped another way
3.0%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more

Another 0.3% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of BE VISUALS itself: 0.7% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 3,591 companies, not a prediction for BE VISUALS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €500 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.94 (1.29 in 2024), below 1. Short-term debt is 64.4% and cash 16.2% of total assets. 69.1% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Other professional, scientific and technical activities (NACE 74)
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Size: total assets €26,527
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Loss of €7,638, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
202122232425
2020 to 2025 · latest year -€7,638
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
50 days early
2024
22 days early
2023
35 days early
2022
49 days early
2021
33 days early
2020
18 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 29 days before the deadline. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

BB
BARTHELEMY Bertrand
Director, since 06-10-2020
  • BARTHELEMY Bertrand founderdeed of 08-10-2020
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0755750556
Registered office moved within Saint-Hubert New registered office: Rue de Marche, 5 6870 Saint-Hubert · Previous registered office: Rue Saint-Gilles, 26 B3 6870 Saint Hubert · Board meeting of 30-06-2025 · Gazette deed
Registered office moved to Saint-Hubert New registered office: Rue Saint-Gilles, 26-6870 Saint-Hubert · Previous registered office: Rue Triolet 5, 4031, Liège · General meeting of 08-04-2021 · Gazette deed
Incorporation Founding capital of €2,000, 100 shares · Founder: BARTHELEMY Bertrand (comparant) · Appointment: BARTHELEMY Bertrand (director) · published on 08-10-2020 · Gazette deed
All 12 events

Comparable companies

same main activity, similar in size and age
Company
BE VISUALS Saint-Hubert €26,527 -€577 30.9% -
Peelvrouw Antwerp €26,277 -€26,570 25.0% -
LAURA HEYLEN Antwerp €26,731 €345 73.5% -
De Verhaalderij Essen €28,808 -€15,287 20.8% -
GOLDEN STORY Mechelen €28,617 -€13,864 -56.7% -
Creationz Sint-Katelijne-Waver €21,541 €260 -99.0% -
BCLE Haacht €19,714 -€16,427 93.2% -

These companies have the same main activity as BE VISUALS: graphic design and visual communication (NACE 74120). They are comparable in size and age: total assets between €19,700 and €28,800, founded between 2019 and 2021.

Official details

Source: KBO
Status
Active since 06-10-2020Normal situation
Activity
Graphic design and visual communicationNACE 74120and 4 others
Establishment unit
2.308.310.5826870 Saint-Hubert, since 06-10-2020
Financial year end
31 December
Peppol
Reachable since 05-01-2026
Company details

Annual accounts 2025

-€577
€7,638▲ 116×
€8,189▼ 48.3%
€26,527▼ 34.4%
Filing
Filed on 11-06-2026, 50 days before the end of the filing period
Financials

Insights on BE VISUALS

BE VISUALS files the micro format. That format states no turnover. The gross margin fell from €34,500 in 2020 to -€577 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 11-06-2026, 50 days before the deadline
-€577
▼ €7,498
-€7,343
▼ €7,885
-€7,638
▼ €7,573
-€971
▼ €6,371
30.9%
▼ 8.3 percentage points
0.94
▼ 0.35

Turnover and EBIT margin are not published. The micro format does not require them.

In the rankings #10 oldest company in Saint-Hubert, Professional and technical services sector

Balance sheet

balance sheet total €26,527 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

30.9%

Higher than 34% of 4,357 companies in 2025.

0.94

Higher than 22% of 4,189 companies in 2025.

-28.8%

Higher than 9% of 4,219 companies in 2025.

BE VISUALS Middle half of the sector 80% of the sector Micro accounts in other professional activities (NACE 74)

Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023202220212020
Balance sheet: assets
20/58 26,52740,44639,30654,60756,23737,712
21/28 10,42116,70218,90026,6699,2199,302
22/27 10,42116,70218,90026,6699,2199,302
24 10,42116,70218,90026,6698,2199,302
27 ----1,000-
29/58 16,10623,74420,40627,93947,01828,410
29 3931,8903,4674,959--
291 3931,8903,4674,959--
40/41 10,63816,61012,35816,70210,35915,811
40 8,31914,0427,9688,03310,35914,789
41 2,3192,5684,3908,669-1,022
54/58 4,3004,5193,9684,31336,66012,599
490/1 7747256131,965--
Balance sheet: equity and liabilities
10/49 26,52740,44639,30654,60756,23737,712
10/15 8,18915,82717,09329,94737,05329,412
10/11 2,0002,0002,0002,0002,0002,000
14 6,18913,82715,09327,94735,05327,412
17/49 18,33824,61922,21324,66119,1848,300
17 1,2616,27511,23916,155--
170/4 1,2616,27511,23916,155--
42/48 17,07718,34410,9738,50619,1848,300
42 5,0144,9644,9164,867--
44 1,9883,9541,6383573,049961
440/4 1,9883,9541,6383573,049961
46 1,0001,0001,000---
45 9,0757,2252,4402,54113,4626,866
450/3 4,2407,2252,4402,54111,6126,866
454/9 4,835---1,850-
47/48 01,2009807402,673473
Income statement
9900 -5776,921-3,1723,56216,08434,500
630 6,2815,9068,9524,3863,967198
640/8 485472509---
9901 -7,343543-12,634-82312,11834,302
75/76B 558511410742-
75 558511410742-
65/66B 3516933343582223
65 3516933343582223
9903 -7,638-66-12,854-1,07412,13834,278
67/77 ---322,2976,866
9904 -7,638-66-12,854-1,1079,84127,412
9905 -7,638-66-12,854-1,1079,84127,412
Appropriation of the result
9906 6,18915,02715,09333,94737,25327,412
14P 13,82715,09327,94735,05327,412-
694/7 01,200-6,0002,200-
694 01,200-6,0002,200-
Document PDFPDFPDFPDFPDFPDF

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 11-06-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 11-06-2026 2026-00165060 PDF
31-12-2024 micro format 09-07-2025 2025-00268712 PDF
31-12-2023 micro format 26-06-2024 2024-00185474 PDF
31-12-2022 micro format 12-06-2023 2023-00124789 PDF
31-12-2021 micro format 28-06-2022 2022-20099285 PDF
31-12-2020 micro format 18-08-2021 2021-51200566 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023202220212020
-1,0626,449-3,6813,56216,08434,500
-1,3585,840-3,9013,27913,80727,610
03,7081,18321,8363,8839,500
-219552-345-32,34624,061-
-9715,4009,43319,43327,83420,110
30.9%39.1%43.5%54.8%65.9%78.0%
0.941.291.863.282.453.42
2.241.561.300.820.520.28
-93.3%-0.4%-75.2%-3.7%26.6%93.2%
-28.8%-0.2%-32.7%-2.0%17.5%72.7%
-3.039.31-11.029.96over 100-

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets-€3,708€1,183€21,836€3,883
€6,281€5,906€8,952€4,386€3,967

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on BE VISUALS

The operating result for 2025 is a loss of €7,343, after a profit of €543 in 2024.

Debt's share of the balance-sheet total rises from 60.9% to 69.1%. Equity and debt are lower.

Board & ownership

Board

1 director, since incorporation
BARTHELEMY Bertrand
Director (not named in the articles)
since 06-10-2020 term without a fixed end
listed in the 2025 annual accounts, filed on 11-06-2026

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
BARTHELEMY Bertrand
Director (not named in the articles)
Board
Mandates as a list
  • BARTHELEMY Bertrand
    • Director (not named in the articles), from 06-10-2020 to date

See the board, name and registered office on a given date →

Control

Founder
BARTHELEMY Bertrand
This company
BE VISUALS
Equity €8,189
Loss €7,638 in 2025

Capital

Contribution
€2,000
Shares
100
Contribution per share
€20
Equity per share
€81.89 in 2025
Source
deed of 08-10-2020

Articles of association

deed of 08-10-2020 (in French)
Board ruleThese rules set how the board is made up, meets and takes decisions.
1 director
At least 1 director
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Thursday of June at 10:00
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Founder

At incorporation deed of 08-10-2020 ↗

Network & group

No group

BE VISUALS has no parent and no holdings in its annual accounts. BARTHELEMY Bertrand is the only director. BE VISUALS shares no director with another company.

Timeline

Timeline

12 events since 2020

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 50 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:0755750556
2025
Registered office moved within Saint-HubertNew registered office: Rue de Marche, 5 6870 Saint-Hubert · Previous registered office: Rue Saint-Gilles, 26 B3 6870 Saint Hubert · Board meeting of 30-06-20252 points ▸
  • Board meeting, 30-06-2025
  • Registered-office move, Rue de Marche, 5 6870 Saint-Hubert
  • The deed holds 1 more point.

Open the deed in the Belgian Official Gazette

Annual accounts 2024 filed PDFmicro format · 22 days before the deadline
2024
Annual accounts 2023 filed PDFmicro format · 35 days before the deadline
2023
Weakest financial year net -€12,854 The net result drops to -€12,854, the lowest from 2020 to 2025. It recovers the following year.
Annual accounts 2022 filed PDFmicro format · 49 days before the deadline
2022
Annual accounts 2021 filed PDFmicro format · 33 days before the deadline
2021
Annual accounts 2020 filed PDFmicro format · 18 days late
Registered office moved to Saint-HubertNew registered office: Rue Saint-Gilles, 26-6870 Saint-Hubert · Previous registered office: Rue Triolet 5, 4031, Liège · General meeting of 08-04-20212 points ▸
  • General meeting, 08-04-2021
  • Registered-office move, Rue Saint-Gilles, 26-6870 Saint-Hubert

Open the deed in the Belgian Official Gazette

2020
IncorporationFounding capital of €2,000, 100 shares · Founder: BARTHELEMY Bertrand (comparant) · Appointment: BARTHELEMY Bertrand (director) · published on 08-10-20204 points ▸
  • Founder, BARTHELEMY Bertrand (comparant)
  • Founding capital, €2,000, 100 shares
  • Registered office clause, Rue Triolet 5, 4031 Angleur
  • Director appointment, BARTHELEMY Bertrand (director (not named in the articles))
  • The deed holds 3 more points.

Open the deed in the Belgian Official Gazette

First establishment Rue Saint-Gilles 26, Saint-Hubert

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

BE VISUALS was incorporated on 6 October 2020 as a private limited company by one natural person, with a starting capital of €2,000.12 The registered office was moved to Saint-Hubert in 2021.3 Since 2020, BARTHELEMY Bertrand has served as director.4 Total assets fell from €37,712 in 2020 to €26,527 in 2025.5

  1. 1KBO register
  2. 2Belgian Official Gazette, 08-10-2020
  3. 3Belgian Official Gazette, 30-04-2021
  4. 4National Bank, annual accounts 2025
  5. 5National Bank, annual accounts 2020 and 2025

Company details

Identity

Enterprise number
0755.750.556
VAT number
BE 0755.750.556
Peppol ID
0208:0755750556
Other Peppol ID
9925:BE0755750556
Legal form
Private limited company
Status
Active, normal situation
Founded
06-10-2020
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Thursday of June at 10:00
deed of 08-10-2020 (in French)
Peppol
Reachable since 05-01-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
BE VISUALS in French
Entity type
Legal entity

Activities

NACEBEL 2025
74120 Graphic design and visual communication main activity
18130 Pre-press and pre-media services
73110 Advertising agencies
74130 Interior design
74201 Photography, excluding press photography
Codes under NACEBEL 2008
74103 Other professional, scientific and technical activities main activity
18130 Pre-press and pre-media services
73110 Advertising, market research and public relations activities
74104 Other professional, scientific and technical activities
74201 Photography, excluding press photography
PurposeThe purpose describes the activities the company may carry out under its articles.
“La conception,la création,la mise en forme en deux ou trois dimensions,le développement,la réalisation et la production d'œuvres…”
6 activities
  1. La conception,la création,la mise en forme en deux ou trois dimensions,le développement,la réalisation et la production d'œuvres audiovisuelles,publicitaires,architecturales,graphiques et infographiques,télévisées et autres,au moyen de hautes technologies,y compris l'informatique sur quelque rapport que ce soit.
  2. La publicité,le tout dans l'acceptation la plus large des termes et comprenant les activités suivantes,cette liste n'étant nullement limitative : création de modèles en trois dimensions pour la fabrication additive,pour la visualisation de concepts dans le domaine du design et de projets d'architectures ; la création d'animations en trois dimensions,la création d'images en trois dimensions pour l'illustration,la réalisation d'images en deux dimensions artistiques,la réalisation de visites virtuelles pour différents supports (casques de réalité virtuelle,interfaces logicielles en ligne ou en local),la création de logo,carte de visite,papier à lettre.
  3. La production,la vente,l’achat,l’édition,l’importation et l’exportation et la création d’images de communication artistique et de publicité sous toutes ses formes.
  4. L’infographie,le graphisme,le dessin,la formation,
  5. La décoration de l’habitat d’intérieur,le conseil en matière de décoration d’intérieur,l’achat,la vente,la négoce de décoration intérieure,d’objets de décoration,d’art et de design,le conseil,les cours de décoration et de design,la rédaction d’articles de décoration et de design,la vente et la réalisation de projets de décoration intérieure.
  6. La production,la réalisation,la distribution,la promotion de photographies,de reportages photographiques,cinématographiques et d’une façon générale la mise sur pied de tous films et projets à caractère médiatique ou non sur tous types de support ; la fourniture de produits médiatiques tels que les visites virtuelles,brochures,vidéos de visualisation et plans.
deed of 08-10-2020 (in French)

Registered office and establishments

1 establishment
Establishment Since Unit number
Rue de Marche 5 registered office 6870 Saint-Hubert
Rue Saint-Gilles 26 6870 Saint-Hubert 06-10-2020 2.308.310.582
1 former office
  • Rue Triolet,5, 4031 Liège until 08-04-2021 · deed of 30-04-2021

Buildings and parcels at the addresses

Ground area
559 m²
Buildings
173 m²
Volume, LiDAR
1,838 m³
Tallest building
14.7 m
Buildings to scale, each on its own parcel
119 m², 14.7 m 54 m², 8.7 m 119 m², 14.7 m 54 m², 8.7 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
84059A0395/00N000485 m² 1 · 119 m² 14.7 m · 4
84059A0779/00F00074 m² 1 · 54 m² 8.7 m · 2

Contact

E-mail info@bevisuals.be
Phone +32 495 64 92 00

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