Skip to content

BE TO B

Active
Private limited companyfounded 201213 years activeRue des Vergers 13, 6990 Hotton, BelgiumKBO/BCE: BE 0849.521.248
Summary

The computed 12-month bankruptcy probability of BE TO B is 2.3% (moderate). The 2026 annual accounts show equity of €239,091 and a net result of €2,013. Equity is growing by ~14.2% per year across the filed fiscal years. Its solvency ranks better than 18% of 174 sector peers (NACE 41, fiscal year 2026). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
General construction of residential buildings
NACE 41001Site preparation NACE 43120
#4 company by total assets in Hotton, Construction sector1 site
Size
€972,634total assets 2026
Staff
3 FTE
Equity
€239,091
Profit
€2,013
Financial health
52 Fair Checked score 2026
Bankruptcy probabilitywithin 12 months
2.3%
Structure
Accounts 36 days early0 of 3 deeds read
Why 52- Liquidity: current ratio 0.85, cash €0, halved- 2 of the last 3 late- Sector Construction of residential and non-residential buildings (NACE 41)+ Founded in 2012Show the evidence

Checked score

Score 2026
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 31% of its sector peers (NACE 41, micro)
Financial strength · tick = 2025
Average
Solvency 50+5
equity 24.6% of total assets
Liquidity 17+1
short-term debt 62.5% · cash 0.0%
Profitability 69-2
return on assets 0.2%
Bankruptcy probability, 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,362 companies)
Last 24 months 11-2024: 4.9% 12-2024: 5.9%▲ +1.0 percentage point vs 11-2024 01-2025: 8.6%▲ +2.7 percentage points vs 12-2024 02-2025: 8.7%▲ +0.1 percentage points vs 01-2025 03-2025: 9.5%▲ +0.8 percentage points vs 02-2025highest value 04-2025: 5.5%▼ -4.0 percentage points vs 03-2025 05-2025: 5.6%▲ +0.1 percentage points vs 04-2025 06-2025: 5.5%▼ -0.1 percentage points vs 05-2025 07-2025: 5.7%▲ +0.2 percentage points vs 06-2025 08-2025: 6.2%▲ +0.5 percentage points vs 07-2025 09-2025: 6.2%● unchanged vs 08-2025 10-2025: 6.6%▲ +0.4 percentage points vs 09-2025 11-2025: 7.0%▲ +0.4 percentage points vs 10-2025 12-2025: 8.2%▲ +1.2 percentage points vs 11-2025 01-2026: 6.5%▼ -1.7 percentage points vs 12-2025 02-2026: 6.6%▲ +0.1 percentage points vs 01-2026 03-2026: 7.2%▲ +0.6 percentage points vs 02-2026 04-2026: 8.2%▲ +1.0 percentage point vs 03-2026 05-2026: 8.2%● unchanged vs 04-2026 06-2026: 3.2%▼ -5.0 percentage points vs 05-2026 07-2026: 3.2%● unchanged vs 06-2026 08-2026: 3.2%● unchanged vs 07-2026 09-2026: 3.4%▲ +0.2 percentage points vs 08-2026 10-2026: 2.3%▼ -1.1 percentage points vs 09-2026lowest value
Credit up to €12,000 at 30 days acceptable
Liquidity short (current ratio 0.85 against 0.87 in 2025; short-term debt: 62.5% and cash: 0% of total assets), and 75.4% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 31% on solvency, 14% on liquidity, 40% on profitability and 38% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 0.85, cash €0, halved
NBB · annual accounts
raises risk · 2 of the last 3 late
NBB · filings
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Founded in 2012
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 174 sector peers (2026).
NBB · sector comparison
Position among 174 sector peers
Solvency
better than 18%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 25-09-2026, 36 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
36 days early
2025
188 days late
2024
140 days late
2023
30 days late
2022
329 days late
2021
39 days late
2020
27 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 102 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 19 March (4 of the last 5 filed years within 176 days of that day).
Companies Code · seven months
Position in the running window
08-10-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2026 · micro…
  2. Annual accounts filedfiscal year 2025 · full…
  3. Weakest financial yearnet €2,013 ▼91.2%

Key points

  • Positive: Among the best 9% on equitysector median €44,973 · 174 companies €239,091 View
  • Positive: 8 profitable years in a rowprofit 2026: €2,013 8 years View
  • Total assets 20266 fiscal years filed €972,634 View

By topic

Financials

Fiscal year
2026
Total assets
€972,634
Profit
€2,013
Solvency
24.6%
Total assets▼ 19.0%
Net result
20192026
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-10-2027
  1. 20-03-2025Annual accounts filed
  2. 31-03-2024Equity above €200,000
  3. 30-11-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
11-10-2012
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.