BE NICE
ActiveSummary
The computed 12-month bankruptcy probability of BE NICE is 2.9% (moderate). The 2025 annual accounts show negative equity (-€239,218) and a net result of €7,147. Equity is growing by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 10485 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability35▼-7
Solvency0=
Growth78=
Track record100
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.33 against 1.18 in 2024; short-term debt: 70.5% and cash: 1.1% of total assets), and equity is negative.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-61.4%
Return on assets
1.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 10485 sector peers (2025).
NBB · sector comparisonPosition among 10485 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
7 d late
2024
6 d early
2023
95 d late
2022
65 d late
2021
115 d late
2020
74 d late
2019
136 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 69 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Turnover
€656,547
EBIT margin
-10.6%
Net result
€7,147▲ 5.3%
2024 · €6,789
Working capital
€89,559▲ 49.0%
2024 · €60,099
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€656,547
Operating result€113,729▲ 19.2%€68,196▼ 40.0%-€69,902€14,468€26,249▲ 81.4%
Net result€104,749▲ 150%€60,416▼ 42.3%-€107,548€6,789€7,147▲ 5.3%
EBIT margin-10.6%
Equity-€206,022▲ 33.7%-€145,606▲ 29.3%-€253,154▼ 73.9%-€246,365▲ 2.7%-€239,218▲ 2.9%
Total assets€369,058▼ 31.3%€384,324▲ 4.1%€454,007▲ 18.1%€422,687▼ 6.9%€389,703▼ 7.8%
Debt€575,080▼ 32.2%€529,930▼ 7.9%€707,161▲ 33.4%€669,052▼ 5.4%€628,921▼ 6.0%
Working capital-€149,135▲ 26.0%-€143,378▲ 3.9%-€284,698▼ 98.6%€60,099€89,559▲ 49.0%
Staff (FTE)1=1.9▲ 90.0%2.32.1▼ 8.7%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 81% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €389,703
Fixed assets
€25,214 ▼ 16.1%
Current assets
€364,488 ▼ 7.2%
Key figures and ratios
EBITDA
€31,072▲
2024 · €20,005
Cash flow
€11,970▼
2024 · €12,326
Solvency
-61.4%▼
2024 · -58.3%
Current ratio
1.33▲
2024 · 1.18
Quick ratio
0.02▼
2024 · 0.11
Debt to equity
-2.63▲
2024 · -2.72
ROA
1.8%▲
2024 · 1.6%
Interest coverage
1.62▼
2024 · 2.60
Debt ≤ 1 year
€274,929▼
2024 · €332,550
Debt > 1 year
€352,792▲
2024 · €332,902
Staff costs
€74,514▲
2024 · €53,706
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,381 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 94% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a profit under 5% of the balance sheet
2.0%
went bankrupt
3.1%
stopped otherwise
94%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,381 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | €656,547 | - | - | - |
| Non-recurring operating income76A | €54,808 | €35,849 | €16 | €304 | €2,739 | ▲ 801% |
| Goods, raw materials, services and sundry goods60/61 | - | - | €661,018 | - | - | - |
| Remuneration, social security and pensions62 | €21,448 | €56,597 | €57,429 | €53,706 | €74,514 | ▲ 38.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,590 | €1,767 | €3,417 | €5,537 | €4,823 | ▼ 12.9% |
| Other operating charges640/8 | €590 | €348 | €4,877 | - | €492 | - |
| Non-recurring operating charges66A | €261 | €308 | - | €12,731 | €6,314 | ▼ 50.4% |
| Gross operating margin9900 | €138,618 | €127,216 | -€4,180 | €86,442 | €112,392 | ▲ 30.0% |
| Operating profit (loss)9901 | €113,729 | €68,196 | -€69,902 | €14,468 | €26,249 | ▲ 81.4% |
| Financial income75/76B | €51 | - | - | €23 | €67 | ▲ 193% |
| Recurring financial income75 | €51 | - | - | €23 | €67 | ▲ 193% |
| Financial charges65/66B | €9,031 | €7,780 | €8,208 | €7,702 | €19,170 | ▲ 149% |
| Recurring financial charges65 | €9,031 | €7,780 | €8,208 | €7,702 | €19,170 | ▲ 149% |
| Profit (loss) for the period before taxes9903 | €104,749 | €60,416 | -€78,110 | €6,789 | €7,147 | ▲ 5.3% |
| Income taxes67/77 | - | - | €29,438 | - | - | - |
| Profit (loss) for the period9904 | €104,749 | €60,416 | -€107,548 | €6,789 | €7,147 | ▲ 5.3% |
| Profit (loss) for the period to be appropriated9905 | €104,749 | €60,416 | -€107,548 | €6,789 | €7,147 | ▲ 5.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €369,058 | €384,324 | €454,007 | €422,687 | €389,703 | ▼ 7.8% |
| Fixed assets21/28 | €5,144 | €4,972 | €32,745 | €30,038 | €25,214 | ▼ 16.1% |
| Tangible fixed assets22/27 | €5,144 | €4,972 | €32,745 | €30,038 | €25,214 | ▼ 16.1% |
| Plant, machinery and equipment23 | €4,537 | €3,728 | €31,629 | €29,617 | €25,138 | ▼ 15.1% |
| Furniture and vehicles24 | €607 | €1,244 | €1,115 | €421 | €77 | ▼ 81.8% |
| Current assets29/58 | €363,914 | €379,352 | €421,262 | €392,649 | €364,488 | ▼ 7.2% |
| Stocks and contracts in progress3 | €348,730 | €357,316 | €405,642 | €357,275 | €359,625 | ▲ 0.7% |
| Stocks30/36 | €348,730 | €357,316 | €405,642 | €357,275 | €359,625 | ▲ 0.7% |
| Amounts receivable within one year40/41 | €11,764 | €21,968 | €14,938 | €34,880 | €736 | ▼ 97.9% |
| Trade receivables40 | €557 | €21,968 | €11,158 | €34,880 | €274 | ▼ 99.2% |
| Other amounts receivable41 | €11,207 | - | €3,780 | - | €462 | - |
| Cash at bank and in hand54/58 | €2,019 | €28 | €35 | €494 | €4,127 | ▲ 736% |
| Deferred charges and accrued income490/1 | €1,401 | €40 | €646 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €369,058 | €384,324 | €454,007 | €422,687 | €389,703 | ▼ 7.8% |
| Equity10/15 | -€206,022 | -€145,606 | -€253,154 | -€246,365 | -€239,218 | ▲ 2.9% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Outside capital11 | - | - | - | - | €18,600 | - |
| Other1109/19 | - | - | - | - | €18,600 | - |
| Profit (loss) carried forward14 | -€224,622 | -€164,206 | -€271,754 | -€264,965 | -€257,818 | ▲ 2.7% |
| Amounts payable17/49 | €575,080 | €529,930 | €707,161 | €669,052 | €628,921 | ▼ 6.0% |
| Amounts payable after more than one year17 | - | - | - | €332,902 | €352,792 | ▲ 6.0% |
| Other amounts payable178/9 | - | - | - | €332,902 | €352,792 | ▲ 6.0% |
| Amounts payable within one year42/48 | €513,049 | €522,730 | €705,961 | €332,550 | €274,929 | ▼ 17.3% |
| Financial debts43 | €25,113 | €30,510 | €28,872 | €29,589 | €25,692 | ▼ 13.2% |
| Credit institutions430/8 | €25,113 | €30,510 | €28,872 | €29,589 | €25,692 | ▼ 13.2% |
| Trade debts44 | €44,643 | €125,852 | €165,635 | €188,808 | €133,191 | ▼ 29.5% |
| Suppliers440/4 | €44,643 | €125,852 | €165,635 | €188,808 | €133,191 | ▼ 29.5% |
| Taxes, remuneration and social security45 | €165,782 | €112,009 | €123,587 | €114,153 | €116,046 | ▲ 1.7% |
| Taxes450/3 | €159,722 | €91,603 | €115,422 | €104,310 | €100,196 | ▼ 3.9% |
| Remuneration and social security454/9 | €6,060 | €20,406 | €8,165 | €9,843 | €15,851 | ▲ 61.0% |
| Other amounts payable47/48 | €277,511 | €254,359 | €387,867 | - | - | - |
| Accrued charges and deferred income492/3 | €62,031 | €7,200 | €1,200 | €3,600 | €1,200 | ▼ 66.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €104,749 | €60,416 | -€107,548 | €6,789 | €7,147 | ▲ 5.3% |
| + Depreciation and write-downs630 | €2,590 | €1,767 | €3,417 | €5,537 | €4,823 | ▼ 12.9% |
| Operating cash flow (approximation) | €107,339 | €62,183 | -€104,131 | €12,326 | €11,970 | ▼ 2.9% |
| Investment in fixed assets (approximation) | - | -€1,595 | -€31,189 | -€2,830 | €0 | ▲ 100% |
| Change in cash | - | -€1,991 | €7 | €459 | €3,633 | ▲ 692% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 7 days late
23-03
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- General meeting, 09/03/2026
- Registered-office move, avenue Orban, 208 à 1150 Bruxelles
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €6,789
Net result €6,789 after one loss-making year.
03-11
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 95 days late
2023
31-12
Financial
Weakest financial yearnet -€107,548
Net result drops to -€107,548, the lowest in the series; recovery starts the following year.
04-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 65 days late
2022
23-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 115 days late
2021
31-12
Financial
Highest result since 2018net €104,749 ▲150%
Operating result €113,729, net result €104,749, both a record.
13-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 74 days late
2020
31-12
Financial
Back to profitnet €41,846
Net result €41,846 after 2 loss-making years.
14-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 136 days late
Show earlier events
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 184 days late
2019
23-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 176 days late
2017
01-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 123 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 3 establishment units since 2015
Ground area
2,569 m²
Building footprint
1,519 m²
Volume, LiDAR
13,980 m³
3 parcels, Brussels, Flanders · tallest building 14.1 m, ±4 floors. Linked by address, not a title deed.
11
companies at this address
See who is registered here
3 establishment units
Life2
since 20152.247.060.527
B-Nice
since 20152.247.060.626
Dôme Deco
since 20172.277.191.497
3 parcels
Flanders
2
(66.7%)
Brussels
1
(33.3%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22002C0024/00T000 | Flanders | 1,993 m² | 2 · 1,077 m² | 14.1 m · 4 fl. |
| 21683D0238/00T002 | Brussels | 297 m² | 1 · 173 m² | 12.1 m · 3 fl. |
| 22002B0137/00R000 | Flanders | 279 m² | 1 · 269 m² | - |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
AD ONE AND PARTNERS
BE 0844.880.193
Sint-Pieters-Woluwe
BEARS CO.
BE 0661.981.349
Sint-Pieters-Woluwe
BY-OCTO
BE 0788.532.202
Sint-Pieters-Woluwe
CLICHY CONSULTANCE
BE 0882.063.857
Sint-Pieters-Woluwe
Coin de Folie
BE 0726.962.144
Sint-Pieters-Woluwe
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 6,495 companies in sector 47716 we hold annual accounts for 2,439. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-07-2015
Fiscal year end31-12
Activities, NACEBEL 2025
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0634752756
Registered
27-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.