Result
-€9,024 -€9,024
From profit to loss in 2025, after a profit of €85,519 in 2024.
BE.MORE-EXPERIENCE
Lifetime
3 annual accounts with figures on one time axispeak €335,650 (2024)
€140,954▼ 58.0%
lowest -€9,024 (2025)
-€9,024▼ €94,543
peak €72,316 (2024)
€63,292▼ 12.5%
€44,986▼ 42.3%
Board1 name since 2022
1 directorGRIFO Rosaria
Documentsfilings and deeds
22-07-20269 days before the deadline
2025micro format
Turnover from €335,650 to €140,954Gross margin from €124,327 to €4,538Loss of €9,024Equity from €72,316 to €63,292Debts from €78,006 to €44,986
Key points
from the 2025 annual accountsInvestments
€9,040 2.6 × depreciation
Green is investment, beige is depreciation.
Payment terms
15 days to suppliers
BE.MORE-EXPERIENCE pays its suppliers 7 days later than in 2024. Customers pay 32 days later.
Filings
3 annual accounts 2 late
The 2023 accounts came latest: 30 days after the end of the period.
Starting capital
€5,000 100 shares
Position in the sector
-€9,024
Lower net result than 89% of companies in head offices and management consultancy. Sector median €27,138 · 39,380 companies.
Checked score
92
Excellent
Financially stronger than 38% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.2%▼ -0.1 percentage points vs 01-2025
03-2025: 0.3%▲ +0.1 percentage points vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025
08-2025: 0.5%▲ +0.2 percentage points vs 07-2025highest value
09-2025: 0.1%▼ -0.4 percentage points vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Loss of €9,024 (financial year 2025)
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 1.97, cash €66,912
Size: turnover €140,954, total assets €108,277
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 53% of them on solvency, 72% on liquidity, 10% on profitability and 17% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,145 companies had the same profile as BE.MORE-EXPERIENCE has now. Each dot stands for 6 companies, two years later.
91.7%
were still trading
5.9%
stopped another way
2.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of BE.MORE-EXPERIENCE itself is lower: < 0.1% within 12 months. It rests on far more data about BE.MORE-EXPERIENCE than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,145 companies, not a prediction for BE.MORE-EXPERIENCE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.97 (1.58 in 2024), above the usual 1.5. Short-term debt is 41.5% and cash 61.8% of total assets. 41.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
9 days early
2024
28 days late
2023
30 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 16 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (3 of the last 3 accounts filed within 37 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0794155133
Incorporation
Founding capital of €5,000, 100 shares · Founder: GRIFO Rosaria · Appointment: GRIFO Rosaria (director) · published on 30-11-2022 · Gazette deed
First establishment
Allée des Ifs 9, Manage
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BE.MORE-EXPERIENCE Manage | €108,277 | €4,538 | 58.5% | - |
| Joornio Rixensart | €106,145 | €4,448 | 87.1% | - |
| Belenergie Braine-l'Alleud | €100,274 | €5,352 | -134.6% | - |
| GOF SRL Ixelles | €118,305 | €5,486 | 67.0% | - |
| Engineering Experience Estaimpuis | €71,813 | €5,071 | 93.7% | - |
| IN Consulting Seneffe | €99,504 | €6,902 | 69.5% | - |
| TAYLOR & PARTNERS Saint-Josse-ten-Noode | €136,569 | €4,531 | 18.3% | - |
These companies have the same main activity as BE.MORE-EXPERIENCE: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €71,800 and €137,000, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 28-11-2022Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment unit
- 2.338.740.5717170 Manage, since 28-11-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 19-11-2025
Annual accounts 2025
- €108,277▼ 28.0%
- Filing
- Filed on 22-07-2026, 9 days before the end of the filing period
Insights on BE.MORE-EXPERIENCE
BE.MORE-EXPERIENCE has existed since 2022. Turnover fell from €335,650 in 2024 to €140,954 in 2025.
Solvency rose in 2025 from 48.1% to 58.5% because of lower debts.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BE.MORE-EXPERIENCE
- What is the company number of BE.MORE-EXPERIENCE?
- The company number of BE.MORE-EXPERIENCE is 0794.155.133. The VAT number is the same number with BE in front: BE 0794.155.133.
- Where is BE.MORE-EXPERIENCE based?
- The registered office is at Allée des Ifs 9, 7170 Manage.Company details
- What does BE.MORE-EXPERIENCE do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of BE.MORE-EXPERIENCE?
- BE.MORE-EXPERIENCE is a private limited company (BV).
- When was BE.MORE-EXPERIENCE founded?
- BE.MORE-EXPERIENCE was founded on 28-11-2022.
- Is BE.MORE-EXPERIENCE still active?
- Yes, BE.MORE-EXPERIENCE is an active enterprise in the KBO register.
- What is the turnover of BE.MORE-EXPERIENCE?
- The turnover of BE.MORE-EXPERIENCE was €140,954 in financial year 2025, according to the filed annual accounts.Financials
- Is BE.MORE-EXPERIENCE profitable?
- In financial year 2025, BE.MORE-EXPERIENCE made a loss of €9,024.
- Where can I find the annual accounts of BE.MORE-EXPERIENCE?
- BE.MORE-EXPERIENCE filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BE.MORE-EXPERIENCE due?
- BE.MORE-EXPERIENCE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.