IN Consulting
ActiveIN Consulting has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €69k and a net result of €-5k. Equity is growing by ~17.3% per year across the filed fiscal years. Its solvency ranks better than 64% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability63▼-37
Solvency94▲+7
Growth52=
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.99 against 2.66 in 2024; short-term debt: 29.9% and cash: 67.5% of total assets), and 30.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.5%
Return on assets
-4.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
13 d late
2024
41 d late
2023
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€69k▼ 7.4%
2024 · €75k
2023: €45k
2024: €75k
2023 → 2025
Total assets
€100k▼ 17.2%
2024 · €120k
2023: €108k
2024: €120k
2023 → 2025
Net result
€-5k
2024 · €30k
2023: €44k
2024: €30k
2023 → 2025
Working capital
€59k▼ 5.7%
2024 · €63k
2023: €36k
2024: €63k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€45k-€75k▲ 65.3%€69k▼ 7.4%
Operating result€57k-€40k▼ 30.3%€-4k
Net result€44k-€30k▼ 31.1%€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4k after €40k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €100k
Fixed assets
€11k▼ 45.8%
Current assets
€89k▼ 11.6%
Equity and liabilities €100k
Equity
€69k▼ 7.4%
Debt
€30k▼ 33.2%
The debt ratio falls from 37.8% to 30.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€5k▼
2024 · €48k
Cash flow
€4k▼
2024 · €39k
Solvency
69.5%▲
2024 · 62.2%
Current ratio
2.99▲
2024 · 2.66
Quick ratio
2.99▲
2024 · 2.66
Debt / equity
0.44▼
2024 · 0.61
ROE
-6.8%▼
2024 · 40.6%
ROA
-4.7%▼
2024 · 25.2%
Interest coverage
7.24▼
2024 · 46.32
Debt
€30k▼
2024 · €45k
Debt ≤ 1 year
€30k▼
2024 · €38k
Debt > 1 year
€601▼
2024 · €8k
Income taxes
€217▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€120k€100k▼
Fixed assets21/28€20k€11k▼
Tangible fixed assets22/27€20k€11k▼
Furniture and vehicles24€5k€3k▼
Leasing and similar rights25€15k€8k▼
Current assets29/58€101k€89k▼
Amounts receivable within one year40/41€16k€21k▲
Trade receivables40€16k€11k▼
Other amounts receivable41€297€10k▲
Cash at bank and in hand54/58€83k€67k▼
Deferred charges and accrued income490/1€2k€941▼
Equity and liabilities
Total equity and liabilities10/49€120k€100k▼
Equity10/15€75k€69k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€73k€67k▼
Amounts payable17/49€45k€30k▼
Amounts payable after more than one year17€8k€601▼
Financial debts170/4€8k€601▼
Amounts payable within one year42/48€38k€30k▼
Current portion of amounts payable after more than one year42€7k€7k▲
Trade debts44€940€11k▲
Suppliers440/4€940€11k▲
Taxes, remuneration and social security45€30k€11k▼
Taxes450/3€30k€11k▼
Other amounts payable47/48€800€875▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€50k€7k▼
Operating profit (loss)9901€40k€-4k▼
Financial income75/76B€7-
Recurring financial income75€7-
Financial charges65/66B€1k€719▼
Recurring financial charges65€1k€719▼
Profit (loss) for the period before taxes9903€39k€-4k▼
Income taxes67/77€9k€217▼
Profit (loss) for the period9904€30k€-5k▼
Profit (loss) for the period to be appropriated9905€30k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€73k€68k▼
Profit (loss) brought forward from the previous period14P€43k€73k▲
Profit to be distributed694/7€800€833▲
Return on contributions (dividend)694€800€833▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
2025
31-12
Financial
Weakest financial yearnet €-5k ▼116%
Net result drops to €-5k, the lowest in the series.
10-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 41 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seneffe · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Philippe Demoulin 277181 SeneffeGround area
200 m²
Building footprint
63 m²
Parcel 52003B0935/00A000, Wallonia. Linked by address, not a title deed.
1 establishment unit
IN Consulting
since 20222.340.616.532
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52003B0935/00A000 | Wallonia | 200 m² | 1 · 63 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Angle of attack
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 39,590 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.