The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
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Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
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Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
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Score breakdown
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Comparable companies, two years later
In July 2024, 2,389 companies had the same profile as BE INVESTS has now. Each dot stands for 6 companies, two years later.
96.6%
were still trading
2.1%
stopped another way
1.2%
went bankrupt
Micro
under 2 years old
solvency 10 to 30%
a profit of 5% of the balance sheet or more
Another 0.2% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
2.9%
3.1%
10
5.6%
6.1%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,389 companies, not a prediction for BE INVESTS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit verdict
The credit verdict says how much credit you can give the company on open account. “Acceptable” means normal terms, “With conditions” means limiting the amount or the term. “Not advised” means asking for payment up front.
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Credit check for an amount and term of your choice
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1017743301
Incorporation
Founding capital of €5,000, 100 shares · Founder: Hidden nameVisible after signing in (constituant) · Appointment: Name after signing inVisible after signing in (director) · published on 24-12-2024 · Gazette deed
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
These companies have the same main activity as BE INVESTS: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €42,800 and €99,800, founded between 2024 and 2025.
BE INVESTS has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,806 and a net result of €15,806.
Its solvency ranks better than 48% of 19,803 sector peers (NACE 68, financial year 2025).
Small companies may file abbreviated or micro-format accounts. They often leave out revenue and other detail. The law allows it, so it is not missing data.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €73,000. Estimated: probably between €40,000 and €150,000.
Balance sheet
balance sheet total €73,785 on 31-12-2025
What the company ownsHow it is paid for
Position in the sector
Sector peers
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
A company files its annual accounts with the National Bank no later than seven months after its financial year ends. Repeated late filing is a warning sign.
each dot is a set of accounts, on the day it reached the National Bank
2025 annual accounts filed 9 days after the deadline. Filed on 9 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00391399.
per financial year, computed from the annual accounts
Line
Trend
2025
22,814
15,810
27,785
28,500
28.2%
2.63
2.55
76.0%
21.4%
over 100
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired
Investment
Investment is what the company bought in the financial year in buildings, machinery, software and other fixed assets. Above depreciation, it is building up. Years below it, it is living off what it has.
Item
2025
Tangible fixed assets
€27,785
€4
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on BE INVESTS
Debt's share of the balance-sheet total is 71.8%.
Board & ownership
Board
Directors
Many board changes in a short time are a reason to keep a close eye on the company.
Each bar is one period in a role, from appointment to resignation or to today. An open left edge means the mandate began before its first mention. An open right edge means the mandate ended without a stated end date.
1 name, the dashed line is today
20242025202620272028
Hidden nameVisible after signing in Director (not named in the articles)
Board
Mandates as a list
Name after signing inVisible after signing in
Director (not named in the articles), from 20-12-2024 to date
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director
“Frais généraux plus frais représentation,voyages,déplacements, AG majorité absolue ou actionnaire unique,montant fixe ou proportionnel”
Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
“Prix offert,défaut accord expert désigné par organe,défaut accord désignation par président tribunal entreprise comme en référé,fixation 1…”
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
via Name hiddenVisible after signing in, no longer at Hidden nameVisible after signing in · Manager · deed of 01-06-2016
No longer active
total assets €22,251 (2023)
Board mandates elsewhere
Board mandates elsewhere
BE INVESTS sits on the board of these companies. A board seat gives influence, not ownership.
1 board mandate
Board mandates of BE INVESTSBE INVESTS sits on their board1
Name hiddenVisible after signing in
Director
Founded in 2005 · total assets €559,531 (2025)
Connections & network
Connections & network
BE INVESTS is linked to other companies through directors or shares. Look especially for linked companies in trouble.
Depth
The network starts from the earlier ties.
This companyCompanyDirectorShareholding+N: links not shown yetClick a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Timeline
4 events since 2024
Filings
Establishments
202420252026
2026
Annual accounts 2025 filedNBB ↗micro format · 9 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1017743301
2024
IncorporationFounding capital of €5,000, 100 shares · Founder: Name hiddenVisible after signing in (constituant) · Appointment: Hidden nameVisible after signing in (director) · published on 24-12-20245 points ▸
Founder, Name after signing inVisible after signing in (constituant)
Founding capital, €5,000, 100 shares
Registered office clause, Rue Sainte-Barbe 1, 4190 Ferrières
Director appointment, Name hiddenVisible after signing in (director (not named in the articles))
Power of attorney, Hidden nameVisible after signing in
PurposeThe purpose describes the activities the company may carry out under its articles.
“Activité de restauration,de service traiteur,de service de cuisine rapide ou de petite restauration,d'organisation de banquets,de vente de…”
26 activities
Activité de restauration,de service traiteur,de service de cuisine rapide ou de petite restauration,d'organisation de banquets,de vente de plats préparés et de cuisine industrielle
Exploitation,sous sa propre enseigne ou par voie de franchise ou licence,et direction d’hôtels,restaurants,brasseries,friteries,snacks,tavernes,cafés,et tout autre établissement du secteur HoReCa,ainsi que la livraison à domicile et la vente ambulante
Commerce,en gros ou au détail,de tous produits liés à la restauration,y compris leur importation
Achat et vente,en gros ou au détail,et représentation de vins de toutes provenances
La constitution et la gestion d'un patrimoine immobilier,toutes les opérations relatives aux biens immobiliers et aux droits réels immobiliers,telles que la location-financement de biens immobiliers aux tiers,l'achat,la vente,l'échange,la construction,la transformation,l'entretien,la promotion immobilière,la mise en location,la prise en location,le lotissement,la prospection et l'exploitation de biens immobiliers
L'achat et la vente,la prise en location et la mise en location de biens mobiliers,ainsi que toutes les opérations qui sont directement ou indirectement liées à cet objet et qui sont de nature à favoriser le rendement des biens mobiliers et immobiliers,ainsi que se porter garante pour le bon déroulement d'engagements pris par de tierces personnes qui ont éventuellement la jouissance de ces biens mobiliers et immobiliers
L'acquisition de participations,sous quelque forme que ce soit,dans toutes sortes de personnes morales et sociétés existantes ou à constituer,la stimulation,la planification,la coordination,le développement de et l'investissement dans des personnes morales et des entreprises dans lesquelles elle a une participation ou non
La contribution à la constitution et au développement de sociétés par voie d’apports ou d’investissements généralement quelconques,en acceptant des mandats d’administrateur et en gérant ses participations. La gestion des participations comprend notamment toutes les activités de conseil et d’assistance en matière de stratégie et de gestion d’entreprise
La participation à la création et au développement d'entreprises industrielles,commerciales,financières ou immobilières et l'apport de tout concours sous la forme jugée la plus appropriée,par exemple,prêts,financement,garanties,participation au capital,etc
Se voir octroyer,sous quelque forme que ce soit et pour quelque durée que ce soit,tous prêts,crédits et avances par toute personne physique ou morale dans le cadre de ses activités
L'octroi de prêts et d'ouvertures de crédit à des personnes morales et à des entreprises ou à des particuliers,sous quelque forme que ce soit;fournir des garanties réelles ou personnelles au profit de tiers. La société peut également - en fonction de ses intérêts propres - se porter caution,donner toute sûreté personnelle ou réelle en faveur de toute personne ou société liée ou non ou accorder son aval pour tous prêts ou engagements quelconques tant pour elle-même que pour tous tiers-particuliers,y compris les administrateurs,les actionnaires,le personnel et les préposés de la société,et donner toute sûreté personnelle ou réelle en faveur de toute personne ou société,liée ou non
Assumer toutes sortes de mandats administratifs,remplir des missions et exercer des fonctions,y compris des mandats de liquidateur
Développer,acheter,vendre,prendre en licence ou donner des brevets,du savoir-faire et d'autres immobilisations incorporelles durables et annexes
Le commerce sous toutes ses formes et notamment l'importation,l'exportation,l'achat et la vente en gros ou au détail,la représentation et le courtage,ainsi que la fabrication,la transformation et le transport de toutes marchandises et de tous produits et notamment – mais sans que cela soit exhaustif – tout ce qui concerne l’alimentation,entre autres : vins,liqueurs,épicerie fine,pâtisserie,fruits,légumes,sauces,…
Toutes activités en lien avec la vente et l’achat d’œuvres d’art
Toutes activités en lien avec la vente et l’achat de bijoux et de montres
Exploitation et location d’hébergements touristiques avec ou sans service de restauration
Activités générales de conciergerie d’hébergements touristiques
Conseils en gestion et mise en location de biens immobiliers à des fins touristiques
Organisation,promotion et/ou gestion d'activités récréatives et sportives,de loisirs et de détente
L’exploitation d'une agence immobilière,bureau d'expert-conseil en valeurs immobilières,expertise immobilière,évaluation d'immeubles,et activités de syndic de copropriété
Intermédiation en achat,vente et location de biens immobiliers pour le compte de tiers
Régie immobilière pour le compte de tiers,incluant la gestion et l'administration de biens immobiliers
Estimation et évaluation de biens immobiliers,administration de biens résidentiels ou non résidentiels pour compte de tiers,et collecte des loyers
La réalisation d’études notamment de marchés,la programmation et la mise en route des systèmes d’organisation,de vente et de publicité,l’organisation de séminaires,le marketing,de mettre en application des systèmes pour traiter des données et toutes techniques en rapport avec la gestion technique,administrative,économique et générale de biens immobiliers pour compte propre ou pour compte de tiers
L’exécution de toutes activités de consultance et de fourniture d’avis se rapportant à tous les aspects du secteur de l’immobilier