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VH CONSEILS

Active
Private limited companyfounded 2024active for 2 yearsRue Emile Semal 15, 1310 La Hulpe, BelgiumKBO/BCE: BE 1015.458.752
Summary

VH CONSEILS has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23,061 and a net result of €15,340. Its solvency ranks better than 47% of 17,149 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 23-10-2024 Normal situation
Activity
Buying and selling of own real estate NACE 68110and 3 others
Establishment unit
2.365.534.446 1310 La Hulpe, since 23-10-2024
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board

Financial position

89 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€31,015
▲ 755%
Turnover
≈ €85,000
estimated
Profit
€15,340
▲ 464%
Equity
€23,061
▲ 199%
Total assets
€89,946
▲ 794%
Staff
≈ 0 FTE
estimated
Score breakdownraises riskFounded in 2024Size: total assets €89,946lowers riskSector: Real estate activities (NACE 68)Liquidity: current ratio 0.33, cash €21,646Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 65% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Strong
Solvency 51-49
equity 25.6% of total assets
Liquidity 40-52
short-term debt 74.4% · cash 24.1%
Profitability 90-10
return on assets 17.1%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,630 companies, NACE 68, micro)
Last 24 months 11-2025: 0.1% 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026highest value 11-2026: 0.2%● unchanged vs 10-2026highest value
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.33 (4.31 in 2024), below 1. Short-term debt is 74.4% and cash 24.1% of total assets. 74.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 45% of them on solvency, 33% on liquidity, 86% on profitability and 95% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Real estate activities (NACE 68)
KBO
lowers risk · Liquidity: current ratio 0.33, cash €21,646
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €89,946
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
17 days early
2024
10 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 4 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Recent changes

  1. · Gazette deed IncorporationStarting capital €5,000 · Appointment: HENS Vincent Marie Benoit Jacqueline André (director)
All 3 events

Comparable companies

These companies have the same main activity as VH CONSEILS: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €58,200 and €99,800, founded between 2024 and 2025.

CompanyTotal assetsGross margin
VH CONSEILS La Hulpe€89,946€31,015
BE INVESTS Ferrières€73,785€26,739
GREENPOL Ukkel€99,790€26,404
LarchiteK La Roche-en-Ardenne€72,971€34,289
Medeklinker Gent€71,293€33,006
Tirio As€58,231€31,202
ONE INVEST Lommel€62,519€48,093
Full comparison

Key facts about VH CONSEILS

What is the company number of VH CONSEILS?
The company number of VH CONSEILS is 1015.458.752. The VAT number is the same number with BE in front: BE 1015.458.752.
Where is VH CONSEILS based?
The registered office is at Rue Emile Semal 15, 1310 La Hulpe.Company details
What does VH CONSEILS do?
According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
What is the legal form of VH CONSEILS?
The legal form of VH CONSEILS is Private limited company (BV).
When was VH CONSEILS founded?
VH CONSEILS was founded on 23-10-2024.
Is VH CONSEILS still active?
Yes, VH CONSEILS is an active enterprise in the KBO register.
What is the turnover of VH CONSEILS?
The turnover in financial year 2025 is ≈ €85,000. This figure is estimated from the gross margin of €31,015 and 32 comparable companies (NACE 681). It probably lies between €47,000 and €170,000.Financials
Is VH CONSEILS profitable?
In financial year 2025, VH CONSEILS made a profit of €15,340.
Where can I find the annual accounts of VH CONSEILS?
VH CONSEILS filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VH CONSEILS due?
VH CONSEILS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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