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Be@dvised

Active Risk: not assessed Private limited companyfounded 2013active for 12 yearsBerchemboslaan 16, 2600 AntwerpKBO/BCE: BE 0543.479.716
Be@dvised
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Overview

Lifetime

12 annual accounts with figures on one time axis
peak €331,615 (2019)
€132,868▼ 20.9%
peak €234,698 (2019)
€32,206▼ 67.4%
peak €411,860 (2024)
€319,066▼ 22.5%
€221,264▲ 214%
Board1 name since 2013
1 directorRenaat, Gregoire Florentine BERCKMOES
Documentsfilings and deeds
29-09-202660 days late
2025micro format
Gross margin from €168,002 to €132,868Result from €98,710 to €32,206Dividend €125,000Equity from €411,860 to €319,066Debts from €70,380 to €221,264Investments €142,801

Key points

from the 2025 annual accounts

Equity

€319,066 ▼ 22.5%
411,8602024+32,206Profit-125,000Dividend319,0662025

Be@dvised paid out €125,000 in dividends. That is 388% of the 2025 profit.

Result

€32,206 ▼ 67.4%
€98,7002024€32,2002025

The result fell in 2025 from €98,710 to €32,206.

Turnover

≈ €280,000 estimated

The micro format states no turnover.

Investments

€67,801 9.4 × depreciation
20212022202320242025

Green is investment, beige is depreciation.

Liquidity

7.66 was 4.50 in 2024

Short-term debts fell from €70,380 to €31,264.

Filings

12 annual accounts since 2014
AprilJune31 JulyOctober201520202025

Four of the last ten came late. The 2025 accounts came latest: 60 days after the end of the period.

Financial institution: outside the modelBankruptcy probability: sector outside the model

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.

Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

1 signal.
raises risk
raises risk · 2025 accounts filed 60 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
60 days late
2024
25 days late
2023
1 day early
2022
on the day
2021
2 days early
2020
1 day early
2019
46 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 18 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0543479716
Change of role: BERCKMOES Renaat Gregoire Florentine, from sole statutory director to director General meeting of 19-10-2023 · Gazette deed
Incorporation published on 03-01-2014 · Gazette deed
First establishment Berchemboslaan 16, Antwerp
All 22 events

Comparable companies

same main activity, similar in size and age
Company
Be@dvised Antwerp €0.5m €132,868 59.1% -
B & C Bouw Heist-op-den-Berg €0.5m €101,634 40.6% -
ALAIN VERDUYN Oostkamp €0.8m €84,593 32.3% -
ALIGN ADVISORY Etterbeek €0.5m €198,818 1.2% -
GREEN FI Overijse €1.0m €119,100 68.3% -
BESTOCK Herstal €0.8m €131,069 23.4% -
QUJA Investments Maldegem €0.5m €127,057 95.3% -

These companies have the same main activity as Be@dvised: activities auxiliary to financial services and insurance activities (NACE 66300). They are comparable in size and age: total assets between €480,000 and €1m, founded between 2009 and 2018.

Official details

Source: KBO
Status
Active since 16-12-2013Normal situation
Activity
Activities auxiliary to financial services and insurance activitiesNACE 66300and 3 others
Establishment unit
2.227.186.9102600 Antwerp, since 16-12-2013
Financial year end
31 December
Peppol
Reachable since 25-09-2026
Company details

Annual accounts 2025

€32,206▼ 67.4%
€319,066▼ 22.5%
€540,330▲ 12.0%
Filing
Filed on 29-09-2026
Financials

Insights on Be@dvised

Be@dvised files the micro format. That format states no turnover. The gross margin rose from €10,540 in 2014 to €132,868 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 29-09-2026, 60 days late
€319,066
▼ 22.5%
€540,330
▲ 12.0%
€32,206
▼ 67.4%
59.1%
▼ 26.4 percentage points
10.1%
▼ 13.9 percentage points
6.0%
▼ 14.5 percentage points

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance sheet

balance sheet total €540,330 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

59.1%

Higher than 59% of 3,076 companies in 2025.

6.0%

Higher than 36% of 3,021 companies in 2025.

Be@dvised Middle half of the sector 80% of the sector Micro accounts in auxiliary financial services (NACE 66)

Net result: middle half · Equity: middle half · Balance sheet total: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023202220212020201920182017201620152014
Balance sheet: assets
20/58 540,330482,240366,834361,037480,979274,807322,309293,953154,222412,789300,658286,057
21/28 300,957165,33556,03944,78113,77614,7771,8286771,634251,579252,104251,667
22/27 125,95765,33556,03944,78113,77614,7771,8286771,6341,5792,1041,667
24 5,0596,07519,03931,7817761,7771,7645491,4421,3232,1041,667
26 120,89759,26037,00013,00013,00013,00064128192256--
28 175,000100,000-------250,000250,000250,000
29/58 239,373316,905310,795316,256467,204260,030320,482293,276152,588161,21048,55434,390
29 46,20446,204----------
291 46,20446,204----------
40/41 144,555198,51176,216143,411167,98794,594266,44893,207-70,985347-
40 127,000166,94274,665125,565122,02668,610263,13973,151----
41 17,55531,5691,55117,84645,96025,9843,30820,056-70,985347-
54/58 28,86741,713205,990172,087298,680164,89952,162200,000148,20886,18948,20734,390
490/1 19,74830,47828,5887585385381,872694,3804,037--
Balance sheet: equity and liabilities
10/49 540,330482,240366,834361,037480,979274,807322,309293,953154,222412,789300,658286,057
10/15 319,066411,860343,150232,733222,501238,29282,367221,46999,391162,089148,361138,882
10/11 18,60018,60018,60018,60018,60018,60018,60012,40012,400137,400137,400137,400
100 ------18,60018,60018,600143,600143,600143,600
101 -------6,2006,2006,2006,2006,200
13 300,466393,260324,550214,133203,901219,69263,767209,06986,99124,68910,9611,482
130/1 --01,8601,8601,860------
130 ------1,8601,8601,8601,7001,00074
1311 --01,8601,8601,860------
133 300,466393,260324,550212,273202,041217,83261,907207,20985,13122,9899,9611,408
14 0000--------
17/49 221,26470,38023,684128,304258,47836,515239,94272,48354,832250,701152,297147,175
17 190,000---------125,000125,000
170/4 190,000---------125,000125,000
42/48 31,26470,38023,684128,304258,47836,515239,64872,48354,165250,70119,79718,425
44 3,41110,9369,9722,75515,40215,5227852,1742,6754276078,022
440/4 3,41110,9369,9722,75515,40215,5227852,1742,6754276078,022
45 029,44413,71225,54943,07620,9948,86368,12735,81717,10519,1894,982
450/3 029,44413,71225,54943,07620,9948,86368,12735,81717,10519,1894,982
47/48 27,85330,0000100,000200,000-230,0002,18315,673233,169-5,421
492/3 ------294-667-7,5003,750
Income statement
76A 011,034-----309----
9900 132,868168,002161,584157,097251,309213,424331,615183,51483,99122,95427,76110,540
630 7,1802,6849,7325,9992,0431,0981,4959571,5921,8771,4691,899
640/8 8162,9394,0177,4835,0622,8342,9356,73744273954892
66A 01,965----------
9901 124,872160,413147,834143,615244,204209,492327,185175,82081,95720,33925,7448,549
75/76B 01,84602,6922,020-49759,7894,03785
75 01,84602,6922,020-49759,7894,03785
65/66B 55,2214,2661047841,3221,6761,8261,7601,8091,2259,3234,588
65 55,2214,2661047841,3221,6761,8261,7601,8091,2259,3234,588
9903 69,651157,993147,730145,523244,902207,817325,409174,13589,93723,15016,4293,966
67/77 37,44559,28337,31435,29160,69251,89290,71152,05727,6359,4236,9502,484
9904 32,20698,710110,417110,232184,210155,924234,698122,07962,30213,7289,4791,482
9905 32,20698,710110,417110,232184,210155,924234,698122,07962,30213,7289,4791,482
Appropriation of the result
9906 32,20698,710110,417110,232184,210155,924234,698122,07962,30213,7289,4791,482
791/2 125,00030,000-0200,000-150,000-----
691/2 32,20698,710110,41710,232184,210155,9244,698122,07962,30213,7289,4791,482
6920 --------16070092674
6921 32,20698,710110,41710,232184,210155,9244,698122,07962,14213,0288,5531,408
694/7 125,00030,0000100,000200,000-380,000-----
694 125,00030,0000100,000200,000-380,000-----
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 10 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 29-09-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 60 days after the deadline. Filed on 29 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00548536.

Financial year Type Filed Reference Document
31-12-2025 micro format 29-09-2026 2026-00548536 PDF
31-12-2024 micro format 25-08-2025 2025-00399724 PDF
31-12-2023 micro format 30-07-2024 2024-00320820 PDF
31-12-2022 micro format 31-07-2023 2023-00305262 PDF
31-12-2021 micro format 29-07-2022 2022-20260308 PDF
31-12-2020 micro format 30-07-2021 2021-46000543 PDF
31-12-2019 micro format 15-09-2020 2020-53100575 PDF
31-12-2018 micro format 31-07-2019 2019-42300373 PDF
31-12-2017 micro format 30-08-2018 2018-58400248 PDF
31-12-2016 micro format 20-07-2017 2017-34300313 PDF
31-12-2015 abbreviated format 25-08-2016 2016-47600335 PDF
31-12-2014 abbreviated format 29-06-2015 2015-25800407 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023202220212020201920182017201620152014
192,801124,95620,99037,0041,04214,0472,64601,6471,3521,905253,566
-12,846-164,27833,904-126,593133,781112,737-147,83951,79262,02037,98213,817-
59.1%85.4%93.5%64.5%46.3%86.7%25.6%75.3%64.4%39.3%49.3%48.6%
10.1%24.0%32.2%47.4%82.8%65.4%284.9%55.1%62.7%8.5%6.4%1.1%
6.0%20.5%30.1%30.5%38.3%56.7%72.8%41.5%40.4%3.3%3.2%0.5%

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€67,801€24,956€20,990€37,004€1,042
Financial fixed assets€125,000€100,000---
€7,180€2,684€9,732€5,999€2,043

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on Be@dvised

The operating result for 2025 is 22% lower than in 2024 and the lowest since 2017.

Debt's share of the balance-sheet total rises from 14.6% to 40.9%. Equity is lower and debt is higher.

Board & ownership

Board

1 director, last change in 2023
Renaat, Gregoire Florentine BERCKMOES
Director (not named in the articles)
since 16-12-2013 term without a fixed end
earlier sole statutory director, until 19-10-2023
also on the board of 3 other companies
listed in the 2025 annual accounts, filed on 29-09-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 25-10-2023

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
Renaat, Gregoire Florentine BERCKMOES
Director (not named in the articles)
BoardEarliermandate already running before its first mention
Mandates as a list
  • Renaat, Gregoire Florentine BERCKMOES
    • Director (not named in the articles), from 16-12-2013 to date
    • Sole statutory director, until 19-10-2023

See the board, name and registered office on a given date →

Control

See the annual accounts at the National Bank and the publications in the Belgian Official Gazette.

Capital

Contribution
€18,600
Shares
100
Contribution per share
€186
Equity per share
€3,191 in 2025
Source
2025 annual accounts

Articles of association

deed of 25-10-2023 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
“Bestuurders kunnen alle handelingen verrichten nodig of dienstig tot verwezenlijking voorwerp,behalve die wet of statuten aan algemene…”
“Bestuurder(s)kunnenuitoefening deel bevoegdheid ten titel van bijzondere volmacht opdragen aan derde aangestelde;indien meerdere…”
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of May at 11:00

Network & group

Holdings

own 2025 accounts, the bar shows equity in euros
This companyBe@dvised1 holding, 1 country 2025 accounts

Belgium 1 Equity Result

Source: list of holdings in its own 2025 accounts. Every holding stands with its own latest accounts.

At the same address

Berchemboslaan 16, 2600 Antwerp · 2 other companies
Drak Invest
establishment since 04-04-2022 · founded in 2022
 total assets €864,992 (2025)
0784.431.476
Merrion Invest
registered office since 06-04-2020 · founded in 2020
 total assets €800,381 (2025)
0745.848.737

Earlier ties

Doccle.Up
via Renaat, Gregoire Florentine BERCKMOES, no longer at Doccle.Up · Director · deed of 21-06-2012
founded in 2012
 total assets €8.4m (2025)
Merrion Invest
via Renaat, Gregoire Florentine BERCKMOES, no longer at Merrion Invest · Statutory manager · deed of 08-04-2020
founded in 2020
 total assets €800,381 (2025)
Drak Invest International
via Renaat, Gregoire Florentine BERCKMOES, no longer at Drak Invest International · Day-to-day manager · deed of 09-06-2023
founded in 2023
 total assets €271,663 (2025)

Holdings and subsidiaries

1 holding

Holdings 1

Share, source and own figures per holding (1)
  • Gattaca
    Equity €998,900 Loss of €2,932 in 2025 (profit of €1,833 in 2024) Checked score 85
    Sourceown accounts 2025
    10%
Holdings through the years 2014 to 2025
Holdings through the years
Name20142015201620242025
Gattaca 10%
FORTINO CAPITAL PARTNERS 1%

Source: list of holdings in its own accounts

Board mandates elsewhere

5 board mandates
Board mandates of Be@dvisedBe@dvised sits on their board5
InTouch Holding
Director
Founded in 2024 · total assets €46.3m (2026)
ADDACTIS Group
Director
Founded in 2013 · 3.4 FTE (2025)
FORTINO CAPITAL PARTNERS
Director, Managing director
Founded in 2013 · 5.8 FTE (2025)
Fortino Capital Growth PE I MMF
Managing director
Founded in 2017 · total assets €13.7m (2025)
Vaultspeed
Director
Founded in 2018 · 5.1 FTE (2025)

Connections & network

3 connected companies
Depth
Renaat, Gregoire Florentine BERCKMOES, Shared director, links 6 companies RGRenaat, GregoireFlorentine…Drak Invest, via Renaat, Gregoire Florentine BERCKMOES DIDrak InvestPE II Dutch InvestCo, via Renaat, Gregoire Florentine BERCKMOES PIPE II DutchInvestCoPRIVATE CAPITAL BELGIUM, via Renaat, Gregoire Florentine BERCKMOES PCPRIVATE CAPITALBELGIUMDoccle.Up, via Renaat, Gregoire Florentine BERCKMOES DDoccle.UpDrak Invest International, via Renaat, Gregoire Florentine BERCKMOES DIDrak InvestInternationalMerrion Invest, via Renaat, Gregoire Florentine BERCKMOES MIMerrion InvestBe@dvised Be@dvised0543.479.716
Shared directors
This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
PE II Dutch InvestCo
via Renaat, Gregoire Florentine BERCKMOES · Sole statutory director · deed of 29-11-2023
Founded in 2023 · total assets €17.4m (2025)
→
Drak Invest
via Renaat, Gregoire Florentine BERCKMOES · Statutory manager · deed of 06-04-2022
Founded in 2022 · total assets €864,992 (2025)
→
PRIVATE CAPITAL BELGIUM
via Renaat, Gregoire Florentine BERCKMOES · Chair of the board · deed of 23-06-2025
Founded in 2002
→

Timeline

Timeline

22 events since 2013

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 60 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:0543479716
2025
Annual accounts 2024 filed PDFmicro format · 25 days late
2024
Annual accounts 2023 filed PDFmicro format · 1 day before the deadline
2023
Liquidity more than 5 times current ratio 13.12 The current ratio rises from 2.46 to 13.12. Short-term debt falls from €128,304 to €23,684.
Change of role: BERCKMOES Renaat Gregoire Florentine, from sole statutory director to directorGeneral meeting of 19-10-20235 points ▸

Open the deed in the Belgian Official Gazette

Annual accounts 2022 filed PDFmicro format · on the deadline day
2022
Annual accounts 2021 filed PDFmicro format · 2 days before the deadline
2021
Annual accounts 2020 filed PDFmicro format · 1 day before the deadline
2020
Liquidity more than 5 times current ratio 7.12 The current ratio rises from 1.34 to 7.12. Short-term debt falls from €239,648 to €36,515.
Annual accounts 2019 filed PDFmicro format · 46 days late
2019
Highest result from 2014 to 2025 net €234,698 ▲92.3% The operating result of €327,185 and the net result of €234,698 are both a record.
Annual accounts 2018 filed PDFmicro format · on the deadline day
2018
Equity above €200,000 equity €221,469 ▲123% Equity rises from €99,391 to €221,469.
Annual accounts 2017 filed PDFmicro format · 30 days late
2017
Liquidity more than quadruples current ratio 2.82 The current ratio rises from 0.64 to 2.82. Short-term debt falls from €250,701 to €54,165.
Annual accounts 2016 filed PDFmicro format · 11 days before the deadline
2016
Equity above €150,000 equity €162,089 ▲9.3% With a profit in every financial year since 2014, equity grows to €162,089.
Annual accounts 2015 filed PDFabbreviated format · 25 days late
2015
Annual accounts 2014 filed PDFabbreviated format · 32 days before the deadline
2013
Incorporation PDFpublished on 03-01-2014
First establishment Berchemboslaan 16, Antwerp

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 16 December 2013, Be@dvised was incorporated.1 Total assets went from €293,953 in 2018 to €540,330 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0543.479.716
VAT number
BE 0543.479.716
Peppol ID
0208:0543479716
Other Peppol ID
9925:BE0543479716
Legal form
Private limited company
Status
Active, normal situation
Founded
16-12-2013
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of May at 11:00
deed of 25-10-2023 (in Dutch)
Peppol
Reachable since 25-09-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
Be@dvised in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 25-10-2023 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 25-10-2023 (in Dutch)

Activities

NACEBEL 2025
66300 Activities auxiliary to financial services and insurance activities main activity
46190 Agents in non-specialised wholesale trade
70200 Business and other management consultancy
82990 Other business support services
Codes under NACEBEL 2008
66300 Activities auxiliary to financial services and insurance activities main activity
46190 Wholesale trade
70220 Business consulting
82990 Other business support services

Registered office and establishments

1 establishment
Establishment Since Unit number
Berchemboslaan 16 registered office 2600 Antwerp 16-12-2013 2.227.186.910

Buildings and parcels at the address

Ground area
399 m²
Buildings
92 m²
Volume, LiDAR
811 m³
Tallest building
9.9 m
Buildings to scale, each on its own parcel
92 m², 9.9 m 92 m², 9.9 m

Location

registered office establishment The establishment unit on the map
3 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
11003A0254/00P000399 m² 1 · 92 m² 9.9 m · 3

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