BE.Diving
ActiveSummary
The computed 12-month bankruptcy probability of BE.Diving is 6.2% (elevated). The 2025 annual accounts show negative equity (-€2,796) and a net result of -€45. Equity has been shrinking by about 27% per year since 2022. The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 03-02-2022 Normal situation
- Activity
- No activity registered in the KBO
- Establishment unit
- 2.327.369.993 2430 Laakdal, since 03-02-2022
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Financial position
- Bankruptcy probabilitywithin 12 months
- 6.2%
- Loss
- €45
- ▼ 45.5%
- Equity
- -€2,796
- ▼ 1.6%
- Total assets
- €3,449
- ▼ 0.2%
- Negative equity on 31-12-2025
Score breakdownraises riskNo main activity registeredFounded in 2022lowers riskSize: total assets €3,449Figures for financial year 2025 (filed on 01-08-2026)Show the evidence
Checked score
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 5% of them on solvency, 1% on liquidity, 24% on profitability and 39% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 4 accounts on average 70 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 31-07-2026 PDF all 4 filings
2022 to 2025, 4 financial years
The operating result for 2022 is a loss of €5,439. 2022 is the only financial year with this figure.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
Use the arrow keys on the chart for the figures per year.
Subsidies and aid
Flemish government
2022 · 1 entry · €5,417 awarded · €5,115 paid| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Other operating charges640/8 | €50 | - | - | - | - |
| Gross operating margin9900 | -€5,389 | - | - | - | - |
| Operating profit (loss)9901 | -€5,439 | - | - | - | - |
| Financial income75/76B | €21 | - | - | - | - |
| Recurring financial income75 | €21 | - | - | - | - |
| Financial charges65/66B | €1 | - | €83 | €45 | ▼ 45.5% |
| Recurring financial charges65 | €1 | - | €83 | €45 | ▼ 45.5% |
| Profit (loss) for the period before taxes9903 | -€5,419 | - | -€83 | -€45 | ▲ 45.5% |
| Profit (loss) for the period9904 | -€5,419 | - | -€83 | -€45 | ▲ 45.5% |
| Profit (loss) for the period to be appropriated9905 | -€5,419 | - | -€83 | -€45 | ▲ 45.5% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €3,229 | €3,229 | €3,457 | €3,449 | ▼ 0.2% |
| Current assets29/58 | €3,229 | €3,229 | €3,457 | €3,449 | ▼ 0.2% |
| Amounts receivable within one year40/41 | €3,229 | €3,229 | €3,449 | €3,449 | = |
| Other amounts receivable41 | €3,229 | €3,229 | €3,449 | €3,449 | = |
| Cash at bank and in hand54/58 | €0 | €0 | €8 | - | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €3,229 | €3,229 | €3,457 | €3,449 | ▼ 0.2% |
| Equity10/15 | -€1,419 | -€1,419 | -€2,751 | -€2,796 | ▼ 1.6% |
| Contributions10/11 | €4,000 | €4,000 | €4,000 | €4,000 | = |
| Contributions outside capital11 | €4,000 | €4,000 | - | - | - |
| Other1109/19 | €4,000 | €4,000 | - | - | - |
| Profit (loss) carried forward14 | -€5,419 | -€5,419 | -€6,751 | -€6,796 | ▼ 0.7% |
| Amounts payable17/49 | €4,648 | €4,648 | €6,208 | €6,245 | ▲ 0.6% |
| Amounts payable within one year42/48 | €4,648 | €4,648 | €6,208 | €6,245 | ▲ 0.6% |
| Financial debts43 | - | - | - | €37 | - |
| Credit institutions430/8 | - | - | - | €37 | - |
| Other amounts payable47/48 | €4,648 | €4,648 | €6,208 | €6,208 | = |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€5,419 | - | -€83 | -€45 | ▲ 45.5% |
| Operating cash flow (approximation) | -€5,419 | - | -€83 | -€45 | ▲ 45.5% |
| Change in cash | - | €0 | €8 | - | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 1,555 companies had the same profile as BE.Diving has now. Two years later, 4.6% had gone bankrupt and 91.6% were still going.
- Micro
- 2 to 5 years old
- negative equity
- a small loss
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of BE.Diving itself is higher: 6.2% within 12 months. It rests on far more data about BE.Diving than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,555 companies, not a prediction for BE.Diving. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Owners
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Sim Binnemans |
|
| Emiel Beert |
|
Network & group
BE.Diving shares no director with another company.
Companies at the same address
1 other companyConnections & network
1 current directorThe network starts from the directors of BE.Diving. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
22-10
Gazette deed
Registered office moved from Laakdal to LummenResignation: Emiel Beert (director) · Appointment: Sim Binnemans (director) · Director discharge7 points ▸
- General meeting, 30-09-2026
- Registered-office move, Pannewinningstraat 4,3560 Lummen
- Director resignation, Emiel Beert (director)
- Director discharge, Emiel Beert
- Director appointment, Sim Binnemans (director)
- Other provision, “bestuursverbod, artikel 13 van de wet betreffende het Centraal register van bestuursverboden van 04-05-2023” (deed in Dutch)
- Other provision, “commerciële naam, C&S Build” (deed in Dutch)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
1 former office
- 2430 Laakdal until 30-09-2026 · act of 22-10-2026
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the addresses
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 71542D2259/00D000 | Flanders | 1,280 m² | 1 · 325 m² | 9.4 m · 2 |
| 13045C0101/00V000 | Flanders | 1,149 m² | 1 · 254 m² | 11.8 m · 2 |