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BE.Diving

Active
Private limited companyfounded 20224 yrs activeMeerlaarstraat 100, 2430 Laakdal, BelgiumKBO/BCE: BE 0781.547.608
Summary

The computed 12-month bankruptcy probability of BE.Diving is 5.2% (elevated). The 2025 annual accounts show negative equity (-€2,796) and a net result of -€45. Equity is shrinking by ~27% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability34▲+2
Solvency0=
Growth58=
Track record94
Bankruptcy probability, 12 months
5.2% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
22232425
2022 to 2025 · latest year -€2,796
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
on the day
2024
365 d late
2023
35 d early
2022
52 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 4 accounts on average 70 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 14 July (3 of the last 4 filed years within 35 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 3 February 2022, BE.Diving was incorporated as a Private limited company.1 Total assets went from EUR 3,229 in 2022 to EUR 3,449 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€2,796▼ 1.6%
2024 · -€2,751
Total assets
€3,449▼ 0.2%
2024 · €3,457
Net result
-€45▲ 45.5%
2024 · -€83
Working capital
-€2,796▼ 1.6%
2024 · -€2,751
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result-€5,439-
Net result-€5,419--€83-€45▲ 45.5%
Equity-€1,419--€1,419=-€2,751▼ 93.9%-€2,796▼ 1.6%
Total assets€3,229-€3,229=€3,457▲ 7.1%€3,449▼ 0.2%
Debt€4,648-€4,648=€6,208▲ 33.6%€6,245▲ 0.6%
Working capital-€1,419--€1,419=-€2,751▼ 93.9%-€2,796▼ 1.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€6,000-€4,000-€2,000€0Operating result 2022: -€5,439-€5,439Net result 2022: -€5,419-€5,419Net result 2024: -€83-€83Net result 2025: -€45-€452022202320242025-€100-€75-€50-€25€0Net result 2024: -€83-€83Net result 2025: -€45-€45202320242025
2022 is the only fiscal year with figures: the operating result is a loss of €5,439.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€6,245▲
2024 · €6,208
Ratios withheld: a balance sheet total of €3,449 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,555 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 91% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a small loss
4.6% went bankrupt
3.6% stopped otherwise
91% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 5.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,555 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 21 lines
Balance sheet Code20242025
Assets
Total assets20/58€3,457€3,449▼
Current assets29/58€3,457€3,449▼
Amounts receivable within one year40/41€3,449€3,449=
Other amounts receivable41€3,449€3,449=
Cash at bank and in hand54/58€8-
Equity and liabilities
Total equity and liabilities10/49€3,457€3,449▼
Equity10/15-€2,751-€2,796▼
Contributions10/11€4,000€4,000=
Profit (loss) carried forward14-€6,751-€6,796▼
Amounts payable17/49€6,208€6,245▲
Amounts payable within one year42/48€6,208€6,245▲
Financial debts43-€37
Credit institutions430/8-€37
Other amounts payable47/48€6,208€6,208=
Income statement Code20242025
Financial charges65/66B€83€45▼
Recurring financial charges65€83€45▼
Profit (loss) for the period before taxes9903-€83-€45▲
Profit (loss) for the period9904-€83-€45▲
Profit (loss) for the period to be appropriated9905-€83-€45▲
Appropriation of the result
Profit (loss) to be appropriated9906-€6,751-€6,796▼
Profit (loss) brought forward from the previous period14P-€6,669-€6,751▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Other operating charges640/8€50----
Gross operating margin9900-€5,389----
Operating profit (loss)9901-€5,439----
Financial income75/76B€21----
Recurring financial income75€21----
Financial charges65/66B€1-€83€45▼ 45.5%
Recurring financial charges65€1-€83€45▼ 45.5%
Profit (loss) for the period before taxes9903-€5,419--€83-€45▲ 45.5%
Profit (loss) for the period9904-€5,419--€83-€45▲ 45.5%
Profit (loss) for the period to be appropriated9905-€5,419--€83-€45▲ 45.5%
Line2022202320242025Change
Assets
Total assets20/58€3,229€3,229€3,457€3,449▼ 0.2%
Current assets29/58€3,229€3,229€3,457€3,449▼ 0.2%
Amounts receivable within one year40/41€3,229€3,229€3,449€3,449=
Other amounts receivable41€3,229€3,229€3,449€3,449=
Cash at bank and in hand54/58€0€0€8--
Equity and liabilities
Total equity and liabilities10/49€3,229€3,229€3,457€3,449▼ 0.2%
Equity10/15-€1,419-€1,419-€2,751-€2,796▼ 1.6%
Contributions10/11€4,000€4,000€4,000€4,000=
Outside capital11€4,000€4,000---
Other1109/19€4,000€4,000---
Profit (loss) carried forward14-€5,419-€5,419-€6,751-€6,796▼ 0.7%
Amounts payable17/49€4,648€4,648€6,208€6,245▲ 0.6%
Amounts payable within one year42/48€4,648€4,648€6,208€6,245▲ 0.6%
Financial debts43---€37-
Credit institutions430/8---€37-
Other amounts payable47/48€4,648€4,648€6,208€6,208=
Line2022202320242025Change
Profit (loss) for the period9904-€5,419--€83-€45▲ 45.5%
Operating cash flow (approximation)-€5,419--€83-€45▲ 45.5%
Change in cash-€0€8--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
31-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 365 days late
2024
26-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
09-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Laakdal · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
1,149 m²
Building footprint
254 m²
Volume, LiDAR
1,395 m³
Parcel 13045C0101/00V000, Flanders · tallest building 11.9 m, ±2 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
BE.Diving
Meerlaarstraat 100, 2430 LaakdalManufacture of other non-metallic mineral products
since 20222.327.369.993
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13045C0101/00V000 Flanders 1,149 m² 1 · 254 m² 11.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 · 1 entry · 5,417 EUR awarded · 5,115 EUR paid
Year Entries awardedpaid
2022 1 5,417 EUR5,115 EUR
Schemes
1 entry · 5,417 EUR · 5,115 EUR paid · Fonds voor Innoveren en Ondernemen

Identification & contact

Identification
Legal formPrivate limited company
Founded03-02-2022
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.