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Complete company report
Generated 26-07-2026
Active BE 1000.300.028Private limited company

Be Discrete

Lilsedijk 30 ·2340 Beerse, Belgium· 2 yrs active
Sector: Financial services (64210)
Conclusion Checked

Be Discrete is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €559k and a net result of €553k. Its solvency ranks better than 65% of 1400 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €559k
Net result €553k
Better than sector 65%
Active 2 yrs
Snowflake analysis 5 axes · computed by Checked
Health0Profitability100Solvency63Growth50Stability67
56 / 100

Mixed profile: strong on profitability, weaker on health.

Health 0
Profitability 100
Solvency 63
Growth 50
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.
Financial overview1 NBB filings
Annual accounts filed on 07-07-2025 with the NBB · fiscal year 2024 · verkort
Sector comparison
Fiscal year 2024 · NACE 64, Financial services · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 52.6% 37.2%
better than 65% of 1400 sector peers
Net result €553k €46k
better than 88% of 1399 sector peers
Equity €559k €362k
better than 59% of 1400 sector peers
Gross operating margin €5k €66k
better than 21% of 1398 sector peers
Total assets €1.06M €1.41M
better than 43% of 1400 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Revenuen/a
EBITDAn/a
Net profit€553k
Cash flown/a
Staff costs-
Income taxes€947
Dividends-
Total assets€1.06M
Equity€559k
Debt€502k
of which ≤ 1y€502k
of which > 1y-
Working capitaln/a
Employees (FTE)-
Ratios (computed)
2024
Current ration/a
Quick ration/a
Working capital ration/a
Solvency52.6%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA52.1%
ROE98.9%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€1.06M
Fixed assets 21/28€1.00M
Financial fixed assets 28€1.00M
Current assets 29/58€61k
Amounts receivable within one year 40/41€47k
Cash & bank 54/58€14k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.06M
Equity 10/15€559k
Contributions / capital 10/11€6k
Reserves 13€553k
Amounts payable 17/49€502k
Amounts payable within one year 42/48€502k
Trade debts payable within one year 44€44k
Income statement
Gross operating margin 9900€5k
Operating result 9901€4k
Financial income 75€550k
Financial charges 65€193
Result before taxes 9903€554k
Income taxes 67/77€947
Net result for the period 9904€553k
Result to be appropriated 9905€553k
Ratios computed by Checked.
Legal Structure
NACE primary Financial services(64210)
Legal form Private limited company(610)
Incorporation26-09-2023
StatusActive
Postal code2340
Connections & network 1 connected companies
Group structure
BE CONCRETE
Subsidiary · 1 location
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Establishment units 1 location
Be Discrete
Lilsedijk 30, 2340 BeerseHoldings
since 20232.350.349.095
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13004D0176/00L028 Flanders 4,692 m² 1 · 799 m² 6.4 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
07-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
27-01-2025
State Gazette act Director changes
v3.2
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2025
27-01-2025 4 directors appointed, 4 resigning Director changes
  • CommV Gdp Management, Persoon belast met dagelijks bestuur
  • Gerald De Peuter, Vaste vertegenwoordiger van gdp management
  • CommV Van den Broeck Management, Persoon belast met dagelijks bestuur
  • Jozef Van den Broeck, Vaste vertegenwoordiger van van den broeck management
  • Jozef Van den Broeck, Niet statutaire bestuurder
  • Gerald De Peuter, Niet statutaire bestuurder
  • BV Schmeitz International, Niet statutaire bestuurder
  • Bob Schmeitz, Vaste vertegenwoordiger van schmeitz international
Summary: v3.2
Technical details 
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  "schema": "v3.2",
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  "subject_company": {
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Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210
Primary activity highlighted.
Names & trade names
Legal nameNL Be Discrete
Registered office
Lilsedijk 30 bus 1
2340 Beerse, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative