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BE DIFFERENT

Active
Private limited companyfounded 2015active for 10 yearsLeuvensesteenweg 382, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0643.523.338
Summary

BE DIFFERENT has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4,318 and a net result of -€587. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 74% of 5,686 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Financials · financial year 2025, micro format

2025 annual accounts filed late (30 days) Filed on 30 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00482714.

Turnover
≈ €250
Estimated: probably between €150 and €480
EBIT margin
Not included in this filing
Net result
-€587
2024 · €7,876
Working capital
€4,318▼ 4.6%
2024 · €4,525
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 7 financial years

The operating result turns negative in 2025: a loss of €483 after €8,165 in 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€483 2025 Net result-€587 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 96, Personal service activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2018201920212022202320242025
Operating result-€2,254--€2,078▲ 7.8%-€7,037--€5,613▲ 20.2%€1,209€8,165▲ 575%-€483
Net result-€2,266--€2,113▲ 6.7%€886within the sector's middle half--€5,721within the sector's middle half€1,111within the sector's middle half€7,876within the sector's middle half▲ 609%-€587within the sector's middle half
Equity€98--€2,015-€861within the sector's middle half--€4,082within the sector's middle half▼ 374%-€2,971within the sector's middle half▲ 27.2%€4,905within the sector's middle half€4,318within the sector's middle half▼ 12.0%
Total assets€7,268-€5,308▼ 27.0%€4,944below the sector's middle half-€3,469below the sector's middle half▼ 29.8%€1,866below the sector's middle half▼ 46.2%€9,506below the sector's middle half▲ 409%€7,498below the sector's middle half▼ 21.1%
Debt€7,170-€7,323▲ 2.1%€5,805-€7,551▲ 30.1%€4,837▼ 35.9%€4,601▼ 4.9%€3,180▼ 30.9%
Working capital-€3,206--€4,455▼ 39.0%-€2,974within the sector's middle half--€5,222within the sector's middle half▼ 75.6%-€3,731within the sector's middle half▲ 28.6%€4,525within the sector's middle half€4,318within the sector's middle half▼ 4.6%
Solvency1.4%--38.0%▼ 39.3pp51.6%within the sector's middle half57.6%within the sector's middle half▲ 6.0pp
Current ratio0.55-0.39▼ 0.161.98within the sector's middle half2.36above the sector's middle half▲ 0.37
Return on assets (ROA)-31.2%--39.8%▼ 8.6pp82.9%above the sector's middle half-7.8%below the sector's middle half▼ 90.7pp
above within below the middle half of NACE 96, Personal service activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €7,498
Equity €4,318 ▼ 12.0%
Debt €3,180 ▼ 30.9%
Debt's share of the balance-sheet total falls from 48.4% to 42.4%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€103▼
2024 · €8,545
Cash flow
-€207▼
2024 · €8,256
Debt to equity
0.74▼
2024 · 0.94
ROE
-13.6%▼
2024 · 160.6%
Interest coverage
-0.99▼
2024 · 29.59
Debt ≤ 1 year
€3,180▼
2024 · €4,601
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,908 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 90.9% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a small loss
1.1% went bankrupt
7.8% stopped otherwise
90.9% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,908 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 29 lines
Balance sheet Code20242025
Assets
Total assets20/58€9,506€7,498▼
Fixed assets21/28€380-
Tangible fixed assets22/27€380-
Furniture and vehicles24€380-
Current assets29/58€9,126€7,498▼
Amounts receivable within one year40/41-€1,694
Trade receivables40-€1,694
Cash at bank and in hand54/58€9,126€5,804▼
Equity and liabilities
Total equity and liabilities10/49€9,506€7,498▼
Equity10/15€4,905€4,318▼
Contributions10/11€16,150€16,150=
Profit (loss) carried forward14-€11,245-€11,832▼
Amounts payable17/49€4,601€3,180▼
Amounts payable within one year42/48€4,601€3,180▼
Trade debts44€605€1,265▲
Suppliers440/4€605€1,265▲
Taxes, remuneration and social security45€3,996€1,915▼
Taxes450/3€3,996€1,915▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€380€380=
Other operating charges640/8€369€141▼
Gross operating margin9900€8,914€38▼
Operating profit (loss)9901€8,165-€483▼
Financial charges65/66B€289€104▼
Recurring financial charges65€289€104▼
Profit (loss) for the period before taxes9903€7,876-€587▼
Profit (loss) for the period9904€7,876-€587▼
Profit (loss) for the period to be appropriated9905€7,876-€587▼
Appropriation of the result
Profit (loss) to be appropriated9906-€11,245-€11,832▼
Profit (loss) brought forward from the previous period14P-€19,121-€11,245▲

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2018201920212022202320242025Change
Non-recurring operating income76A----€1,694---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€864€864€973€973€380€380€380=
Other operating charges640/8---€150€593€369€141▼ 61.8%
Gross operating margin9900-€1,390-€1,214-€6,064-€4,489€2,182€8,914€38▼ 99.6%
Operating profit (loss)9901-€2,254-€2,078-€7,037-€5,613€1,209€8,165-€483-
Financial income75/76B--€8,000€0----
Recurring financial income75--€8,000€0----
Financial charges65/66B--€77€108€98€289€104▼ 64.0%
Recurring financial charges65€12€35€77€108€98€289€104▼ 64.0%
Profit (loss) for the period before taxes9903-€2,266-€2,113€886-€5,721€1,111€7,876-€587-
Profit (loss) for the period9904-€2,266-€2,113€886-€5,721€1,111€7,876-€587-
Profit (loss) for the period to be appropriated9905-€2,266-€2,113€886-€5,721€1,111€7,876-€587-
Line2018201920212022202320242025Change
Assets
Total assets20/58€7,268€5,308€4,944€3,469€1,866€9,506€7,498▼ 21.1%
Fixed assets21/28€3,304€2,440€2,113€1,140€760€380--
Tangible fixed assets22/27€3,211€2,347€2,113€1,140€760€380--
Furniture and vehicles24--€1,520€1,140€760€380--
Other tangible fixed assets26--€593-----
Financial fixed assets28€93€93------
Current assets29/58€3,964€2,868€2,831€2,329€1,106€9,126€7,498▼ 17.8%
Amounts receivable within one year40/41€2,299€2,178€287€1,573--€1,694-
Trade receivables40---€1,573--€1,694-
Other amounts receivable41--€287-----
Cash at bank and in hand54/58€1,665€690€2,545€756€1,106€9,126€5,804▼ 36.4%
Equity and liabilities
Total equity and liabilities10/49€7,268€5,308€4,944€3,469€1,866€9,506€7,498▼ 21.1%
Equity10/15€98-€2,015-€861-€4,082-€2,971€4,905€4,318▼ 12.0%
Contributions10/11€9,650€9,650€13,650€16,150€16,150€16,150€16,150=
Contributions outside capital11--€13,650-----
Other1109/19--€13,650-----
Profit (loss) carried forward14-€9,552-€11,665-€14,511-€20,232-€19,121-€11,245-€11,832▼ 5.2%
Amounts payable17/49€7,170€7,323€5,805€7,551€4,837€4,601€3,180▼ 30.9%
Amounts payable within one year42/48€7,170€7,323€5,805€7,551€4,837€4,601€3,180▼ 30.9%
Trade debts44€2,729€1,076€107€1,190€266€605€1,265▲ 109%
Suppliers440/4--€107€1,190€266€605€1,265▲ 109%
Taxes, remuneration and social security45---€828€1,419€3,996€1,915▼ 52.1%
Taxes450/3----€1,419€3,996€1,915▼ 52.1%
Remuneration and social security454/9---€828----
Other amounts payable47/48--€5,698€5,533€3,151---
Line2018201920212022202320242025Change
Profit (loss) for the period9904-€2,266-€2,113€886-€5,721€1,111€7,876-€587-
+ Depreciation and write-downs630€864€864€973€973€380€380€380=
Operating cash flow (approximation)-€1,401-€1,249€1,859-€4,748€1,491€8,256-€207-
Investment in fixed assets (approximation)-€0-€0€0€0--
Change in cash--€975--€1,789€350€8,020-€3,322-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (9)
Financial year Type Filed Reference
31-12-2025 micro format 30-08-2026 2026-00482714
31-12-2024 micro format 30-08-2025 2025-00456930
31-12-2023 micro format 25-09-2024 2024-00486712
31-12-2022 micro format 21-11-2023 2023-00516711
31-12-2021 micro format 30-06-2022 2022-20116641
31-12-2019 full format 20-10-2020 2020-62400044
31-12-2018 micro format 31-10-2019 2019-72500536
31-12-2017 full format 02-10-2018 2018-68800598
31-12-2016 full format 20-07-2017 2017-34800579

Similar companies · same sector, comparable size

Of the 21,696 active companies whose main activity is hairdressing and barber services (NACE 96210), figures are known for 2,967. 2,014 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.