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BE DIFFERENT

Active
Private limited companyfounded 201510 yrs activeLeuvensesteenweg 382, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0643.523.338
Summary

BE DIFFERENT has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4,318 and a net result of -€587. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 74% of 4716 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability9▼-91
Solvency83▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
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Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
57.6%
Return on assets
-7.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filings
Deviation from the deadline
2025
30 d late
2024
30 d late
2023
56 d late
2022
113 d late
2021
31 d early
2019
81 d late
2018
92 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 53 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (4 of the last 5 filed years within 61 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BE DIFFERENT was incorporated on 23 November 2015.1 Total assets went from EUR 7,268 in 2018 to EUR 7,498 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€587
2024 · €7,876
Working capital
€4,318▼ 4.6%
2024 · €4,525
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€7,037--€5,613▲ 20.2%€1,209€8,165▲ 575%-€483
Net result€886within the sector's middle half--€5,721within the sector's middle half€1,111within the sector's middle half€7,876within the sector's middle half▲ 609%-€587within the sector's middle half
Equity-€861within the sector's middle half--€4,082within the sector's middle half▼ 374%-€2,971within the sector's middle half▲ 27.2%€4,905within the sector's middle half€4,318within the sector's middle half▼ 12.0%
Total assets€4,944below the sector's middle half-€3,469below the sector's middle half▼ 29.8%€1,866below the sector's middle half▼ 46.2%€9,506below the sector's middle half▲ 409%€7,498below the sector's middle half▼ 21.1%
Debt€5,805-€7,551▲ 30.1%€4,837▼ 35.9%€4,601▼ 4.9%€3,180▼ 30.9%
Working capital-€2,974within the sector's middle half--€5,222within the sector's middle half▼ 75.6%-€3,731within the sector's middle half▲ 28.6%€4,525within the sector's middle half€4,318within the sector's middle half▼ 4.6%
Solvency51.6%within the sector's middle half57.6%within the sector's middle half▲ 6.0pp
Current ratio1.98within the sector's middle half2.36above the sector's middle half▲ 0.37
Return on assets (ROA)82.9%above the sector's middle half-7.8%below the sector's middle half▼ 90.7pp
above within below the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€10,000-€5,000€0€5,000€10,000Operating result 2021: -€7,037-€7,037Net result 2021: €886€886Operating result 2022: -€5,613-€5,613Net result 2022: -€5,721-€5,721Operating result 2023: €1,209€1,209Net result 2023: €1,111€1,111Operating result 2024: €8,165€8,165Net result 2024: €7,876€7,876Operating result 2025: -€483-€483Net result 2025: -€587-€58720212022202320242025-€2,500€0€2,500€5,000€7,500Operating result 2023: €1,209€1,210Net result 2023: €1,111€1,110Operating result 2024: €8,165€8,160Net result 2024: €7,876€7,880Operating result 2025: -€483-€483Net result 2025: -€587-€587202320242025
The operating result turns negative in 2025: a loss of €483 after €8,165 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €7,498
Equity €4,318 ▼ 12.0%
Debt €3,180 ▼ 30.9%
Debt's share of the balance-sheet total falls from 48.4% to 42.4%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€103▼
2024 · €8,545
Cash flow
-€207▼
2024 · €8,256
Debt to equity
0.74▼
2024 · 0.94
ROE
-13.6%▼
2024 · 160.6%
Interest coverage
-0.99▼
2024 · 29.59
Debt ≤ 1 year
€3,180▼
2024 · €4,601
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,910 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 91% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a small loss
1.1% went bankrupt
7.8% stopped otherwise
91% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,910 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 29 lines
Balance sheet Code20242025
Assets
Total assets20/58€9,506€7,498▼
Fixed assets21/28€380-
Tangible fixed assets22/27€380-
Furniture and vehicles24€380-
Current assets29/58€9,126€7,498▼
Amounts receivable within one year40/41-€1,694
Trade receivables40-€1,694
Cash at bank and in hand54/58€9,126€5,804▼
Equity and liabilities
Total equity and liabilities10/49€9,506€7,498▼
Equity10/15€4,905€4,318▼
Contributions10/11€16,150€16,150=
Profit (loss) carried forward14-€11,245-€11,832▼
Amounts payable17/49€4,601€3,180▼
Amounts payable within one year42/48€4,601€3,180▼
Trade debts44€605€1,265▲
Suppliers440/4€605€1,265▲
Taxes, remuneration and social security45€3,996€1,915▼
Taxes450/3€3,996€1,915▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€380€380=
Other operating charges640/8€369€141▼
Gross operating margin9900€8,914€38▼
Operating profit (loss)9901€8,165-€483▼
Financial charges65/66B€289€104▼
Recurring financial charges65€289€104▼
Profit (loss) for the period before taxes9903€7,876-€587▼
Profit (loss) for the period9904€7,876-€587▼
Profit (loss) for the period to be appropriated9905€7,876-€587▼
Appropriation of the result
Profit (loss) to be appropriated9906-€11,245-€11,832▼
Profit (loss) brought forward from the previous period14P-€19,121-€11,245▲

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A--€1,694---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€973€973€380€380€380=
Other operating charges640/8-€150€593€369€141▼ 61.8%
Gross operating margin9900-€6,064-€4,489€2,182€8,914€38▼ 99.6%
Operating profit (loss)9901-€7,037-€5,613€1,209€8,165-€483▼ 106%
Financial income75/76B€8,000€0----
Recurring financial income75€8,000€0----
Financial charges65/66B€77€108€98€289€104▼ 64.0%
Recurring financial charges65€77€108€98€289€104▼ 64.0%
Profit (loss) for the period before taxes9903€886-€5,721€1,111€7,876-€587▼ 107%
Profit (loss) for the period9904€886-€5,721€1,111€7,876-€587▼ 107%
Profit (loss) for the period to be appropriated9905€886-€5,721€1,111€7,876-€587▼ 107%
Line20212022202320242025Change
Assets
Total assets20/58€4,944€3,469€1,866€9,506€7,498▼ 21.1%
Fixed assets21/28€2,113€1,140€760€380--
Tangible fixed assets22/27€2,113€1,140€760€380--
Furniture and vehicles24€1,520€1,140€760€380--
Other tangible fixed assets26€593-----
Current assets29/58€2,831€2,329€1,106€9,126€7,498▼ 17.8%
Amounts receivable within one year40/41€287€1,573--€1,694-
Trade receivables40-€1,573--€1,694-
Other amounts receivable41€287-----
Cash at bank and in hand54/58€2,545€756€1,106€9,126€5,804▼ 36.4%
Equity and liabilities
Total equity and liabilities10/49€4,944€3,469€1,866€9,506€7,498▼ 21.1%
Equity10/15-€861-€4,082-€2,971€4,905€4,318▼ 12.0%
Contributions10/11€13,650€16,150€16,150€16,150€16,150=
Outside capital11€13,650-----
Other1109/19€13,650-----
Profit (loss) carried forward14-€14,511-€20,232-€19,121-€11,245-€11,832▼ 5.2%
Amounts payable17/49€5,805€7,551€4,837€4,601€3,180▼ 30.9%
Amounts payable within one year42/48€5,805€7,551€4,837€4,601€3,180▼ 30.9%
Trade debts44€107€1,190€266€605€1,265▲ 109%
Suppliers440/4€107€1,190€266€605€1,265▲ 109%
Taxes, remuneration and social security45-€828€1,419€3,996€1,915▼ 52.1%
Taxes450/3--€1,419€3,996€1,915▼ 52.1%
Remuneration and social security454/9-€828----
Other amounts payable47/48€5,698€5,533€3,151---
Line20212022202320242025Change
Profit (loss) for the period9904€886-€5,721€1,111€7,876-€587▼ 107%
+ Depreciation and write-downs630€973€973€380€380€380=
Operating cash flow (approximation)€1,859-€4,748€1,491€8,256-€207▼ 103%
Investment in fixed assets (approximation)-€0€0€0--
Change in cash--€1,789€350€8,020-€3,322▼ 141%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
30-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial Highest result since 2018net €7,876 ▲609%
Operating result €8,165, net result €7,876, both a record.
31-12
Financial Liquidity times 9current ratio 1.98
Current ratio from 0.23 to 1.98; short-term debt falls from €4,837 to €4,601.
25-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 56 days late
2023
31-12
Financial Back to profitnet €1,111
Net result €1,111 after one loss-making year.
21-11
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 113 days late
2022
31-12
Financial Weakest financial yearnet -€5,721
Net result drops to -€5,721, the lowest in the series; recovery starts the following year.
30-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Back to profitnet €886
Net result €886 after 2 loss-making years.
2020
20-10
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 81 days late
2019
31-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 92 days late
2018
02-10
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 63 days late
2017
20-07
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2015
seat establishment The establishment unit on the map
Ground area
143 m²
Building footprint
89 m²
Volume, LiDAR
1,129 m³
Parcel 21905C0054/00M006, Brussels · tallest building 18.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Leuvensesteenweg 382, 1030 Schaarbeek
Retail trade
since 20152.256.154.870
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21905C0054/00M006 Brussels 143 m² 1 · 89 m² 18.5 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 21,733 companies in sector 96210 we hold annual accounts for 2,836. 1,899 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded23-11-2015
Fiscal year end31-12
Activities, NACEBEL 2025
96210Hairdressing and barber services
49330On-demand passenger transport by chauffeured vehicle
82990Other business support services
E-invoicing
Not found in the Peppol register

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Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.