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be-BRIC

Active
Private limited companyfounded 201511 yrs activeLobosstraat 13, 3270 Scherpenheuvel-Zichem, BelgiumKBO/BCE: BE 0630.924.226
Summary

be-BRIC has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €558,759 and a net result of €33,308. Equity is growing by ~8.6% per year across the filed fiscal years. Its solvency ranks better than 60% of 337 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.5% (very low).

Risk analysisWatch ReportCompare
be-BRICActiveChecked score 82/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of hardware, building materials, paint and glass (general range)
NACE 47521
#5 employer in Scherpenheuvel-Zichem, Wholesale and retail trade sector1 site
Size
€1.3mtotal assets 2026
Staff
12.8 FTE
Equity
€558,759
Profit
€33,308
Turnover not published (abridged schema)
Financial health
82 Excellent Checked score 2026
Bankruptcy chance 12 m
0.5%
Structure
Parent
SDNL GROUP · 99.93%
Accounts 7 d early0 of 2 deeds read
Why 82- Size: 12.8 FTE, total assets €1.3m- Sector Retail trade (NACE 47)+ Founded in 2015+ Figures for FY 2026 (filed 24-08-2026)Show the evidence

Checked score

Score 2026
82 / 100
Excellent
Probability in this band: under 0.55%
Better than 51% of its sector peers (NACE 47, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2025
Average
Solvency 67+5
equity 41.9% of total assets
Liquidity 27+2
short-term debt 58.1% · cash 5.6%
Profitability 72+30
return on assets 2.5%
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,675 companies)
Last 24 months 11-2024: 0.8% 12-2024: 0.8%● 0.0% vs 11-2024 01-2025: 0.8%● 0.0% vs 12-2024 02-2025: 0.8%● 0.0% vs 01-2025 03-2025: 0.8%● 0.0% vs 02-2025 04-2025: 0.8%● 0.0% vs 03-2025 05-2025: 0.8%▲ +11.2% vs 04-2025 06-2025: 0.8%▲ +0.6% vs 05-2025 07-2025: 0.8%▼ -2.0% vs 06-2025 08-2025: 1.0%▲ +20.9% vs 07-2025highest value 09-2025: 0.9%▼ -8.6% vs 08-2025 10-2025: 0.9%● 0.0% vs 09-2025 11-2025: 0.8%▼ -15.4% vs 10-2025 12-2025: 0.8%● 0.0% vs 11-2025 01-2026: 0.8%▼ -0.5% vs 12-2025 02-2026: 0.8%▲ +0.8% vs 01-2026 03-2026: 0.8%● 0.0% vs 02-2026 04-2026: 0.8%▲ +0.6% vs 03-2026 05-2026: 0.8%▲ +4.5% vs 04-2026 06-2026: 0.8%▲ +0.6% vs 05-2026 07-2026: 0.8%▼ -7.3% vs 06-2026 08-2026: 0.9%▲ +12.8% vs 07-2026 09-2026: 0.5%▼ -43.2% vs 08-2026lowest value 10-2026: 0.5%● 0.0% vs 09-2026lowest value
  • Size: 12.8 FTE, total assets €1.3m raises the probability for this profile
  • Founded in 2015 lowers the probability for this profile
  • Figures for FY 2026 (filed 24-08-2026) lowers the probability
  • Sector Retail trade (NACE 47) raises the probability
Credit up to €45,000 at 30 days acceptable
Liquidity ample (current ratio 1.7 against 1.69 in 2025; short-term debt: 58.1% and cash: 5.6% of total assets), but 58.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, small). Better than this share of them on solvency 63%, liquidity 26%, profitability 59%, growth against the median 57%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Size: 12.8 FTE, total assets €1.3m
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 2015
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Figures for FY 2026 (filed 24-08-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 24-08-2026, 7 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
7 d early
2025
24 d early
2024
18 d early
2023
20 d early
2022
37 d early
2021
15 d early
2020
35 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 22 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today. Usually files around 11 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-01-2027 close31-08-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2026 · abbreviated…
  2. Back to profitnet €33,308
  3. Annual accounts filedfiscal year 2025 · abbreviated…

Key points

  • Positive: Back in profit in 2026after -€55,778 in 2025 €33,308 View
  • Positive: Employer in Scherpenheuvel-Zichem, Wholesale and retail trade sectorin the Checked rankings #5 View
  • Controlled by SDNL GROUP 99.93% View
  • Positive: Always filed on timeaccounts within the deadline every year 7 years View

By topic

Financials

Fiscal year
2026
Total assets
€1.3m
Profit
€33,308
Solvency
41.9%
Total assets▼ 5.0%
Net result
20192026
Go to Financials

Timeline

Events
16
Since
2017
Next accounts
by 31-08-2027
  1. 24-08-2026Annual accounts filed
  2. 31-01-2026Back to profit
  3. 07-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of hardware, building materials, paint and…NACE 47521
Founded
28-05-2015
Year ends
31-01
Peppol
Reachable for e-invoices
Go to Company details

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