BE BOUWONDERNEMING
ActiveSummary
BE BOUWONDERNEMING has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €139k and a net result of €11k. Equity is growing by ~10% per year across the filed fiscal years. Its solvency ranks better than 16% of 2179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
40
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability32▼-5
Solvency31▼-4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days only on tighter terms
Liquidity tight (current ratio 1.33 against 1.74 in 2024; short-term debt: 75.1% and cash: 2% of total assets), and 93.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.4%
Return on assets
0.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 2179 sector peers (2025).
NBB · sector comparisonPosition among 2179 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
4 d late
2023
91 d late
2022
28 d early
2021
37 d early
2020
37 d early
2019
36 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€139k▲ 9.0%
2024 · €127k
2018: €65k
2019: €80k
2020: €87k
2021: €92k
2022: €113k
2023: €116k
2024: €127k
2018 → 2025
Total assets
€2.16M▲ 76.6%
2024 · €1.22M
2018: €371k
2019: €444k
2020: €626k
2021: €871k
2022: €931k
2023: €789k
2024: €1.22M
2018 → 2025
Net result
€11k▲ 1.5%
2024 · €11k
2018: €6k
2019: €15k
2020: €7k
2021: €5k
2022: €21k
2023: €3k
2024: €11k
2018 → 2025
Working capital
€527k▲ 3.3%
2024 · €510k
2018: €-10k
2019: €126k
2020: €220k
2021: €322k
2022: €468k
2023: €498k
2024: €510k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€92k-€113k▲ 23.1%€116k▲ 2.4%€127k▲ 9.7%€139k▲ 9.0%
Operating result€20k-€49k▲ 150%€21k▼ 56.2%€46k▲ 113%€64k▲ 40.3%
Net result€5k-€21k▲ 315%€3k▼ 87.4%€11k▲ 323%€11k▲ 1.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 40% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.16M
Fixed assets
€11k ▼ 57.5%
Current assets
€2.15M ▲ 79.6%
Equity and liabilities €2.16M
Equity
€139k ▲ 9.0%
Debt
€2.02M ▲ 84.4%
Debt's share of the balance-sheet total rises from 89.6% to 93.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€79k▲
2024 · €65k
Cash flow
€27k▼
2024 · €30k
Current ratio
1.33▼
2024 · 1.74
Quick ratio
0.26▼
2024 · 0.59
Debt to equity
14.56▲
2024 · 8.61
ROE
8.3%▼
2024 · 8.9%
ROA
0.5%▼
2024 · 0.9%
Interest coverage
1.46▼
2024 · 2.06
Debt ≤ 1 year
€1.62M▲
2024 · €686k
Debt > 1 year
€400k▼
2024 · €410k
Income taxes
€6k▲
2024 · €5k
Staff costs
€167k▲
2024 · €159k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.22M€2.16M▲
Fixed assets21/28€27k€11k▼
Tangible fixed assets22/27€26k€11k▼
Plant, machinery and equipment23€9k€5k▼
Furniture and vehicles24€4k€3k▼
Leasing and similar rights25€13k€3k▼
Financial fixed assets28€500€500=
Current assets29/58€1.20M€2.15M▲
Stocks and contracts in progress3€793k€1.72M▲
Contracts in progress37€793k€1.72M▲
Amounts receivable within one year40/41€392k€379k▼
Trade receivables40€368k€364k▼
Other amounts receivable41€23k€15k▼
Cash at bank and in hand54/58€2k€44k▲
Deferred charges and accrued income490/1€10k€708▼
Equity and liabilities
Total equity and liabilities10/49€1.22M€2.16M▲
Equity10/15€127k€139k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€107k€118k▲
Amounts payable17/49€1.10M€2.02M▲
Amounts payable after more than one year17€410k€400k▼
Financial debts170/4€410k€400k▼
Amounts payable within one year42/48€686k€1.62M▲
Current portion of amounts payable after more than one year42€15k€10k▼
Financial debts43€510k€1.40M▲
Credit institutions430/8€510k€1.40M▲
Trade debts44€112k€177k▲
Suppliers440/4€112k€177k▲
Taxes, remuneration and social security45€10k€10k▲
Remuneration and social security454/9€10k€10k▲
Other amounts payable47/48€38k€18k▼
Income statement
Code20242025
Remuneration, social security and pensions62€159k€167k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€15k▼
Other operating charges640/8€5k€2k▼
Gross operating margin9900€228k€248k▲
Operating profit (loss)9901€46k€64k▲
Financial income75/76B€2k€8k▲
Recurring financial income75€2k€8k▲
Financial charges65/66B€31k€54k▲
Recurring financial charges65€31k€54k▲
Profit (loss) for the period before taxes9903€17k€18k▲
Income taxes67/77€5k€6k▲
Profit (loss) for the period9904€11k€11k▲
Profit (loss) for the period to be appropriated9905€11k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€107k€118k▲
Profit (loss) brought forward from the previous period14P€96k€107k▲
Social balance
Average headcount (FTE)90872.02.0=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 4 days late
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 91 days late
2023
31-12
Financial
Weakest financial yearnet €3k ▼87.4%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €21k ▲315%
Net result €21k, the highest in the series.
31-12
Financial
Equity above €100kEq €113k ▲23.1%
5 profitable years in a row build equity to €113k.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Spreeuwstraat (Nm) 12920 KalmthoutGround area
4,008 m²
Building footprint
267 m²
Volume, LiDAR
263 m³
Parcel 11662C0869/00A000, Flanders · tallest building 12.4 m. Linked by address, not a title deed.
1 establishment unit
BE BOUWONDERNEMING
since 20112.201.567.032
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11662C0869/00A000 | Flanders | 4,008 m² | 1 · 267 m² | 12.4 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 911 EUR awarded · 911 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 911 EUR | 911 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
AD REM
BE 0469.051.814
Brussel · Eq €138,814
ENTREPRISES LAMBERT
BE 0439.930.533
Somme-Leuze · Eq €138,782
MICHEL DE MEY
BE 0867.129.520
Ham-sur-Heure-Nalinnes · Eq €138,748
BOUWWERKEN PIETER NEELS
BE 0544.370.334
Zedelgem · Eq €138,911
BOUWWERKEN L.V.B.
BE 0434.557.129
Retie · Eq €138,677
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 12,764 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-06-2011
Fiscal year end31-12
Abbreviation NL
BE-B
Activities, NACEBEL 2025
41001General construction of residential buildings
68122Development of non-residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.