Equity
BDTE has made a profit in every financial year since 2023.
BDTE has made a profit in every financial year since 2023.
The micro format states no turnover.
In 2025, 8 people joined and 4 left.
Short-term debts rose from €19,344 to €39,281.
The 2024 accounts came 4 days late. The other two were filed on time.
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 44% of them on solvency, 29% on liquidity and 69% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 39,278 companies had the same profile as BDTE has now. Each dot stands for 99 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BDTE itself: 1.1% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for BDTE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is tight, with a current ratio of 1.23 (0.29 in 2024), below the usual 1.5. Short-term debt is 56.3% and cash 15.1% of total assets. 58.8% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 3 accounts on average 12 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| BDTE Péruwelz | €69,796 | €74,777 | 41.2% | - |
| CBE CONCEPT Sprimont | €66,944 | €81,477 | -8.2% | - |
| ADAM BOUW Aalst | €75,292 | €77,658 | 78.8% | - |
| David Stanczak Toitures Plombières | €76,068 | €87,052 | 45.9% | - |
| Gregori LIZZI Sivry-Rance | €68,297 | €62,189 | 56.3% | - |
| Audain Toiture Binche | €75,136 | €52,632 | 83.6% | - |
| TOITURE BAUWIN Binche | €79,248 | €63,233 | 36.8% | - |
These companies have the same main activity as BDTE: roofing work (NACE 43410). They are comparable in size and age: total assets between €66,900 and €79,200, founded between 2021 and 2023.
BDTE files the micro format. That format states no turnover. The gross margin rose from €27,021 in 2023 to €74,777 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €320,000. Estimated: probably between €200,000 and €440,000.
Higher than 44% of 35,136 companies in 2025.
Higher than 30% of 34,510 companies in 2025.
Higher than 66% of 34,711 companies in 2025.
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Staff costs divided by the average number of full-time equivalents.
In 2025, 8 people joined and 4 left. Training hours in 2025: 516.
| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
69,796 | 38,853 | 57,755 | |
20 |
285 | 523 | 681 | |
21/28 |
21,222 | 32,736 | 38,261 | |
22/27 |
21,222 | 32,736 | 38,261 | |
22 |
- | 569 | 714 | |
23 |
17,906 | 30,976 | 37,547 | |
24 |
3,316 | 1,191 | - | |
29/58 |
48,289 | 5,594 | 18,813 | |
3 |
9,192 | - | - | |
30/36 |
9,192 | - | - | |
40/41 |
21,008 | 5,239 | 13,488 | |
40 |
14,102 | 3,578 | 7,897 | |
41 |
6,906 | 1,661 | 5,591 | |
54/58 |
10,507 | - | 5,099 | |
490/1 |
7,583 | 355 | 226 | |
| Balance sheet: equity and liabilities | ||||
10/49 |
69,796 | 38,853 | 57,755 | |
10/15 |
28,775 | 19,508 | 7,814 | |
10/11 |
5,000 | 5,000 | 5,000 | |
14 |
23,775 | 14,508 | 2,814 | |
17/49 |
41,022 | 19,344 | 49,941 | |
42/48 |
39,281 | 19,344 | 49,941 | |
43 |
- | 1,095 | - | |
430/8 |
- | 1,095 | - | |
44 |
25,267 | 3,680 | 15,315 | |
440/4 |
25,267 | 3,680 | 15,315 | |
45 |
14,014 | 7,407 | 4,945 | |
450/3 |
2,819 | 4,068 | 779 | |
454/9 |
11,195 | 3,340 | 4,166 | |
47/48 |
- | 7,162 | 29,681 | |
492/3 |
1,741 | - | - | |
| Income statement | ||||
76A |
39 | - | - | |
9900 |
74,777 | 62,607 | 27,021 | |
62 |
43,058 | 37,089 | 19,305 | |
630 |
13,790 | 8,882 | 3,864 | |
640/8 |
1,678 | 319 | 90 | |
66A |
794 | 1,173 | - | |
9901 |
15,457 | 15,144 | 3,763 | |
75/76B |
7 | - | 21 | |
75 |
7 | - | 21 | |
65/66B |
4,115 | 232 | 192 | |
65 |
4,115 | 232 | 192 | |
9903 |
11,349 | 14,913 | 3,592 | |
67/77 |
2,082 | 3,218 | 779 | |
9904 |
9,267 | 11,695 | 2,814 | |
9905 |
9,267 | 11,695 | 2,814 | |
| Appropriation of the result | ||||
9906 |
23,775 | 14,508 | 2,814 | |
14P |
14,508 | 2,814 | - | |
| Social balance sheet | ||||
9087 |
1.6 | 1.1 | 0.8 | |
Hours worked1013 |
2,335 | 1,232 | 864 | |
| Document | ||||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 29-06-2026.
| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| 29,247 | 24,026 | 7,627 | ||
| 23,057 | 20,576 | 6,677 | ||
| 2,833 | 3,198 | 42,014 | ||
| 9,009 | -13,750 | -31,129 | ||
| 41.2% | 50.2% | 13.5% | ||
| 1.23 | 0.29 | 0.38 | ||
| 1.00 | 0.29 | 0.38 | ||
| 1.43 | 0.99 | 6.39 | ||
| 32.2% | 59.9% | 36.0% | ||
| 13.3% | 30.1% | 4.9% | ||
| 7.11 | over 100 | 39.78 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 31-12-2025 | 30-06-2024 | 30-06-2023 |
|---|---|---|---|
| Employees at the balance-sheet date | 4 | 1 | 2 |
| full-time | 2 | 1 | 1 |
| part-time | 2 | - | 1 |
| in full-time equivalents | 4 | 1 | 1 |
| 1.6 | 1.1 | 0.8 | |
| On a permanent contract | 2 | - | 1 |
| Joined | 8 | 1 | 1 |
| Left | 4 | 1 | 0 |
| Training hours | 516 | - | - |
Source: social balance sheet in the 2023 to 2025 annual accounts
| Item | 2025 | 30-06-2024 | 30-06-2023 |
|---|---|---|---|
| Tangible fixed assets | €2,833 | €3,198 | €42,014 |
| €13,790 | €8,882 | €3,864 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 2% higher than in 2024 and the highest since 2023. It is the second rise in a row.
Debt's share of the balance-sheet total rises from 49.8% to 58.8%. Equity and debt are higher.
BDTE has no parent and no holdings in its annual accounts.
| TYBS via Yannick TYVAERT, no longer at TYBS · Manager · deed of 05-05-2020 |
founded in 2020 |
The connected companies are in the list below.
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Rue Julien Bouchain 32 registered office 7601 Péruwelz | 26-10-2022 | 2.341.538.527 |
| Place de Roucourt 19 7601 Péruwelz | 01-01-2026 | 2.393.813.807 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 57071A0352/00N000 | 1,021 m² | 1 · 156 m² | 8.4 m · 2 |
| 57071A0518/00F000 | 183 m² | 1 · 41 m² | 10.0 m · 3 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0792.924.916
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