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Private limited companyfounded 20251 yr activeRue Mont Coupé(GOT) 67, 7070 Le Roeulx, BelgiumKBO/BCE: BE 1019.111.197
Summary

BDNCO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €44,506 and a net result of €57,506. Its solvency ranks better than 48% of 2451 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
8 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BDNCO was incorporated on 23 January 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€44,506
Net result
€57,506
Total assets
€91,663
Solvency
48.6%

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €91,663
Fixed assets €47,119
Current assets €44,544
Equity and liabilities €91,663
Equity €44,506
Debt €47,157
Debt finances 51.4% of the balance-sheet total.
Key figures and ratios
2025 value
ROE
129.2%
ROA
62.7%
Debt ≤ 1 year
€17,780
Debt > 1 year
€29,377
Income taxes
€15,855
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 40 lines
Balance sheet Code2025
Assets
Total assets20/58€91,663
Fixed assets21/28€47,119
Tangible fixed assets22/27€47,119
Furniture and vehicles24€47,119
Current assets29/58€44,544
Amounts receivable within one year40/41€11,640
Trade receivables40€11,495
Other amounts receivable41€145
Cash at bank and in hand54/58€31,828
Deferred charges and accrued income490/1€1,075
Equity and liabilities
Total equity and liabilities10/49€91,663
Equity10/15€44,506
Contributions10/11€3,000
Profit (loss) carried forward14€41,506
Amounts payable17/49€47,157
Amounts payable after more than one year17€29,377
Financial debts170/4€29,377
Amounts payable within one year42/48€17,780
Current portion of amounts payable after more than one year42€7,554
Trade debts44€113
Suppliers440/4€113
Taxes, remuneration and social security45€4,617
Taxes450/3€4,617
Other amounts payable47/48€5,496
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,341
Other operating charges640/8€3,607
Non-recurring operating charges66A€34,649
Gross operating margin9900€121,232
Operating profit (loss)9901€74,636
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€1,275
Recurring financial charges65€1,275
Profit (loss) for the period before taxes9903€73,361
Income taxes67/77€15,855
Profit (loss) for the period9904€57,506
Profit (loss) for the period to be appropriated9905€57,506
Appropriation of the result
Profit (loss) to be appropriated9906€57,506
Profit to be distributed694/7€16,000
Return on contributions (dividend)694€16,000

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,341
Other operating charges640/8€3,607
Non-recurring operating charges66A€34,649
Gross operating margin9900€121,232
Operating profit (loss)9901€74,636
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€1,275
Recurring financial charges65€1,275
Profit (loss) for the period before taxes9903€73,361
Income taxes67/77€15,855
Profit (loss) for the period9904€57,506
Profit (loss) for the period to be appropriated9905€57,506
Line2025
Assets
Total assets20/58€91,663
Fixed assets21/28€47,119
Tangible fixed assets22/27€47,119
Furniture and vehicles24€47,119
Current assets29/58€44,544
Amounts receivable within one year40/41€11,640
Trade receivables40€11,495
Other amounts receivable41€145
Cash at bank and in hand54/58€31,828
Deferred charges and accrued income490/1€1,075
Equity and liabilities
Total equity and liabilities10/49€91,663
Equity10/15€44,506
Contributions10/11€3,000
Profit (loss) carried forward14€41,506
Amounts payable17/49€47,157
Amounts payable after more than one year17€29,377
Financial debts170/4€29,377
Amounts payable within one year42/48€17,780
Current portion of amounts payable after more than one year42€7,554
Trade debts44€113
Suppliers440/4€113
Taxes, remuneration and social security45€4,617
Taxes450/3€4,617
Other amounts payable47/48€5,496
Line2025
Profit (loss) for the period9904€57,506
+ Depreciation and write-downs630€8,341
Operating cash flow (approximation)€65,847

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
23-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Le Roeulx · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
1,066 m²
Building footprint
114 m²
Volume, LiDAR
634 m³
Parcel 55542B0268/00K000, Wallonia · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BDNCO
Rue Mont Coupé(GOT) 67, 7070 Le RoeulxOther financial services
since 20252.374.039.267
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
55542B0268/00K000 Wallonia 1,066 m² 1 · 114 m² 8.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,507 companies in sector 66199 we hold annual accounts for 921. 541 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded23-01-2025
Fiscal year end31-12
Activities, NACEBEL 2025
66199Other activities auxiliary to financial services, excluding insurance and pension funding
E-invoicing
Reachable via Peppol
Peppol ID 0208:1019111197
Also 9925:BE1019111197
Registered 06-11-2025

Register as of 26 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.