Summary
Marufin is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €87,091 and a net result of €83,591. Its solvency ranks better than 88% of 1501 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-09-2026, 49 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
49 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€87,091
Net result
€83,591
Total assets
€100,587
Solvency
86.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Equity and liabilities €100,587
Equity
€87,091
Debt
€13,496
Debt finances 13.4% of the balance-sheet total.
Key figures and ratios
ROE
96.0%
ROA
83.1%
Debt ≤ 1 year
€13,496
Annual accounts
| Line | 2025 |
|---|---|
| Other operating charges640/8 | €463 |
| Gross operating margin9900 | €84,105 |
| Operating profit (loss)9901 | €83,642 |
| Financial charges65/66B | €51 |
| Recurring financial charges65 | €51 |
| Profit (loss) for the period before taxes9903 | €83,591 |
| Profit (loss) for the period9904 | €83,591 |
| Profit (loss) for the period to be appropriated9905 | €83,591 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €100,587 | |
| Current assets29/58 | €100,587 | |
| Amounts receivable within one year40/41 | €14,097 | |
| Trade receivables40 | €14,097 | |
| Cash at bank and in hand54/58 | €85,795 | |
| Deferred charges and accrued income490/1 | €696 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €100,587 | |
| Equity10/15 | €87,091 | |
| Contributions10/11 | €3,500 | |
| Outside capital11 | €3,500 | |
| Share premium1100/10 | €3,500 | |
| Profit (loss) carried forward14 | €83,591 | |
| Amounts payable17/49 | €13,496 | |
| Amounts payable within one year42/48 | €13,496 | |
| Trade debts44 | €3,103 | |
| Suppliers440/4 | €3,103 | |
| Taxes, remuneration and social security45 | €9,910 | |
| Taxes450/3 | €9,910 | |
| Other amounts payable47/48 | €483 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €83,591 |
| Operating cash flow (approximation) | €83,591 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
18-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 49 days late
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Londerzeel · 1 establishment unit since 2025
Ground area
709 m²
Building footprint
181 m²
Volume, LiDAR
1,218 m³
2 parcels, Flanders · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Marufin
since 20252.369.130.572
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23093B0471/00E000 | Flanders | 611 m² | 1 · 116 m² | 8.5 m · 2 fl. |
| 23045B0479/00C002 | Flanders | 98 m² | 1 · 65 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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DC Involved
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Of 1,506 companies in sector 66199 we hold annual accounts for 922. 612 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-01-2025
Fiscal year end31-12
Activities, NACEBEL 2025
66199Other activities auxiliary to financial services, excluding insurance and pension funding
E-invoicing
Reachable via Peppol
Peppol ID
0208:1018614915
Registered
18-03-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.