BDM CONSULTING
ActiveSummary
BDM CONSULTING has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €515k and a net result of €162k. Equity is growing by ~11.6% per year across the filed fiscal years. Its solvency ranks better than 69% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability96▲+26
Solvency100▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 3.97 against 3.69 in 2024; short-term debt: 24.1% and cash: 23.7% of total assets), and 24.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.9%
Return on assets
23.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
5 d early
2023
1 d early
2022
31 d late
2021
24 d late
2020
4 d late
2019
18 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€515k▲ 30.1%
2024 · €396k
2018: €205klowest in 8 years
2019: €237k▲ +15.6% vs 2018
2020: €280k▲ +18.0% vs 2019
2021: €314k▲ +12.0% vs 2020
2022: €319k▲ +1.5% vs 2021
2023: €355k▲ +11.3% vs 2022
2024: €396k▲ +11.7% vs 2023
2025: €515k▲ +30.1% vs 2024highest in 8 years
2018 → 2025
Total assets
€679k▲ 27.1%
2024 · €534k
2018: €279klowest in 8 years
2019: €320k▲ +15.0% vs 2018
2020: €379k▲ +18.4% vs 2019
2021: €483k▲ +27.3% vs 2020
2022: €511k▲ +5.7% vs 2021
2023: €487k▼ -4.6% vs 2022
2024: €534k▲ +9.7% vs 2023
2025: €679k▲ +27.1% vs 2024highest in 8 years
2018 → 2025
Net result
€162k▲ 121%
2024 · €73k
2018: €42k
2019: €32k▼ -23.3% vs 2018
2020: €43k▲ +33.6% vs 2019
2021: €34k▼ -21.2% vs 2020
2022: €20k▼ -41.9% vs 2021lowest in 8 years
2023: €66k▲ +236% vs 2022
2024: €73k▲ +11.3% vs 2023
2025: €162k▲ +121% vs 2024highest in 8 years
2018 → 2025
Working capital
€487k▲ 30.8%
2024 · €372k
2018: €139klowest in 8 years
2019: €176k▲ +26.3% vs 2018
2020: €236k▲ +34.1% vs 2019
2021: €270k▲ +14.7% vs 2020
2022: €288k▲ +6.4% vs 2021
2023: €329k▲ +14.3% vs 2022
2024: €372k▲ +13.2% vs 2023
2025: €487k▲ +30.8% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€314k-€319k▲ 1.5%€355k▲ 11.3%€396k▲ 11.7%€515k▲ 30.1%
2021: €314klowest in 5 years
2022: €319k▲ +1.5% vs 2021
2023: €355k▲ +11.3% vs 2022
2024: €396k▲ +11.7% vs 2023
2025: €515k▲ +30.1% vs 2024highest in 5 years
Operating result€67k-€75k▲ 12.4%€177k▲ 135%€132k▼ 25.4%€279k▲ 112%
2021: €67klowest in 5 years
2022: €75k▲ +12.4% vs 2021
2023: €177k▲ +135% vs 2022
2024: €132k▼ -25.4% vs 2023
2025: €279k▲ +112% vs 2024highest in 5 years
Net result€34k-€20k▼ 41.9%€66k▲ 236%€73k▲ 11.3%€162k▲ 121%
2021: €34k
2022: €20k▼ -41.9% vs 2021lowest in 5 years
2023: €66k▲ +236% vs 2022
2024: €73k▲ +11.3% vs 2023
2025: €162k▲ +121% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 112% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €679k
Fixed assets
€29k ▲ 18.7%
Current assets
€650k ▲ 27.5%
Equity and liabilities €679k
Equity
€515k ▲ 30.1%
Debt
€164k ▲ 18.6%
Debt's share of the balance-sheet total falls from 25.9% to 24.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€286k▲
2024 · €139k
Cash flow
€169k▲
2024 · €81k
Current ratio
3.97▲
2024 · 3.69
Debt to equity
0.32▼
2024 · 0.35
ROE
31.4%▲
2024 · 18.5%
ROA
23.9%▲
2024 · 13.8%
Interest coverage
5.73▲
2024 · 4.05
Debt ≤ 1 year
€164k▲
2024 · €138k
Income taxes
€73k▲
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€534k€679k▲
Fixed assets21/28€24k€29k▲
Tangible fixed assets22/27€23k€28k▲
Plant, machinery and equipment23-€1k
Furniture and vehicles24€8k€5k▼
Other tangible fixed assets26€16k€11k▼
Assets under construction and advance payments27-€10k
Financial fixed assets28€750€750=
Current assets29/58€510k€650k▲
Amounts receivable within one year40/41€139k€8k▼
Trade receivables40€125k€8k▼
Other amounts receivable41€13k-
Current investments50/53€301k€338k▲
Cash at bank and in hand54/58€32k€161k▲
Deferred charges and accrued income490/1€38k€143k▲
Equity and liabilities
Total equity and liabilities10/49€534k€679k▲
Equity10/15€396k€515k▲
Contributions10/11€6k€6k=
Reserves13€390k€509k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€388k€507k▲
Amounts payable17/49€138k€164k▲
Amounts payable within one year42/48€138k€164k▲
Current portion of amounts payable after more than one year42-€7k
Financial debts43€5k-
Credit institutions430/8€5k-
Trade debts44€2k€8k▲
Suppliers440/4€2k€8k▲
Taxes, remuneration and social security45€22k€61k▲
Taxes450/3€22k€61k▲
Other amounts payable47/48€109k€89k▼
Accrued charges and deferred income492/3€67-
Income statement
Code20242025
Non-recurring operating income76A-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▼
Other operating charges640/8€618€899▲
Gross operating margin9900€140k€287k▲
Operating profit (loss)9901€132k€279k▲
Financial income75/76B€297€5k▲
Recurring financial income75€297€4k▲
Non-recurring financial income76B-€2k
Financial charges65/66B€34k€50k▲
Recurring financial charges65€34k€50k▲
Profit (loss) for the period before taxes9903€98k€235k▲
Income taxes67/77€24k€73k▲
Profit (loss) for the period9904€73k€162k▲
Profit (loss) for the period to be appropriated9905€73k€162k▲
Appropriation of the result
Profit (loss) to be appropriated9906€73k€162k▲
Transfer from equity791/2€32k€43k▲
Transfer to equity691/2€73k€162k▲
To other reserves6921€73k€162k▲
Profit to be distributed694/7€32k€43k▲
Return on contributions (dividend)694€32k€43k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €2k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12k | €12k | €13k | €7k | €7k | ▼ 3.6% |
| Other operating charges640/8 | €749 | €6k | €661 | €618 | €899 | ▲ 45.5% |
| Gross operating margin9900 | €80k | €94k | €190k | €140k | €287k | ▲ 105% |
| Operating profit (loss)9901 | €67k | €75k | €177k | €132k | €279k | ▲ 112% |
| Financial income75/76B | €14k | €116 | €344 | €297 | €5k | ▲ 1,699% |
| Recurring financial income75 | €14k | €116 | €344 | €297 | €4k | ▲ 1,191% |
| Non-recurring financial income76B | - | - | - | - | €2k | - |
| Financial charges65/66B | €32k | €50k | €80k | €34k | €50k | ▲ 45.3% |
| Recurring financial charges65 | €32k | €50k | €80k | €34k | €50k | ▲ 45.3% |
| Profit (loss) for the period before taxes9903 | €49k | €26k | €98k | €98k | €235k | ▲ 140% |
| Income taxes67/77 | €15k | €6k | €32k | €24k | €73k | ▲ 197% |
| Profit (loss) for the period9904 | €34k | €20k | €66k | €73k | €162k | ▲ 121% |
| Profit (loss) for the period to be appropriated9905 | €34k | €20k | €66k | €73k | €162k | ▲ 121% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €483k | €511k | €487k | €534k | €679k | ▲ 27.1% |
| Fixed assets21/28 | €44k | €32k | €26k | €24k | €29k | ▲ 18.7% |
| Tangible fixed assets22/27 | €43k | €31k | €25k | €23k | €28k | ▲ 19.3% |
| Plant, machinery and equipment23 | - | - | - | - | €1k | - |
| Furniture and vehicles24 | €5k | €3k | €4k | €8k | €5k | ▼ 32.2% |
| Other tangible fixed assets26 | €39k | €27k | €22k | €16k | €11k | ▼ 27.9% |
| Assets under construction and advance payments27 | - | - | - | - | €10k | - |
| Financial fixed assets28 | €750 | €750 | €750 | €750 | €750 | = |
| Current assets29/58 | €439k | €479k | €461k | €510k | €650k | ▲ 27.5% |
| Amounts receivable within one year40/41 | €136k | €83k | €44k | €139k | €8k | ▼ 94.6% |
| Trade receivables40 | €136k | €67k | €31k | €125k | €8k | ▼ 94.0% |
| Other amounts receivable41 | - | €16k | €13k | €13k | - | - |
| Current investments50/53 | €192k | €271k | €293k | €301k | €338k | ▲ 12.2% |
| Cash at bank and in hand54/58 | €108k | €114k | €50k | €32k | €161k | ▲ 401% |
| Deferred charges and accrued income490/1 | €3k | €12k | €74k | €38k | €143k | ▲ 280% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €483k | €511k | €487k | €534k | €679k | ▲ 27.1% |
| Equity10/15 | €314k | €319k | €355k | €396k | €515k | ▲ 30.1% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €308k | €313k | €349k | €390k | €509k | ▲ 30.6% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | €306k | €311k | €347k | €388k | €507k | ▲ 30.7% |
| Amounts payable17/49 | €169k | €192k | €132k | €138k | €164k | ▲ 18.6% |
| Amounts payable within one year42/48 | €169k | €192k | €132k | €138k | €164k | ▲ 18.6% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €7k | - |
| Financial debts43 | €5k | €8k | €8k | €5k | - | - |
| Credit institutions430/8 | €5k | €8k | €8k | €5k | - | - |
| Trade debts44 | €54k | €13k | €4k | €2k | €8k | ▲ 215% |
| Suppliers440/4 | €54k | €13k | €4k | €2k | €8k | ▲ 215% |
| Taxes, remuneration and social security45 | €16k | €13k | €24k | €22k | €61k | ▲ 172% |
| Taxes450/3 | €16k | €13k | €24k | €22k | €61k | ▲ 172% |
| Remuneration and social security454/9 | €14 | - | - | - | - | - |
| Other amounts payable47/48 | €94k | €158k | €96k | €109k | €89k | ▼ 18.4% |
| Accrued charges and deferred income492/3 | - | €351 | €170 | €67 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €34k | €20k | €66k | €73k | €162k | ▲ 121% |
| + Depreciation and write-downs630 | €12k | €12k | €13k | €7k | €7k | ▼ 3.6% |
| Operating cash flow (approximation) | €46k | €32k | €79k | €81k | €169k | ▲ 110% |
| Investment in fixed assets (approximation) | - | €373 | €-7k | €-5k | €-11k | ▼ 124% |
| Change in cash | - | €6k | €-63k | €-18k | €129k | ▲ 824% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €162k ▲121%
Operating result €279k, net result €162k, both a record.
31-12
Financial
Equity above €500kEq €515k ▲30.1%
8 profitable years in a row build equity to €515k.
26-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €20k ▼41.9%
Net result drops to €20k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
04-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2020
18-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 18 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 13 days late
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Frameries · 2 establishment units since 2009
Ground area
3,012 m²
Building footprint
347 m²
Volume, LiDAR
1,547 m³
2 parcels, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
2 establishment units
BDM Consulting
since 20092.177.010.095
BDM CONSULTING
since 20122.215.021.130
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53025B0732/00B002 | Wallonia | 2,954 m² | 1 · 329 m² | 7.8 m · 2 fl. |
| 53053D0218/00E011 | Wallonia | 57 m² | 1 · 18 m² | 6.5 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
2549002HLF7IYHJMI046
Similar companies · same sector, comparable size
BDE-Research
BE 0823.661.840
Nivelles · Eq €515,286
VOX TENEO
BE 0477.390.844
Ottignies-Louvain-la-Neuve · Eq €515,430
NannyML
BE 0745.522.501
Leuven · Eq €515,451
EasyPark Belgium
BE 0895.840.431
Brussel · Eq €515,591
MAUGUIT-DELEUZE & Associés
BE 0863.026.420
Namur · Eq €514,984
Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 11,838 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-03-2009
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.