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BCTF

Active
Private limited companyfounded 2024active for 2 yearsVesten 9, 9500 Geraardsbergen, BelgiumKBO/BCE: BE 1006.217.820
Summary

BCTF has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €131,010 and a net result of €125,869. Its solvency ranks better than 53% of 21,074 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
BCTFActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Activity
Computer consultancy and computer facilities management
NACE 62200
1 site
Size
€208,573total assets 2025
Equity
€131,010
Profit
€125,869
Turnover not published (micro format)
Financial health
96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts 15 days early
Why 96raises riskFounded in 2024lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 2.35, cash €88,203Size: total assets €208,573Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 68% of its sector peers (NACE 62, micro)
Every signal that counts is listed under Signals.
Financial strength
Strong
Solvency 88
equity 62.8% of total assets
Liquidity 83
short-term debt 37.2% · cash 42.3%
Profitability 100
return on assets 60.3%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,886 companies, NACE 62, micro)
Last 24 months 03-2025: 0.4% 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.5%▲ +0.1 percentage points vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.6%▲ +0.1 percentage points vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026highest value 07-2026: 0.6%● unchanged vs 06-2026highest value 08-2026: < 0.1%▼ -0.6 percentage points vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €12,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity ample (current ratio 2.35, above the usual 1.5; short-term debt: 37.2% and cash: 42.3% of total assets), and 37.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 55% on solvency, 67% on liquidity and 82% on profitability.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Liquidity: current ratio 2.35, cash €88,203
NBB · annual accounts
lowers risk · Size: total assets €208,573
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
15 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointments: VAN ONACKER Falke, Simone…

Key points

  • Positive: Among the best 5% on net resultsector median €28,670 · 21,081 companies €125,869 View
  • Board3 directors in office 3 View
  • Total assets 2025first financial year filed €208,573 View

By topic

Financials

Financial year
2025
Total assets
€208,573
Profit
€125,869
Solvency
62.8%
Go to Financials

Board & ownership

Board
3 members
  • Joris VAN dER MIJNSBRUGGEDirector
  • Simone VANDEWYNCKELDirector
  • VAN ONACKER FalkeDirector
Go to Board & ownership

Company details

Sites
1
Legal form
Private limited company
Activity
Computer consultancy and computer facilities managementNACE 62200
Founded
20-02-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
14
Annual meeting
Last Friday of June at 18:00
Purpose
“Dienstverlening en consultancy in de ICT sector; Analyse en ontwikkeling van hard- en…” (deed in Dutch)
Statutory auditor
No statutory auditor
Go to Articles of association

Key facts about BCTF

What is the company number of BCTF?
1006.217.820. In Belgium the VAT number is the company number with BE in front: BE 1006.217.820.
Where is BCTF based?
The registered office is at Vesten 9, 9500 Geraardsbergen.Company details
What does BCTF do?
According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
What is the legal form of BCTF?
Private limited company (BV).
When was BCTF founded?
On 20-02-2024.
Is BCTF still active?
Yes, BCTF is an active enterprise in the KBO register.
What is the turnover of BCTF?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is BCTF profitable?
In financial year 2025, BCTF made a profit of €125,869.
Where can I find the annual accounts of BCTF?
BCTF filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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