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BCT

Active
Private limited companyfounded 1999active for 26 yearsKempische steenweg 303, 3500 Hasselt, Belgium66 active companies are registered at this addressKBO/BCE: BE 0467.643.433

From the official registers: KBO 25 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

BCT has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €219,023 and a net result of €10,050. Equity is growing by about 8% per year across the filed financial years. Its solvency ranks better than 90% of 2,797 sector peers (NACE 62, financial year 2024). The computed 12-month bankruptcy probability is 1.3% (low).

Financials · financial year 2024, abbreviated format

2025 annual accounts not yet filed, deadline passed on 31 July 2026 Financial year closed on 31 December 2025; filing due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 1 November 2026.

Latest annual accounts filed

Annual accounts 2024

Download PDF
Financial year ended
31-12-2024
Filed on
08-01-2026
Format
abbreviated format
Reference
2026-00004331

Source amounts without an identifiable currency are assumed to be EUR.

Turnover
≈ €480,000
Estimated: probably between €320,000 and €1.0m
Total assets
€252,635▼ 6.2%
2023 · €269,256
Net result
€10,050▼ 41.8%
2023 · €17,274
Working capital
€214,775▼ 4.8%
2023 · €225,627
Trend over the years

2020 to 2024, 5 financial years 2018 to 2024, 7 financial years

The operating result has fallen two years in a row; 2024 is 41% below 2023 and is the lowest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€20,272 2024 Net result€10,050 2024

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line2018201920202021202220232024
Operating result€41,483-€41,149▼ 0.8%€34,303▼ 16.6%€35,350▲ 3.1%€36,231▲ 2.5%€34,641▼ 4.4%€20,272▼ 41.5%
Net result€18,539-€21,292▲ 14.8%€21,821within the sector's middle half▲ 2.5%€18,921within the sector's middle half▼ 13.3%€14,942within the sector's middle half▼ 21.0%€17,274within the sector's middle half▲ 15.6%€10,050within the sector's middle half▼ 41.8%
Equity€208,997-€136,016▼ 34.9%€157,837within the sector's middle half▲ 16.0%€176,758within the sector's middle half▲ 12.0%€191,700within the sector's middle half▲ 8.5%€208,974within the sector's middle half▲ 9.0%€219,023within the sector's middle half▲ 4.8%
Total assets€307,506-€218,749▼ 28.9%€210,866within the sector's middle half▼ 3.6%€227,484within the sector's middle half▲ 7.9%€265,980within the sector's middle half▲ 16.9%€269,256within the sector's middle half▲ 1.2%€252,635within the sector's middle half▼ 6.2%
Debt€98,510-€82,733▼ 16.0%€53,029▼ 35.9%€50,726▼ 4.3%€74,280▲ 46.4%€39,412▼ 46.9%€33,612▼ 14.7%
Working capital€204,797-€131,816▼ 35.6%€153,637within the sector's middle half▲ 16.6%€173,158within the sector's middle half▲ 12.7%€190,997within the sector's middle half▲ 10.3%€225,627within the sector's middle half▲ 18.1%€214,775within the sector's middle half▼ 4.8%
Solvency68.0%-62.2%▼ 5.8pp74.9%above the sector's middle half▲ 12.7pp77.7%above the sector's middle half▲ 2.8pp72.1%above the sector's middle half▼ 5.6pp77.6%above the sector's middle half▲ 5.5pp86.7%above the sector's middle half▲ 9.1pp
Current ratio3.08-2.59▼ 0.493.90above the sector's middle half▲ 1.304.45above the sector's middle half▲ 0.563.70above the sector's middle half▼ 0.766.72above the sector's middle half▲ 3.037.39above the sector's middle half▲ 0.67
Return on assets (ROA)6.0%-9.7%▲ 3.7pp10.3%within the sector's middle half▲ 0.6pp8.3%within the sector's middle half▼ 2.0pp5.6%within the sector's middle half▼ 2.7pp6.4%within the sector's middle half▲ 0.8pp4.0%within the sector's middle half▼ 2.4pp
Staff (FTE)6.1-6▼ 1.6%5within the sector's middle half▼ 16.7%4.8within the sector's middle half▼ 4.0%4.6within the sector's middle half▼ 4.2%3.2within the sector's middle half▼ 30.4%2.6within the sector's middle half▼ 18.8%
above within below the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €252,635
Fixed assets €4,248 ▲ 0.7%
Current assets €248,386 ▼ 6.3%
Equity and liabilities €252,635
Equity €219,023 ▲ 4.8%
Provisions €0 ▼ 100%
Debt €33,612 ▼ 14.7%
Debt's share of the balance-sheet total falls from 14.6% to 13.3%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
Debt to equity
0.15▼
2023 · 0.19
ROE
4.6%▼
2023 · 8.3%
Debt ≤ 1 year
€33,612▼
2023 · €39,412
Income taxes
€7,385▼
2023 · €12,260
Staff costs
€214,071▼
2023 · €358,623
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 17,041 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94.4% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.5% went bankrupt
4.9% stopped otherwise
94.4% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 17,041 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines

Source: Annual accounts 2024 (PDF), filed with the National Bank on 08-01-2026.

Balance sheet Code20232024
Assets
Total assets20/58€269,256€252,635▼
Fixed assets21/28€4,217€4,248▲
Financial fixed assets28€4,217€4,248▲
Current assets29/58€265,039€248,386▼
Amounts receivable within one year40/41€212,467€231,181▲
Trade receivables40€207,487€215,041▲
Other amounts receivable41€4,980€16,140▲
Cash at bank and in hand54/58€52,572€17,206▼
Equity and liabilities
Total equity and liabilities10/49€269,256€252,635▼
Equity10/15€208,974€219,023▲
Contributions10/11€18,592€18,592=
Reserves13€1,859€1,859=
Non-distributable reserves130/1€0€1,859▲
Reserves not available under the articles1311€0€1,859▲
Distributable reserves133€1,859€0▼
Profit (loss) carried forward14€188,523€198,572▲
Provisions and deferred taxes16€20,870€0▼
Provisions for liabilities and charges160/5€20,870€0▼
Other liabilities and charges164/5€20,870€0▼
Amounts payable17/49€39,412€33,612▼
Amounts payable within one year42/48€39,412€33,612▼
Trade debts44€10,199€9,820▼
Suppliers440/4€10,199€9,820▼
Taxes, remuneration and social security45€29,213€23,792▼
Taxes450/3€1,848€0▼
Remuneration and social security454/9€27,365€23,792▼
Accrued charges and deferred income492/3€0-
Income statement Code20232024
Remuneration, social security and pensions62€358,623€214,071▼
Provisions for liabilities and charges: additions (uses and reversals)635/8--€20,870
Other operating charges640/8€446€407▼
Gross operating margin9900€393,710€213,880▼
Operating profit (loss)9901€34,641€20,272▼
Financial income75/76B€20€35▲
Recurring financial income75€20€35▲
Financial charges65/66B€5,127€2,872▼
Recurring financial charges65€5,127€2,872▼
Profit (loss) for the period before taxes9903€29,534€17,435▼
Income taxes67/77€12,260€7,385▼
Profit (loss) for the period9904€17,274€10,050▼
Profit (loss) for the period to be appropriated9905€17,274€10,050▼
Appropriation of the result
Profit (loss) to be appropriated9906€188,523€198,572▲
Profit (loss) brought forward from the previous period14P€171,248€188,523▲
Social balance sheet
Average headcount (FTE)90873.22.6▼

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are in the filed accounts (PDF).

Line2018201920202021202220232024Change
Remuneration, social security and pensions62---€376,101€358,059€358,623€214,071▼ 40.3%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0€0€0-----
Provisions for liabilities and charges: additions (uses and reversals)635/8-------€20,870-
Other operating charges640/8---€410€410€446€407▼ 8.7%
Gross operating margin9900€482,062€493,648€415,257€411,860€394,700€393,710€213,880▼ 45.7%
Operating profit (loss)9901€41,483€41,149€34,303€35,350€36,231€34,641€20,272▼ 41.5%
Financial income75/76B----€3€20€35▲ 76.1%
Recurring financial income75€0€0€12-€3€20€35▲ 76.1%
Financial charges65/66B---€4,337€4,782€5,127€2,872▼ 44.0%
Recurring financial charges65€4,274€4,017€2,722€4,337€4,782€5,127€2,872▼ 44.0%
Profit (loss) for the period before taxes9903€37,209€37,132€31,594€31,013€31,452€29,534€17,435▼ 41.0%
Income taxes67/77€18,670€15,840€9,773€12,092€16,510€12,260€7,385▼ 39.8%
Profit (loss) for the period9904€18,539€21,292€21,821€18,921€14,942€17,274€10,050▼ 41.8%
Profit (loss) for the period to be appropriated9905€18,539€21,292€21,821€18,921€14,942€17,274€10,050▼ 41.8%
Line2018201920202021202220232024Change
Assets
Total assets20/58€307,506€218,749€210,866€227,484€265,980€269,256€252,635▼ 6.2%
Formation expenses20€0€0€0-----
Fixed assets21/28€4,200€4,200€4,200€4,200€4,203€4,217€4,248▲ 0.7%
Intangible fixed assets21€0€0€0-----
Financial fixed assets28€4,200€4,200€4,200€4,200€4,203€4,217€4,248▲ 0.7%
Current assets29/58€303,306€214,549€206,666€223,284€261,777€265,039€248,386▼ 6.3%
Stocks and contracts in progress3€0€0€0-----
Amounts receivable within one year40/41€295,650€195,520€165,341€200,201€206,123€212,467€231,181▲ 8.8%
Trade receivables40---€194,060€205,000€207,487€215,041▲ 3.6%
Other amounts receivable41---€6,141€1,123€4,980€16,140▲ 224%
Current investments50/53€0€0€0-----
Cash at bank and in hand54/58€7,656€18,542€41,324€22,674€55,653€52,572€17,206▼ 67.3%
Deferred charges and accrued income490/1---€409€0---
Equity and liabilities
Total equity and liabilities10/49€307,506€218,749€210,866€227,484€265,980€269,256€252,635▼ 6.2%
Equity10/15€208,997€136,016€157,837€176,758€191,700€208,974€219,023▲ 4.8%
Contributions10/11€18,592€18,592-€18,592€18,592€18,592€18,592=
Reserves13€1,859€1,859€1,859€1,859€1,859€1,859€1,859=
Non-distributable reserves130/1---€1,859€1,859€0€1,859-
Reserves not available under the articles1311---€1,859€1,859€0€1,859-
Distributable reserves133-----€1,859€0▼ 100%
Profit (loss) carried forward14€188,545€115,565€137,386€156,306€171,248€188,523€198,572▲ 5.3%
Provisions and deferred taxes16-----€20,870€0▼ 100%
Provisions for liabilities and charges160/5-----€20,870€0▼ 100%
Other liabilities and charges164/5-----€20,870€0▼ 100%
Amounts payable17/49€98,510€82,733€53,029€50,726€74,280€39,412€33,612▼ 14.7%
Amounts payable within one year42/48€98,510€82,733€53,029€50,126€70,780€39,412€33,612▼ 14.7%
Trade debts44€11,022€11,028€10,976€3,708€26,731€10,199€9,820▼ 3.7%
Suppliers440/4---€3,708€26,731€10,199€9,820▼ 3.7%
Taxes, remuneration and social security45---€46,419€44,048€29,213€23,792▼ 18.6%
Taxes450/3----€1,848€1,848€0▼ 100%
Remuneration and social security454/9---€46,419€42,200€27,365€23,792▼ 13.1%
Accrued charges and deferred income492/3---€600€3,500€0--
Line2018201920202021202220232024Change
Profit (loss) for the period9904€18,539€21,292€21,821€18,921€14,942€17,274€10,050▼ 41.8%
+ Depreciation and write-downs630€0€0€0-----
Operating cash flow (approximation)€18,539€21,292€21,821€18,921€14,942€17,274€10,050▼ 41.8%
Investment in fixed assets (approximation)-€0€0€0-€3-€14-€32▼ 127%
Change in cash-€10,886€22,782-€18,650€32,980-€3,082-€35,366▼ 1,048%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Latest 10 of 25 filings with the National Bank
Financial year Type Filed Reference Document
31-12-2024 abbreviated format 08-01-2026 2026-00004331 PDF
31-12-2023 abbreviated format 26-07-2024 2024-00291657 PDF
31-12-2022 abbreviated format 30-06-2023 2023-00182876 PDF
31-12-2021 abbreviated format 20-12-2022 2022-20541185 PDF
31-12-2020 abbreviated format 29-07-2021 2021-42300501 PDF
31-12-2019 abbreviated format 27-07-2020 2020-34400416 PDF
31-12-2018 abbreviated format 28-06-2019 2019-24000495 PDF
31-12-2017 abbreviated format 24-08-2018 2018-48700568 PDF
31-12-2016 abbreviated format 28-08-2017 2017-47800545 PDF
31-12-2015 abbreviated format 28-07-2016 2016-39100346 PDF

Show all 25 filings

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Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.