BCS RENOVATION
ActiveThe computed 12-month bankruptcy probability of BCS RENOVATION is 7.7% (elevated). For BCS RENOVATION, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €50k and a net result of €42k. Equity is growing by ~303.6% per year across the filed fiscal years. Its solvency ranks better than 84% of 9007 sector peers (fiscal year 2023). The company has been active since 2021 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability100▲+15
Solvency99▲+28
Growth78▲+26
Track record86
Bankruptcy probability, 12 months
7.7%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
74.1%
Return on assets
63.2%
Age of the figures
33 mo
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 3 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline23-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 23-09-2024, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
54 d late
2022
52 d late
2021
46 d late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
Financials · fiscal year 2023, micro schema
Equity
€50k▲ 578%
2022 · €7k
2021: €5k
2022: €7k
2021 → 2023
Total assets
€67k▲ 321%
2022 · €16k
2021: €9k
2022: €16k
2021 → 2023
Net result
€42k▲ 1,907%
2022 · €2k
2021: €2k
2022: €2k
2021 → 2023
Working capital
€50k▲ 616%
2022 · €7k
2021: €4k
2022: €7k
2021 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202120222023Trend
Equity€5k-€7k▲ 40.5%€50k▲ 578%
Operating result€3k-€3k▼ 2.5%€57k▲ 1,894%
Net result€2k-€2k▼ 4.4%€42k▲ 1,907%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2023; 2023 is 1,894% above 2022 and is the highest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Equity and liabilities €67k
Equity
€50k▲ 578%
Debt
€17k▲ 101%
The debt ratio falls from 54.0% to 25.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€57k▲
2022 · €3k
Cash flow
€43k▲
2022 · €2k
Solvency
74.1%▲
2022 · 46.0%
Current ratio
3.87▲
2022 · 1.81
Quick ratio
3.87▲
2022 · 1.81
Debt / equity
0.35▼
2022 · 1.18
ROE
85.3%▲
2022 · 28.8%
ROA
63.2%▲
2022 · 13.2%
Interest coverage
212.59▲
2022 · 125.07
Debt
€17k▲
2022 · €9k
Debt ≤ 1 year
€17k▲
2022 · €9k
Income taxes
€14k▲
2022 · €703
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€16k€67k▲
Formation expenses20€383-
Current assets29/58€16k€67k▲
Amounts receivable within one year40/41€16k€65k▲
Trade receivables40€15k€36k▲
Other amounts receivable41€829€29k▲
Cash at bank and in hand54/58€0€2k▲
Equity and liabilities
Total equity and liabilities10/49€16k€67k▲
Equity10/15€7k€50k▲
Contributions10/11€3k€3k=
Capital10€3k€3k=
Issued capital100€3k€3k=
Reserves13€216€300▲
Non-distributable reserves130/1€216€300▲
Legal reserve130€216€300▲
Profit (loss) carried forward14€4k€46k▲
Amounts payable17/49€9k€17k▲
Amounts payable within one year42/48€9k€17k▲
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€2k€15k▲
Taxes450/3€2k€15k▲
Other amounts payable47/48€4k-
Income statement
Code20222023
Goods, raw materials, services and sundry goods60/61€62k€142k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€383€383=
Gross operating margin9900€3k€57k▲
Operating profit (loss)9901€3k€57k▲
Financial charges65/66B€26€268▲
Recurring financial charges65€26€268▲
Profit (loss) for the period before taxes9903€3k€56k▲
Income taxes67/77€703€14k▲
Profit (loss) for the period9904€2k€42k▲
Profit (loss) for the period to be appropriated9905€2k€42k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€46k▲
Profit (loss) brought forward from the previous period14P€2k€4k▲
Transfer to equity691/2€105€84▼
To the legal reserve6920€105€84▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
23-02
KBO administration
Address struck
2024
23-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 54 days late
2023
31-12
Financial
Highest result since 2021net €42k ▲1907%
Operating result €57k, net result €42k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 3.87
Current ratio from 1.81 to 3.87.
21-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 52 days late
2022
31-12
Financial
Weakest financial yearnet €2k ▼4.4%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
15-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 46 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fabriekstraat 21601 Sint-Pieters-LeeuwGround area
1.1 ha
Building footprint
1,033 m²
Volume, LiDAR
34,968 m³
2 parcels, Flanders · tallest building 42.8 m, ±14 floors. Linked by address, not a title deed.
1 establishment unit
BCS Renovation
since 20212.313.722.192
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22002C0073/00N009 | Flanders | 1.1 ha | 1 · 865 m² | 42.8 m · 14 fl. |
| 23069A0144/00M004 | Flanders | 194 m² | 1 · 168 m² | 11.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MORTELMANS BOUWONTWIKKELING
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,050. 13,089 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-02-2021
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43331Floor and wall tiling
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.