BCOME
ActiveBCOME has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26k and a net result of €-2k. Equity is growing by ~4% per year across the filed fiscal years. Its solvency ranks better than 74% of 17964 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
22
/ 100
Critical▼ -42 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency66▲+6
Growth52=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.47 against 0.56 in 2024), and 37.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.8%
Return on assets
-3.9%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
18 d late
2023
30 d late
2022
59 d late
2021
31 d late
2020
60 d late
2019
88 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-2k
2024 · €8k
2018: €12k
2019: €12k
2020: €-8k
2021: €3k
2022: €-10k
2023: €6k
2024: €8k
2018 → 2025
Working capital
€-8k▲ 40.0%
2024 · €-14k
2018: €-10k
2019: €4k
2020: €-7k
2021: €-7k
2022: €-19k
2023: €-17k
2024: €-14k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€23k-€14k▼ 42.1%€19k▲ 43.0%€28k▲ 42.4%€26k▼ 5.8%
Operating result€6k-€-9k€8k€13k▲ 48.4%€-402
Net result€3k-€-10k€6k€8k▲ 41.1%€-2k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €402 after €13k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €41k
Fixed assets
€34k▼ 17.1%
Current assets
€7k▼ 58.9%
Equity and liabilities €41k
Equity
€26k▼ 5.8%
Debt
€15k▼ 50.6%
The debt ratio falls from 53.0% to 37.2%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-363▼
2024 · €13k
Cash flow
€-2k▼
2024 · €9k
Solvency
62.8%▲
2024 · 47.0%
Current ratio
0.47▼
2024 · 0.56
Quick ratio
0.47▼
2024 · 0.56
Debt / equity
0.59▼
2024 · 1.13
ROE
-6.2%▼
2024 · 29.8%
ROA
-3.9%▼
2024 · 14.0%
Interest coverage
-1.21▼
2024 · 25.75
Debt
€15k▼
2024 · €31k
Debt ≤ 1 year
€15k▼
2024 · €31k
Income taxes
€1k▼
2024 · €4k
Staff costs
€37k▼
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€59k€41k▼
Fixed assets21/28€41k€34k▼
Tangible fixed assets22/27€40€0▼
Plant, machinery and equipment23€40€0▼
Financial fixed assets28€41k€34k▼
Current assets29/58€17k€7k▼
Amounts receivable within one year40/41€1k€1k▲
Other amounts receivable41€1k€1k▲
Cash at bank and in hand54/58€16k€6k▼
Deferred charges and accrued income490/1€462€102▼
Equity and liabilities
Total equity and liabilities10/49€59k€41k▼
Equity10/15€28k€26k▼
Contributions10/11€6k€6k=
Reserves13€13k€13k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€11k€11k=
Profit (loss) carried forward14€8k€7k▼
Amounts payable17/49€31k€15k▼
Amounts payable within one year42/48€31k€15k▼
Financial debts43€12k€416▼
Credit institutions430/8€12k€416▼
Trade debts44€6k€3k▼
Suppliers440/4€6k€3k▼
Taxes, remuneration and social security45€14k€12k▼
Taxes450/3€6k€5k▼
Remuneration and social security454/9€8k€7k▼
Income statement
Code20242025
Remuneration, social security and pensions62€44k€37k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€303€40▼
Other operating charges640/8€120€415▲
Gross operating margin9900€57k€37k▼
Operating profit (loss)9901€13k€-402▼
Financial income75/76B-€158
Recurring financial income75-€158
Financial charges65/66B€499€300▼
Recurring financial charges65€499€300▼
Profit (loss) for the period before taxes9903€12k€-545▼
Income taxes67/77€4k€1k▼
Profit (loss) for the period9904€8k€-2k▼
Profit (loss) for the period to be appropriated9905€8k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€7k▼
Profit (loss) brought forward from the previous period14P€43€8k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
2022
31-12
Financial
Weakest financial yearnet €-10k ▼449%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 60 days late
2020
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 88 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 1.28
Current ratio from 0.64 to 1.28; short-term debt falls from €27k to €16k.
06-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 6 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 29 days late
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Drève du Prophète 457000 MonsGround area
7.1 ha
Building footprint
4.4 ha
Volume, LiDAR
361,113 m³
2 parcels, Wallonia · tallest building 14.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Press Shop
since 20142.229.575.781
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53402A0191/00H015 | Wallonia | 7.0 ha | 1 · 4.4 ha | 14.3 m · 3 fl. |
| 53404B0287/00Y000 | Wallonia | 961 m² | 1 · 161 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,320 companies in sector 47621 we hold annual accounts for 1,236. 992 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-04-2014
Fiscal year end31-12
Activities, NACEBEL
47620Retail trade
47621Retail sale of newspapers and periodicals
47242Retail sale of chocolate and confectionery
47252Retail sale of beverages, general range
47260Retail trade
82100Office administrative and support services
82190Office administrative, office support and other business support activities
92000Gambling and betting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.