Equity
€1,607 ▼ 89.7%
BCO paid out €15,000 in dividends. That is 1,615% of the 2025 profit.
BCO
Overview
Lifetime
6 annual accounts with figures on one time axispeak €13,486 (2020)
€2,623▼ 58.0%
lowest -€4,394 (2021)
€929▼ 77.8%
peak €15,678 (2024)
€1,607▼ 89.7%
€54,972▲ 45.3%
Board1 name since 2019
1 director
Documentsfilings and deeds
14-07-202617 days before the deadline
2025micro format
Gross margin from €6,249 to €2,623Result from €4,178 to €929Dividend €15,000Equity from €15,678 to €1,607Debts from €37,843 to €54,972
Key points
from the 2025 annual accountsTurnover
≈ €18,000 estimated
The micro format states no turnover.
Debts
€54,972 97% of the balance sheet
Suppliers 11%Taxes and wages 21%Other 68%
Investments
€2,685 5.0 × depreciation
Green is investment, beige is depreciation.
Liquidity
0.99 was 1.41 in 2024
Short-term debts rose from €37,843 to €54,972.
Filings
6 annual accounts since 2020
The last five annual accounts were filed 0 to 17 days before the end of the period.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 1,250 companies had the same profile as BCO has now. Each dot stands for 4 companies, two years later.
94.4%
were still trading
2.7%
stopped another way
2.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,250 companies, not a prediction for BCO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0738428435
Incorporation
Founding capital of €1,000, 50 shares · Founder: · Appointment: (director) · published on 28-11-2019 · Gazette deed
First establishment
Francis Crabbéstraat 4A, Oud-Heverlee
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BCO Oud-Heverlee | €56,579 | €2,623 | 2.8% | - |
| SMART LABO Antwerp | €79,186 | €3,039 | 89.3% | - |
| EXPAT SERVICES INTERNATIONAL Leuven | €44,045 | €5,977 | 5.6% | - |
| ELECTRO-SAT BELGIUM Schaerbeek | €69,658 | €4,540 | 66.0% | - |
| Electronica SAT Boussu | €31,985 | €3,649 | 9.0% | - |
| Clear Solutions Essen | €63,622 | €3,124 | 74.5% | - |
| CoDek Roeselare | €28,155 | €2,169 | -118.2% | - |
These companies have the same main activity as BCO: retail sale of information and communication equipment (NACE 47400). They are comparable in size and age: total assets between €28,200 and €79,200, founded between 2017 and 2020.
Official details
Source: KBO- Status
- Active since 26-11-2019Normal situation
- Activity
- Retail sale of information and communication equipmentNACE 47400
- Establishment unit
- 2.295.912.8933050 Oud-Heverlee, since 26-11-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 20-03-2025
Annual accounts 2025
- €2,623▼ 58.0%
- €929▼ 77.8%
- €1,607▼ 89.7%
- €56,579▲ 5.7%
- Filing
- Filed on 14-07-2026, 17 days before the end of the filing period
Insights on BCO
BCO files the micro format. That format states no turnover. The gross margin fell from €13,486 in 2020 to €2,623 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 14-07-2026, 17 days before the deadline€2,623
▼ 58.0%
€2,081
▼ 66.7%
€929
▼ 77.8%
-€536
▼ €16,214
2.8%
▼ 26.5 percentage points
0.99
▼ 0.42
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €18,000. Estimated: probably between €10,000 and €32,000.
Balance sheet
balance sheet total €56,579 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
2.8%
Higher than 24% of 25,237 companies in 2025.
0.99
Higher than 31% of 24,245 companies in 2025.
1.6%
Higher than 42% of 24,434 companies in 2025.
BCO
Middle half of the sector
80% of the sector
Micro accounts in retail trade (NACE 47)
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||
20/58 |
56,579 | 53,521 | 52,651 | 36,340 | 38,892 | 27,564 | |
21/28 |
2,143 | - | - | - | - | - | |
22/27 |
2,143 | - | - | - | - | - | |
23 |
2,143 | - | - | - | - | - | |
29/58 |
54,435 | 53,521 | 52,651 | 36,340 | 38,892 | 27,564 | |
3 |
6,415 | 7,274 | 9,749 | 11,026 | - | - | |
30/36 |
6,415 | 7,274 | 9,749 | 11,026 | - | - | |
40/41 |
25,595 | 18,957 | 31,965 | 9,447 | 27,436 | 22,129 | |
40 |
25,595 | 18,957 | 31,965 | 9,447 | 27,436 | 22,129 | |
54/58 |
22,425 | 27,290 | 10,937 | 15,867 | 11,456 | 5,435 | |
| Balance sheet: equity and liabilities | |||||||
10/49 |
56,579 | 53,521 | 52,651 | 36,340 | 38,892 | 27,564 | |
10/15 |
1,607 | 15,678 | 11,500 | 7,236 | 6,962 | 11,356 | |
10/11 |
1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | |
14 |
607 | 14,678 | 10,500 | 6,236 | 5,962 | 10,356 | |
17/49 |
54,972 | 37,843 | 41,150 | 29,104 | 31,930 | 16,208 | |
42/48 |
54,972 | 37,843 | 41,150 | 29,104 | 31,930 | 16,208 | |
44 |
5,980 | 1,424 | 3,675 | 3,967 | 10,340 | 4,147 | |
440/4 |
5,980 | 1,424 | 3,675 | 3,967 | 10,340 | 4,147 | |
45 |
11,620 | 12,346 | 6,582 | 2,655 | 9,003 | 5,874 | |
450/3 |
11,620 | 12,346 | 6,582 | 2,655 | 9,003 | 5,874 | |
47/48 |
37,372 | 24,073 | 30,893 | 22,482 | 12,587 | 6,187 | |
| Income statement | |||||||
9900 |
2,623 | 6,249 | 5,090 | 396 | -4,296 | 13,486 | |
630 |
542 | - | - | - | - | - | |
9901 |
2,081 | 6,249 | 5,090 | 396 | -4,296 | 13,486 | |
75/76B |
250 | 100 | 18 | 1 | - | 6 | |
75 |
250 | 100 | 18 | 1 | - | 6 | |
65/66B |
713 | 296 | 251 | 124 | 97 | 254 | |
65 |
713 | 296 | 251 | 124 | 97 | 254 | |
9903 |
1,618 | 6,053 | 4,858 | 274 | -4,394 | 13,238 | |
67/77 |
689 | 1,875 | 593 | - | - | 2,883 | |
9904 |
929 | 4,178 | 4,265 | 274 | -4,394 | 10,356 | |
9905 |
929 | 4,178 | 4,265 | 274 | -4,394 | 10,356 | |
| Appropriation of the result | |||||||
9906 |
15,607 | 14,678 | 10,500 | 6,236 | 5,962 | 10,356 | |
14P |
14,678 | 10,500 | 6,236 | 5,962 | 10,356 | - | |
694/7 |
15,000 | - | - | - | - | - | |
694 |
15,000 | - | - | - | - | - | |
| Document | |||||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 14-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 14-07-2026 | 2026-00290674 | |
| 31-12-2024 | micro format | 28-07-2025 | 2025-00316477 | |
| 31-12-2023 | micro format | 29-07-2024 | 2024-00294574 | |
| 31-12-2022 | micro format | 31-07-2023 | 2023-00292209 | |
| 31-12-2021 | micro format | 20-07-2022 | 2022-20204345 | |
| 31-12-2020 | micro format | 26-07-2021 | 2021-39800241 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| 2,623 | - | - | - | - | - | ||
| 1,471 | - | - | - | - | - | ||
| 2,685 | - | - | - | - | - | ||
| -4,864 | 16,352 | -4,930 | 4,411 | 6,022 | - | ||
| -536 | 15,678 | 11,500 | 7,236 | 6,962 | 11,356 | ||
| 2.8% | 29.3% | 21.8% | 19.9% | 17.9% | 41.2% | ||
| 0.99 | 1.41 | 1.28 | 1.25 | 1.22 | 1.70 | ||
| 0.87 | 1.22 | 1.04 | 0.87 | 1.22 | 1.70 | ||
| 34.21 | 2.41 | 3.58 | 4.02 | 4.59 | 1.43 | ||
| 57.8% | 26.6% | 37.1% | 3.8% | -63.1% | 91.2% | ||
| 1.6% | 7.8% | 8.1% | 0.8% | -11.3% | 37.6% | ||
| 3.68 | - | - | - | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €2,685 | - | - | - | - |
| €542 | - | - | - | - |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Insights on BCO
The operating result for 2025 is 67% lower than in 2024 and the lowest since 2022.
Debt's share of the balance-sheet total rises from 70.7% to 97.2%. Equity is lower and debt is higher.
Board & ownership
Board
1 director, since incorporationDirector
since 26-11-2019
term without a fixed end
listed in the 2025 annual accounts, filed on 14-07-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 28-11-2019
Mandates through the years
1 name, the dashed line is todayDirector
Board
Mandates as a list
-
- Director, from 26-11-2019 to date
Control
Founder
This company
BCO
Equity €1,607
Profit €929 in 2025
Capital
- Contribution
- €1,000
- Shares
- 50
- Contribution per share
- €20
- Equity per share
- €32.14 in 2025
- Source
- deed of 28-11-2019
Articles of association
deed of 28-11-2019 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- “Iedere bestuurder vertegenwoordigt de vennootschap jegens derden en in rechte als eiser of als verweerder. Hij kan bijzondere machten…”
Shareholders
At incorporation
deed of 28-11-2019 ↗
- 50 shares (100%) · €1,000
Network & group
No group
BCO has no parent and no holdings in its annual accounts. is the only director. BCO shares no director with another company.
Timeline
Timeline
11 events since 2019Filings
Financial
Establishments
2020202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 17 days before the deadline
2025
Annual accounts 2024 filed PDFmicro format · 3 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:0738428435
2024
Annual accounts 2023 filed PDFmicro format · 2 days before the deadline
2023
Annual accounts 2022 filed PDFmicro format · on the deadline day
2022
Back to profit net €274 The net result is €274, after one loss-making year.
Annual accounts 2021 filed PDFmicro format · 11 days before the deadline
2021
Weakest financial year net -€4,394 The net result drops to -€4,394, the lowest from 2020 to 2025. It recovers the following year.
Annual accounts 2020 filed PDFmicro format · 5 days before the deadline
2019
IncorporationFounding capital of €1,000, 50 shares · Founder: · Appointment: (director) · published on 28-11-20194 points ▸
- Founder,
- Founding capital, €1,000, 50 shares
- Board rule, 1
- Director appointment,
- The deed holds 3 more points.
First establishment Francis Crabbéstraat 4A, Oud-Heverlee
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0738.428.435
- VAT number
- BE 0738.428.435
- Peppol ID
- 0208:0738428435
- Other Peppol ID
- 9925:BE0738428435
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 26-11-2019
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- “Iedere bestuurder vertegenwoordigt de vennootschap jegens derden en in rechte als eiser of als verweerder. Hij kan bijzondere machten…”deed of 28-11-2019 (in Dutch)
- Peppol
- Reachable since 20-03-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- BCO in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 28-11-2019 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 28-11-2019 (in Dutch)
Activities
NACEBEL 202547400
Retail sale of information and communication equipment main activity
Codes under NACEBEL 2008
47410
Retail trade main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Detailhandel in computers,randapparatuur en software in gespecialiseerde winkels; Vervaardiging van computers en randapparatuur…”deed of 28-11-2019 (in Dutch)
27 activities
- Detailhandel in computers,randapparatuur en software in gespecialiseerde winkels
- Vervaardiging van computers en randapparatuur
- Computerconsultancy-activiteiten
- Beheer van computerfaciliteiten
- Gegevensverwerking,webhosting en aanverwante activiteiten
- Reparatie van computers en randapparatuur
- Bekleding met aluminium van de binnenzijde van PC-kasten.
- Vervaardiging van automatische gegevensverwerkende machines,inclusief microcomputers en tekstverwerkers : centrale verwerkingseenheden,interfaces,consoles,enz.
- Vervaardiging van randapparatuur : printers,terminals,enz.,magnetische en optische disk drives,machines voor het omzetten van gegevens in gecodeerde vorm op gegevensdragers.
- Kleinhandel in computers en standaardprogrammatuur
- Kleinhandel in audio- en videoapparatuur voor huishoudelijk gebruik,zoals radio- en televisietoestellen,videoweergavetoestellen,videocamera's,hifimateriaal,enz.
- Detailhandel in meubels
- Ontwerpen en programmeren van computerprogramma's
- Computerconsultancy-activiteiten
- Verlenen van advies aan de gebruikers over soorten computers (hardware) en hun configuratie en de toepassing van bijbehorende programmatuur (software)
- Activiteiten van systeemintegrators
- Overige diensten op het gebied van informatietechnologie en computer
- Al dan niet permanent verwerken van gegevens met behulp van een eigen programma of een programma van de klant : - invoeren van gegevens - volledige verwerking van gegevens
- Permanent beheren van en werken met de gegevensverwerkende apparatuur van derden
- Terbeschikking stellen van databank : leveren van gegevens voor gebruikers (individueel of in groep),in een bepaalde volgorde,door on-line terugzoeken of door toegankelijkheid van de gegevens
- Webportalen
- Verhuur en lease van kantoormachines,inclusief computers
- Verhuur en operationele leasing van kantoormachines,incl. computers,zonder bedieningspersoneel: computerapparatuur,duplicators,fotokopieermachines,schrijfmachines,tekstverwerkers,enz.
- Verhuur van standaard-programmatuur
- Onderhoud en de reparatie van computers en randapparatuur
- Onderhoud en de reparatie van rekenmachines en overige kantoormachines
- Algemene bouwinstallatie
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Francis Crabbéstraat 4A registered office 3050 Oud-Heverlee | 26-11-2019 | 2.295.912.893 |
Buildings and parcels at the address
- Ground area
- 1,162 m²
- Buildings
- 145 m²
- Volume, LiDAR
- 729 m³
- Tallest building
- 8.5 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 24086B0106/00M000 | 1,162 m² | 1 · 145 m² | 8.5 m · 2 |
Contact
E-mail
info@CB-PC.be establishment in Oud-Heverlee
Phone
+32 475 34 43 90 establishment in Oud-Heverlee