BCM
ActiveSummary
BCM has been active since 1994 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €971,420 and a net result of €55,897. Equity has been stable since 2018 (±0.4% per year). Its solvency ranks better than 81% of 5,039 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 04-06-1994 Normal situation
- Activity
- Other retail sale of new goods NACE 47789and 2 others
- Joint committee
- 149.04 Paritair Subcomité voor de metaalhandel · annual accounts 2025
- Establishment units
- 2.067.182.143 7100 La Louvière, since 15-06-1994
- 2.067.182.341 7110 La Louvière, since 02-02-2000
- Financial year end
- 31 December
- Peppol
- Reachable
Board and ownership
- Charles BrillonManaging director
- Emilie BrillonDirector · since 01-07-2023
- Samuel BrillonDirector · since 01-07-2023
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
- Gross margin
- €624,990
- ▲ 72.9%
- Turnover
- ≈ €2.3m
- estimated
- Profit
- €55,897
- Equity
- €971,420
- ▲ 6.1%
- Total assets
- €1.4m
- ▲ 5.9%
- Employees on 31-12-2025
- 10
- =
Score breakdownraises risk1 of the last 3 accounts latelowers riskLiquidity: current ratio 5.69, cash €405,960Founded in 1994Equity €971,420 (68.9% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 80% of them on solvency, 87% on liquidity, 24% on profitability and 54% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 101 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, full format
Annual accounts 2025 filed on 29-07-2026 at the NBB all 32 filings
Every figure per financial year
The operating result for 2025 is a loss of €55,906, smaller than the loss of €376,199 in 2024.
The turnover shown is an estimate from the gross margin.
Staff
| Item | 31-12-2021 | 31-12-2022 | 31-12-2023 | 31-12-2024 | 31-12-2025 |
|---|---|---|---|---|---|
| Employees at the balance-sheet date | 10 | 9 | 11 | 10 | 10 |
| full-time | 9 | 8 | 8 | 6 | 6 |
| part-time | 1 | 1 | 3 | 4 | 4 |
| in full-time equivalents | 9.8 | 8.8 | 10.4 | 9.3 | 9.3 |
| Average over the year, in full-time equivalents | 10.5 | 9.7 | 8.8 | 9.3 | 9.3 |
| On a permanent contract | 10 | 9 | 10 | 10 | 10 |
| Joined | 0 | 1 | 2 | 1 | - |
| Left | 1 | 2 | 0 | 2 | - |
Source: social balance sheet in the 2021 to 2025 annual accounts
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €69,605 | €59,530 | €16,329 | €100,703 | €156,074 |
| Financial fixed assets | - | €581 | €8,873 | - | - |
| Depreciation and write-downs of the year | €61,711 | €74,792 | €53,443 | €63,845 | €65,848 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | - | - | €4,732 | €13,580 | ▲ 187% |
| Remuneration, social security and pensions62 | - | - | - | €502,218 | €515,663 | €518,625 | €533,253 | €583,719 | ▲ 9.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €82,947 | €77,280 | €74,968 | €61,711 | €74,792 | €53,443 | €63,845 | €65,848 | ▲ 3.1% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | - | - | - | €38 | - |
| Other operating charges640/8 | - | - | - | €14,941 | €15,190 | €13,256 | €17,188 | €17,608 | ▲ 2.4% |
| Non-recurring operating charges66A | - | - | - | €33,644 | €16,835 | €787 | €123,414 | €13,684 | ▼ 88.9% |
| Gross operating margin9900 | €800,382 | €653,242 | €715,431 | €616,266 | €627,146 | €459,632 | €361,501 | €624,990 | ▲ 72.9% |
| Operating profit (loss)9901 | €105,264 | -€15,875 | €153,012 | €3,752 | €4,668 | -€126,480 | -€376,199 | -€55,906 | ▲ 85.1% |
| Financial income75/76B | - | - | - | €44,950 | €165,266 | €154,295 | €70,018 | €137,815 | ▲ 96.8% |
| Recurring financial income75 | €70,499 | €69,317 | €48,543 | €42,988 | €116,583 | €136,090 | €70,018 | €136,122 | ▲ 94.4% |
| Non-recurring financial income76B | - | - | - | €1,962 | €48,684 | €18,205 | - | €1,693 | - |
| Financial charges65/66B | - | - | - | €20,000 | €56,819 | €10,038 | €18,928 | €25,058 | ▲ 32.4% |
| Recurring financial charges65 | €65,256 | €16,831 | €23,593 | €20,000 | €56,819 | €10,038 | €18,928 | €25,058 | ▲ 32.4% |
| Profit (loss) for the period before taxes9903 | €145,558 | €36,612 | €189,712 | €28,702 | €113,115 | €17,777 | -€325,109 | €56,851 | - |
| Income taxes67/77 | €101,228 | €17,909 | €65,199 | €26,306 | €58,465 | €24,537 | €12,123 | €954 | ▼ 92.1% |
| Profit (loss) for the period9904 | €44,330 | €18,702 | €124,514 | €2,395 | €54,650 | -€6,760 | -€337,232 | €55,897 | - |
| Profit (loss) for the period to be appropriated9905 | €44,330 | €18,702 | €124,514 | €2,395 | €54,650 | -€6,760 | -€337,232 | €55,897 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €1.5m | €1.5m | €1.6m | €1.6m | €1.5m | €1.5m | €1.3m | €1.4m | ▲ 5.9% |
| Fixed assets21/28 | €0.3m | €0.3m | €0.3m | €0.3m | €0.2m | €0.2m | €0.2m | €0.3m | ▲ 32.3% |
| Tangible fixed assets22/27 | €0.3m | €0.3m | €0.3m | €0.2m | €0.2m | €0.2m | €0.2m | €0.3m | ▲ 35.8% |
| Land and buildings22 | - | - | - | €0.2m | €0.1m | €0.1m | €0.1m | €0.09m | ▼ 10.0% |
| Furniture and vehicles24 | - | - | - | €0.09m | €0.09m | €0.07m | €0.1m | €0.2m | ▲ 76.5% |
| Financial fixed assets28 | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | €0.03m | €0.02m | €0.01m | ▼ 15.1% |
| Current assets29/58 | €1.2m | €1.2m | €1.3m | €1.3m | €1.3m | €1.3m | €1.1m | €1.1m | ▲ 0.2% |
| Stocks and contracts in progress3 | €0.3m | €0.2m | €0.2m | €0.3m | €0.2m | €0.3m | €0.2m | €0.2m | ▲ 15.1% |
| Stocks30/36 | - | - | - | €0.3m | €0.2m | €0.3m | €0.2m | €0.2m | ▲ 15.1% |
| Amounts receivable within one year40/41 | €0.4m | €0.6m | €0.4m | €0.4m | €0.6m | €0.7m | €0.5m | €0.4m | ▼ 11.3% |
| Trade receivables40 | - | - | - | €0.4m | €0.5m | €0.6m | €0.3m | €0.2m | ▼ 31.8% |
| Other amounts receivable41 | - | - | - | €0.04m | €0.09m | €0.1m | €0.2m | €0.2m | ▲ 28.8% |
| Cash at bank and in hand54/58 | €0.5m | €0.3m | €0.7m | €0.6m | €0.5m | €0.2m | €0.4m | €0.4m | ▲ 5.5% |
| Deferred charges and accrued income490/1 | - | - | - | €0.02m | €0.002m | €0.001m | €0.01m | €0.02m | ▲ 22.7% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €1.5m | €1.5m | €1.6m | €1.6m | €1.5m | €1.5m | €1.3m | €1.4m | ▲ 5.9% |
| Equity10/15 | €1.2m | €1.2m | €1.2m | €1.2m | €1.3m | €1.3m | €0.9m | €1.0m | ▲ 6.1% |
| Contributions10/11 | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | = |
| Capital10 | - | - | - | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | = |
| Issued capital100 | - | - | - | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | = |
| Reserves13 | €0.03m | €0.03m | €0.03m | €0.03m | €0.03m | €0.03m | €0.03m | €0.03m | = |
| Non-distributable reserves130/1 | - | - | - | €0.006m | €0.006m | €0.006m | €0.006m | €0.006m | = |
| Legal reserve130 | - | - | - | €0.006m | €0.006m | €0.006m | €0.006m | €0.006m | = |
| Distributable reserves133 | - | - | - | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | = |
| Profit (loss) carried forward14 | €1.1m | €1.1m | €1.1m | €1.1m | €1.2m | €1.2m | €0.8m | €0.9m | ▲ 6.8% |
| Amounts payable17/49 | €0.4m | €0.3m | €0.4m | €0.3m | €0.3m | €0.3m | €0.4m | €0.4m | ▲ 5.4% |
| Amounts payable after more than one year17 | €0.04m | €0.04m | €0.03m | €0.01m | €0.03m | €0.02m | €0.07m | €0.1m | ▲ 95.4% |
| Financial debts170/4 | - | - | - | €0.01m | €0.03m | €0.02m | €0.07m | €0.1m | ▲ 95.4% |
| Amounts payable within one year42/48 | €0.3m | €0.3m | €0.4m | €0.3m | €0.2m | €0.2m | €0.2m | €0.2m | ▼ 21.7% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0.03m | €0.03m | €0.03m | €0.04m | €0.07m | ▲ 77.8% |
| Trade debts44 | €0.1m | €0.1m | €0.1m | €0.1m | €0.04m | €0.03m | €0.06m | €0.007m | ▼ 88.9% |
| Suppliers440/4 | - | - | - | €0.1m | €0.04m | €0.03m | €0.06m | €0.007m | ▼ 88.9% |
| Taxes, remuneration and social security45 | - | - | - | €0.1m | €0.1m | €0.2m | €0.1m | €0.1m | ▼ 0.3% |
| Taxes450/3 | - | - | - | €0.09m | €0.09m | €0.09m | €0.06m | €0.05m | ▼ 12.3% |
| Remuneration and social security454/9 | - | - | - | €0.05m | €0.05m | €0.06m | €0.06m | €0.07m | ▲ 11.5% |
| Other amounts payable47/48 | - | - | - | €0.06m | €0.03m | €0.03m | €0.03m | - | - |
| Accrued charges and deferred income492/3 | - | - | - | - | - | - | €0.1m | €0.1m | ▲ 12.4% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €44,330 | €18,702 | €124,514 | €2,395 | €54,650 | -€6,760 | -€337,232 | €55,897 | - |
| + Depreciation and write-downs630 | €82,947 | €77,280 | €74,968 | €61,711 | €74,792 | €53,443 | €63,845 | €65,848 | ▲ 3.1% |
| Operating cash flow (approximation) | €127,277 | €95,983 | €199,482 | €64,107 | €129,442 | €46,683 | -€273,387 | €121,745 | - |
| Investment in fixed assets (approximation) | - | -€81,527 | -€47,380 | -€42,776 | -€60,111 | -€18,709 | -€91,304 | -€141,716 | ▼ 55.2% |
| Change in cash | - | -€175,344 | €355,491 | -€59,075 | -€135,000 | -€219,003 | €142,157 | €21,338 | ▼ 85.0% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 17,041 companies had the same profile as BCM has now. Two years later, 94.3% were still going and 0.5% had gone bankrupt.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BCM itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for BCM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 32 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | full format | 29-07-2026 | 2026-00349372 | |
| 31-12-2024 | full format | 31-03-2026 | 2026-00069841 | |
| 31-12-2023 | full format | 21-08-2024 | 2024-00363833 | |
| 31-12-2022 | full format | 31-10-2023 | 2023-00501073 | |
| 31-12-2021 | full format | 26-10-2022 | 2022-20480634 | |
| 31-12-2020 | full format | 24-12-2021 | 2021-81800464 | |
| 31-12-2019 | full format | 27-11-2020 | 2020-72800221 | |
| 31-12-2018 | full format | 11-10-2019 | 2019-70000010 | |
| 31-12-2017 | full format | 27-09-2018 | 2018-66000086 | |
| 31-12-2016 | full format | 30-10-2017 | 2017-68300596 |
Board & ownership
Directors
Day-to-day management 1
Owners and capital
Owners
Mandate history
- Board
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| Emilie Brillon |
|
| Samuel Brillon |
|
| Charles Brillon |
|
Network & group
BCM shares no director with another company.
Connections & network
2 current directorsThe network starts from the directors of BCM. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
16-05
Gazette deed
Reappointments: Emilie Brillon, Samuel Brillon and Charles Brillon7 points ▸
- General meeting, 25-06-2023
- Director reappointment, Emilie Brillon (director)
- Director reappointment, Samuel Brillon (director)
- Director reappointment, Charles Brillon (managing director)
- Director in office, Emilie Brillon (director)
- Director in office, Samuel Brillon (director)
- Director in office, Charles Brillon (managing director)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Codes under NACEBEL 2003
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 55573C0352/00B015 | Wallonia | 736 m² | 1 · 121 m² | 9.2 m · 2 |