BCL CONCEPT
The computed 12-month bankruptcy probability of BCL CONCEPT is 5.1% (elevated). The 2023 annual accounts show negative equity (€-76k) and a net result of €52k. Equity is shrinking by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 269 sector peers (fiscal year 2023). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €-76k |
| Net result | €52k |
| Better than sector | 5% |
| Active | 9 yrs |
Fragile profile, watch profitability in particular.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -353.3% | 28.3% | |
| Net result | €52k | €6k | |
| Equity | €-76k | €16k | |
| Gross operating margin | €61k | €32k | |
| Staff costs | €3k | €42k |
| Fiscal year | 2023 |
|---|---|
| Deposit | volledig |
| Revenue | - |
| EBITDA | - |
| Net profit | €52k |
| Cash flow | - |
| Staff costs | €3k |
| Income taxes | - |
| Dividends | - |
| Total assets | €21k |
| Equity | €-76k |
| Debt | €97k |
| of which ≤ 1y | €39k |
| of which > 1y | €58k |
| Working capital | €-18k |
| Employees (FTE) | - |
| 2023 | |
|---|---|
| Current ratio | 0.55 |
| Quick ratio | 0.55 |
| Working capital ratio | -83.2% |
| Solvency | -353.3% |
| Debt / equity | -1.28 |
| Long-term debt ratio | -0.76 |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | 241.3% |
| ROE | -68.3% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2023 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €21k |
| Current assets | 29/58 | €21k |
| Amounts receivable within one year | 40/41 | €12k |
| Cash & bank | 54/58 | €9k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €21k |
| Equity | 10/15 | €-76k |
| Contributions / capital | 10/11 | €19k |
| Accumulated profits (losses) | 14 | €-94k |
| Amounts payable | 17/49 | €97k |
| Amounts payable after one year | 17 | €58k |
| Amounts payable within one year | 42/48 | €39k |
| Trade debts payable within one year | 44 | €7k |
| Income statement | ||
| Gross operating margin | 9900 | €61k |
| Operating result | 9901 | €54k |
| Financial charges | 65 | €3k |
| Result before taxes | 9903 | €52k |
| Net result for the period | 9904 | €52k |
| Result to be appropriated | 9905 | €52k |
-
Mohammed Seghir LounesGérantState Gazette act 24022268 (05-02-2024)Current05-02-2024 → present
Former directors (3)
-
Christian LemoineGérantState Gazette act 24022268 (05-02-2024)Former- → 05-02-2024
-
El Mazli NourredineGérantState Gazette act 24022268 (05-02-2024)Former- → 05-02-2024
-
Mustapha BensifGérantState Gazette act 24022268 (05-02-2024)Former- → 05-02-2024
| NACE primary | Overige posterijen en koeriers(53200) |
| Legal form | Private limited company (pre-2019)(015) |
| Incorporation | 02-06-2017 |
| Status | Active |
| Postal code | 4100 |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
27-02-2025 All shares are now held by a single shareholder
Technical details
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}05-02-2024 1 director appointed, 3 resigning
- Mohammed Seghir Lounes, Gérant
- Christian Lemoine, Gérant
- Mustapha Bensif, Gérant
- El Mazli Nourredine, Gérant
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}31-08-2023 Registered office moved to Fléron
- 4621 Fléron, rue de liery 83
Technical details
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}19-04-2022 Transaction in capital or shares
Technical details
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"share_class": null
}
],
"share_classes_after": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | BCL CONCEPT |