Checked.be
Active
BE 0769.537.325Private limited company
BCI Company
Steenweg op Mechelen 455 ·1950 Kraainem, Belgium· 5 yrs active
Conclusion
The computed 12-month bankruptcy probability of BCI Company is 11.7% (high). The 2023 annual accounts show equity of €45k and a net result of €32k. The company has been active since 2021 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €45k |
| Net result | €32k |
| Active | 5 yrs |
| Board | 3 |
Financial profile
73
/ 100
Strong profile, led by profitability.
All 5 axes are computed from data Checked has read.
Health
76
Profitability
100
Solvency
23
Growth
78
Stability
86
Bankruptcy probability (12 mo)
Risk Assessment
3 / 100
Low riskComponents
· 1 administrative flag (+3)
Trust signals
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
Address struck
Checked score
76
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€4k
estimate, not credit advice
Score history
10
2022
76
2023
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 1.11 (≥ 1.0)
+5
Quick ratio
Quick ratio 1.11 (≥ 1.0)
+5
Leverage
Debt/equity 5.87 (> 3.0)
-10
Profitability
ROE 70% (≥ 10%)
+10
Interest coverage
Interest coverage 42.8× (≥ 3×)
+8
Profit trend
Net profit up YoY
+5
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.
Financial overview
Annual accounts filed on 30-06-2024 with the NBB · fiscal year 2023 · micro schema
€38k
-
22-23
€32k
-
22-23
€36k
-
22-23
€311k
+106.1%
22-23
€45k
+68.3%
22-23
€30k
-
22-23
€2k
-97.8%
22-23
€1k
-
22-23
€266k
+114.3%
22-23
€266k
+114.3%
22-23
1.11
+14.0%
22-23
1.11
+14.0%
22-23
14.6%
-18.4%
22-23
5.87
+27.4%
22-23
70.4%
-
22-23
10.2%
-
22-23
42.82
-
22-23
Figures by fiscal year and ratios
| Fiscal year | 2023 | 2022 |
|---|---|---|
| Deposit | micro schema | micro schema |
| Revenue | - | - |
| EBITDA | €38k | €-10k |
| Net profit | €32k | €-13k |
| Cash flow | €36k | €-10k |
| Staff costs | €2k | €78k |
| Income taxes | €1k | - |
| Dividends | - | - |
| Total assets | €311k | €151k |
| Equity | €45k | €27k |
| Debt | €266k | €124k |
| of which ≤ 1y | €266k | €124k |
| of which > 1y | - | - |
| Working capital | €30k | €-3k |
| Employees (FTE) | - | - |
Ratios (computed)
| 2023 | 2022 | |
|---|---|---|
| Current ratio | 1.11 | 0.98 |
| Quick ratio | 1.11 | 0.98 |
| Working capital ratio | 9.7% | -1.9% |
| Solvency | 14.6% | 17.8% |
| Debt / equity | 5.87 | 4.61 |
| Long-term debt ratio | - | - |
| Interest coverage | 42.82 | -18.31 |
| Gross margin | - | - |
| Net margin | - | - |
| ROA | 10.2% | -8.7% |
| ROE | 70.4% | -48.6% |
| EBITDA margin | - | - |
| Days sales outstanding | - | - |
| Days payable outstanding | - | - |
| Inventory turnover | - | - |
| Days inventory (DSI) | - | - |
Balance-sheet composition 2023
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2023 | 2022 |
|---|---|---|---|
| Balance sheet, Assets | |||
| TOTAL ASSETS | 20/58 | €311k | €151k |
| Fixed assets | 21/28 | €15k | €30k |
| Tangible fixed assets | 22/27 | €6k | €30k |
| Financial fixed assets | 28 | €9k | - |
| Current assets | 29/58 | €296k | €121k |
| Amounts receivable within one year | 40/41 | €251k | €108k |
| Cash & bank | 54/58 | €38k | €12k |
| Balance sheet, Equity & liabilities | |||
| TOTAL EQUITY & LIABILITIES | 10/49 | €311k | €151k |
| Equity | 10/15 | €45k | €27k |
| Contributions / capital | 10/11 | €40k | €40k |
| Accumulated profits (losses) | 14 | €5k | €-13k |
| Amounts payable | 17/49 | €266k | €124k |
| Amounts payable within one year | 42/48 | €266k | €124k |
| Trade debts payable within one year | 44 | €151k | €47k |
| Income statement | |||
| Gross operating margin | 9900 | €47k | €70k |
| Operating result | 9901 | €33k | €-13k |
| Financial income | 75 | €734 | €776 |
| Financial charges | 65 | €888 | €536 |
| Result before taxes | 9903 | €33k | €-13k |
| Income taxes | 67/77 | €1k | - |
| Net result for the period | 9904 | €32k | €-13k |
| Result to be appropriated | 9905 | €32k | €-13k |
Directors & mandates
Current directors & mandates
-
Ez-Zine YounesDirectorState Gazette act 25065951 (23-05-2025)Current31-03-2025 → present
-
Masivi Temo, YannickDirectorState Gazette act 25040177 (26-03-2025)Current26-03-2025 → present
2 events
- 31-03-2025 Resigned· Director
- 26-03-2025 Appointed· Director
-
Aarab AbdelhakimDirectorState Gazette act 25034981 (13-03-2025)Current13-03-2025 → present
2 events
- 13-03-2025 Appointed· Director
- 02-10-2024 Resigned· Director
Former directors (2)
-
Panzu Konde GerryDirectorState Gazette act 25032364 (10-03-2025)Former15-09-2024 → 01-10-2024
2 events
- 01-10-2024 Resigned· Director
- 15-09-2024 Appointed· Director
-
Es Sebai OthmanDirectorState Gazette act 25032364 (10-03-2025)Former- → 15-09-2024
Legal Structure
| NACE primary | - |
| Legal form | Private limited company(610) |
| Incorporation | 10-06-2021 |
| Status | Active |
| Postal code | 1950 |
Establishment units
BCI Company
since 20212.319.230.705
Real-estate footprint
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22002C0073/00N009 | Flanders | 1.1 ha | 1 · 865 m² | 42.8 m · 14 fl. |
| 23094D0041/00F000 | Flanders | 7,975 m² | 1 · 1,789 m² | - |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2025
23-05
State Gazette act
Director changes
04-04
KBO administration
Address struck
Imperiastraat 8 1930 Die Sitzadresse Imperiastraat 8 1930
Zaventem · event 18-03-2025
26-03
State Gazette act
Capital & shares
13-03
State Gazette act
Capital & shares
10-03
State Gazette act
Director changes
2024
05-08
State Gazette act
Registered-office change
30-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 151 days late
2023
30-06
Financial
Back to profitnet €32k
Net result €32k after one loss-making year.
04-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
SignalFinancial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Lifecycle & Insolvency Signals
04-04-2025
KBO administration
Address struck
Time machine, BS events + macro context
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgian State Gazette reading coverage
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
Capital history · 2
26-03-2025
Capital change
13-03-2025
Capital change
Address history · 1
05-08-2024
Registered-office move
All acts · 5
updated 1 year ago
2025
23-05-2025 1 director appointed, 1 resigning
- Ez-Zine Younes, Bestuurder
- Temo Masivi Yannick, Bestuurder
Technical details
{
"events": [
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},
"reason": "de_plein_droit_dissolution",
"subkind": "regular",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": "2025-03-31",
"evidence_quote": "De uitzonderlijke algemene vergadering aanvaard het ontslag van de heer Temo Masivi Yannick vanaf 31/03/2025 en geeft hem kwijting voor zijn gevoerde beleid.",
"decharge_status": "granted",
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{
"kind": "director_in",
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"reason": null,
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"effective_date": "2025-03-31",
"evidence_quote": "De uitzonderlijke algemene vergadering wenst tevens de heer Ez-Zine Younes te benoemen als nieuwe bestuurder met onmiddelijke ing ingang, die deze aanvaard.",
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"value": null
},
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"effective_date_qualifier": "immediate"
},
{
"kind": "substantive_delegation",
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},
"reason": null,
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"statutory": null,
"compensated": null,
"effective_date": "2025-03-31",
"evidence_quote": "De heer Ez-Zine Younes neemt de activa en passiva van het bedrijf over. Alle schulden v\u00F3\u00F3r deze overdracht, bekend of onbekend, vallen onder de verantwoordelijkheid van de overnemer, zelfs deze die voortvloeien uit een belastingcontrole, onss, BTW, enz. die tijdens deze periode zouden vervallen.",
"decharge_status": null,
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"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
},
{
"kind": "rep_rotation",
"role": "vaste_vertegenwoordiger",
"person": {
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},
"reason": null,
"subkind": "regular",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": "2025-03-31",
"evidence_quote": "De heer Temo Masivi Yannick schenkt zijn 100 aandelen aan de heer Ez-Zine Younes, die deze aanvaard.",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": "Ez-Zine Younes",
"rep_rotation_old_rep": "Temo Masivi Yannick",
"effective_date_qualifier": "immediate"
},
{
"kind": "board_snapshot",
"role": null,
"person": null,
"reason": null,
"subkind": null,
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": "2025-03-31",
"evidence_quote": "Deze uitzonderlijke algemene vergadering werd beeindigd omstreeks 10:00 nadat alle punten werder overlopen en goedgekeurd",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": "Brussel",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": null,
"filing_date": "2025-05-16",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
"body": "uitzonderlijke_algemene_vergadering",
"date": "2025-03-31",
"unanimous": true
}
],
"is_correction": false,
"subject_company": {
"kbo": "0769.537.325",
"name_full": "BCI Company",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "none",
"org_kbo": null,
"org_name": null,
"person_name": null,
"org_rep_person_name": null,
"person_role_at_subject": null
},
"co_filed_documents": [],
"corrected_publication_numac": null
}26-03-2025 All shares are now held by a single shareholder
Technical details
{
"events": [
{
"kind": "share_transfer",
"after_eur": null,
"delta_eur": null,
"before_eur": null,
"subscribers": [
{
"kbo": null,
"rrn": null,
"kind": "person",
"name": "Masivi Temo, Yannick",
"share_class": null,
"liberation_pct": null,
"contribution_kind": null,
"n_shares_subscribed": 100,
"contribution_amount_eur": null
}
],
"decrease_purpose": null,
"contribution_type": null,
"paid_up_delta_eur": null,
"n_shares_destroyed": null,
"not_yet_called_eur": null,
"merger_new_shares_n": null,
"merger_exchange_ratio": null,
"distribution_amount_eur": null,
"statutory_unavailable_equity_op": null
},
{
"kind": "eenhoofdigheid_declaration",
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"decrease_purpose": null,
"contribution_type": null,
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"not_yet_called_eur": null,
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"distribution_amount_eur": null,
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}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": "Brussel",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2025-03-26",
"filing_date": "2025-03-19",
"act_kind_objet": "ONTSLAGNEMINGEN, BENOEMINGEN-OVERDRACHT VAN DE AANDELEN UITREKSEL VAN HET PROCEL VERBAAL VAN DE UITZONDERLIJKE ALGEMENE VERGADERING"
},
"decision": {
"body": "uitzonderlijke_algemene_vergadering",
"act_date": "2025-03-19",
"unanimous": null,
"under_authorized_capital": false,
"underlying_resolution_date": "2024-10-02"
},
"bedrijfsrevisor": null,
"subject_company": {
"kbo": "0769.537.325",
"name_full": "BCI COMPANY",
"legal_form": "BV",
"is_foreign_registered": false
},
"publication_proxy": {
"kind": "none",
"org_kbo": null,
"org_name": null,
"person_name": null,
"org_rep_person_name": null,
"person_role_at_subject": null
},
"co_filed_documents": [],
"shareholders_after": [
{
"kbo": null,
"pct": null,
"kind": "person",
"name": "Masivi Temo, Yannick",
"role": "aandeelhouder",
"n_shares": 100,
"share_class": null
},
{
"kbo": null,
"pct": null,
"kind": "person",
"name": "Aarab Abdelhakim",
"role": "aandeelhouder",
"n_shares": 0,
"share_class": null
}
],
"share_classes_after": []
}13-03-2025 All shares are now held by a single shareholder
Technical details
{
"events": [
{
"kind": "eenhoofdigheid_declaration",
"after_eur": null,
"delta_eur": null,
"before_eur": null,
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},
{
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"subscribers": [
{
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}
],
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}
],
"notary": {
"name": null,
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},
"act_meta": {
"language": "nl",
"pub_date": null,
"filing_date": "2025-03-06",
"act_kind_objet": "Onderwerp akte:"
},
"decision": {
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"act_date": "2025-03-06",
"unanimous": null,
"under_authorized_capital": false,
"underlying_resolution_date": "2024-10-01"
},
"bedrijfsrevisor": null,
"subject_company": {
"kbo": "0769.537.325",
"name_full": "BCI Company",
"legal_form": "BV",
"is_foreign_registered": false
},
"publication_proxy": {
"kind": "none",
"org_kbo": null,
"org_name": null,
"person_name": null,
"org_rep_person_name": null,
"person_role_at_subject": null
},
"co_filed_documents": [],
"shareholders_after": [
{
"kbo": null,
"pct": null,
"kind": "person",
"name": "Aarab Abdelhakim",
"role": "aandeelhouder",
"n_shares": 100,
"share_class": null
}
],
"share_classes_after": []
}10-03-2025 1 director appointed, 1 resigning
- Panzu Konde Gerry, Bestuurder
- Es Sebai Othman, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Es Sebai Othman",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": "de_plein_droit_dissolution",
"subkind": "regular",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": "2024-09-15",
"evidence_quote": "Unaniem beslist de algemene vergadering om dhr. Es Sebai Othman met onmiddellijke ingang te ontslagen als bestuurder, hij krijgt decharge voor bewezen diensten.",
"decharge_status": "granted",
"mandate_duration": null,
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"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Panzu Konde Gerry",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": "regular",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": "2024-09-15",
"evidence_quote": "Dhr. Panzu Konde Gerry wordt benoemd als bestuurder met onmiddellijke ingang door de algemene vergadering, zij aanvaardt dit.",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": "Luik",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2025-03-10",
"filing_date": null,
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
"body": "bijzondere_algemene_vergadering",
"date": "2024-09-15",
"unanimous": true
}
],
"is_correction": false,
"subject_company": {
"kbo": "0769.537.325",
"name_full": "Bci Company",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "none",
"org_kbo": null,
"org_name": null,
"person_name": null,
"org_rep_person_name": null,
"person_role_at_subject": null
},
"co_filed_documents": [],
"corrected_publication_numac": null
}2024
05-08-2024 Registered office moved from ANTWERPEN to Zaventem
- VAN WAELWIJCKSTRAAT 31 2100 ANTWERPEN → Imperiastraat 8, 1930 Zaventem
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_administratif",
"new_address": {
"raw": "Imperiastraat 8, 1930 Zaventem",
"city": "Zaventem",
"region": "vlaams_gewest",
"street": "Imperiastraat",
"country": "BE",
"postcode": "1930",
"box_number": null,
"street_number": "8",
"locality_suffix": null
},
"old_address": {
"raw": "VAN WAELWIJCKSTRAAT 31 2100 ANTWERPEN",
"city": "ANTWERPEN",
"region": "vlaams_gewest",
"street": "VAN WAELWIJCKSTRAAT",
"country": "BE",
"postcode": "2100",
"box_number": null,
"street_number": "31",
"locality_suffix": null
},
"effective_date": null,
"evidence_quote": "",
"region_changed": false,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": null,
"statutaire_vs_werkelijke": null,
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": null
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": null,
"filing_date": "2024-07-24",
"act_kind_objet": "Onderwerp akte:"
},
"decision": {
"body": "buitengewone_algemene_vergadering",
"date": "2024-03-31",
"unanimous": null
},
"subject_company": {
"kbo": "0769.537.325",
"name_full": "BCI COMPANY",
"legal_form": "BV",
"_kbo_filled_from_list": true
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "ES-SEBAI Othman",
"org_rep_person_name": null,
"person_role_at_subject": "Bestuurder"
},
"co_filed_documents": []
}Credit advice
Company registry (CBE)
Names & trade names
| Legal nameNL | BCI Company |
| AbbreviationNL | BCI |
Registration history
- 18-03-2025 Address struck